Sentences with phrase «determining policy premiums»

Not all companies choose to use credit scores as a factor in determining policy premiums, and certainly not all of them weigh the various factors they take into consideration in exactly the same way.

Many drivers do not realize that things like your marital status and education level can play a role in determining your policy premiums.

Although there are industry - wide standards regarding what sets of data are taken into consideration in determining policy premiums for individuals, every company has its own way of digesting these sets of data.

Car insurance companies actually consider a different type of score when they're determining policy premiums.

Determine policy premium costs and benefits.

Because your age and health play a significant role in determining your policy premium costs, buying the policies all at once, instead of waiting for when the needs arise, can save you money.

Every driver is different, and all drivers bring with them different set of circumstances and factors that can affect the ways insurance companies determine their policy premiums.

The cost of this type of coverage will vary, and may be different for every Wyoming resident since there are so many factors involved in determining a policy premium.

-- Evaluated risk, loss history, financial standing on insured businesses — Developed individual testing procedures to analyze specific businesses — Determined procedures, endorsements and general policy content to fit specific businesses — Determined policy premiums, declarations and coverage to complete a policy — Provided customer support for insured company clients, including billing, adjustments, reinstatements, endorsements and cancellations

Not exact matches

The selected stock market index is used to determine how much interest may be credited to your policy, subject to limitations such as a «cap»; however, your premiums and cash values are never invested directly in the stock market.

The occupation class will help underwriters determine the policy's premium costs.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

Ask each group to determine the mathematical risk that a mudflow will occur in the area, to decide on a monthly premium and deductible for the policy, and to present the policy and its terms to the entire group.

At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.

At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.

When your workers» compensation policy is experience - rated, your premiums are determined using the following formula:

Your insurance policy premiums are determined during the life insurance company's underwriting process.

A Trusted Choice agent can help you analyze your needs and determine if a term policy, a return of premium policy, or even a permanent life insurance policy is the best option for your situation.

A Trusted Choice ® independent agent can help you assess your needs and determine if a return of premium policy is right for you.

The final insurance policy premium for any policy is determined by the underwriting insurance company following application.

The Connecticut insurance company you choose to purchase a policy from will consider the following when determining your insurance premium costs:

Lower deductibles will require you to pay more for premiums, but you can determine the amount of deductible at the time you purchase your policy.

The selected stock market index is used to determine how much interest may be credited to your policy, subject to limitations such as a «cap»; however, your premiums and cash values are never invested directly in the stock market.

The final insurance policy premium of any policy is determined by the underwriting team at our company, following the application.

The occupation class will help underwriters determine the policy's premium costs.

It is important to read the fine print to determine if the policy you are considering is fixed premiums or if the premiums increase every year or every five years.

Preferred Rating Class: One of the best premium rate classes available on life insurance policies for applicants that are determined by underwriting to be in better than average health.

This is because by doing so, you will have a much better ability to directly compare policies, companies, and premium prices — and from there, you can determine which plan will be the best for you.

The cash value held in a life insurance policy is determined by subtracting the cost of insurance and other charges levied by the insurance company from the total amount of premiums paid plus any interest or capital appreciation earned on the cash value.

Rating classes determine the cost, or policy premium, with Preferred classes costing less than Standard classes.

It might seem odd that an insurer would use your credit score for determining the price of the policy premium.

Values for death benefits and premiums are usually determined at policy issue, for the life of the contract, and usually can not be altered after issue.

The amount of protection you'll receive from your policy — and even just if you can keep your policy in force — will be determined by your life insurance budget and your ability to pay your premiums.

Life insurance rates are primarily determined by your age, your health, the type of policy you buy and the amount of coverage you want, but there are other aspects that can determine the cost of your premiums.

You can determine the basis by taking all the premiums you've paid into the policy and then subtracting any dividends you've been paid, any cash you've already withdrawn, and any agent commissions or administrative fees that were paid by your premiums.

If you are determined to be more than 51 % responsible, and resulting damages exceed $ 1,000, then your premiums will increase upon your next policy renewal.

Insurance companies use various criteria to determine what your premiums will be, or if they will even approve you for a policy.

Life insurance policy premiums are determined based upon what a life insurer must charge to provide for company expenses, overhead, profits, and the cost of the insurance company's anticipated losses.

Most life insurance policies do require the applicant to undergo a physical exam, to determine how much of risk they may be to the insurance company, though there is the option of looking into a no medical exam life insurance policy, at a high premium rate.

Looking at the state regulations, average premium and importance of buying a particular policy can help you to determine what type of Florida insurance is right for you.

In general, the cancellation fee is a percentage of your premium and the percentage charged is determined by how far along you are into the term of your policy.

Determine your needs, shop around and look for ways to make your premium affordable over the life of the policy.

Of course, several factors go into determining individual policy rates, and for many drivers in Vermont, auto insurance premiums are going to be much higher or lower than the statewide average.

Insurability is determined at the start of the policy, and can not be revisted as long as you pay your premiums.

We pride ourselves in representing dozens of carriers and can shop and compare in an unbiased manner to determine which policy, company, and premium works the best for you and your family's specific needs.

Preferred Plus Rating Class: The best premium rate class available on life insurance policies for applicants that are determined by underwriting to be in better than average health.

Standard Plus Rating Class: The premium rate class available on life insurance policies for applicants that are determined by underwriting to be of slightly better than average health.

Your flood policy premium will be determined by your home's design, age, location, contents and the amount of coverage you decide to buy.

Key factors in determining the market value of a policy are the death benefit, the cost of future premiums, and the life expectancy of the insured.

In doing so, you will be able to compare directly — in an unbiased fashion — several life insurance policies, along with their benefits and premium quotes — and to determine which one will be the best for your specific needs.