Sentences with phrase «determining policy rates»

Not only are there different environmental factors that go into determining policy rates, in some cases (particularly when dealing with homeowners insurance) the kinds of Texas insurance quotes available are different than those common throughout the rest of the country.
Car insurance tables compare car makes, models and ages as well as location when determining policy rates.
Not only are there different environmental factors that go into determining policy rates, in some cases (particularly when dealing with homeowners insurance) the kinds of Texas insurance quotes available are different than those common throughout the rest of the country.
This powerful number doesn't stop there; it is also viewed by insurance companies to determine policy rates and potential employers - if part of your duties involve handling finances.
Questions about your lifestyle may also be asked to determine your policy rates.
Regardless of how auto insurance companies determine your policy rates, the most effective way of obtaining and keeping a low - cost policy is by following traffic laws and driving safely.
When providing only liability insurance company coverage, the insurance company does not use an ISO rating and depends solely on the driver's personal credit score and driving history to determine policy rates.
NR: Insurance companies use your home address when determining your policy rate (and where you live does significantly affect how much you'll pay).
Questions about your lifestyle may also be asked to determine your policy rates.
Insurance companies determine their policy rates by considering several factors, but one of the most important is often population density.

Not exact matches

Insurance is regulated state by state, and each state has its own insurance commission to determine how much insurers can raise rates on renewed term policies.
One prime example of their destructive policies during the 2008 recession can be determined by Moody's downgrade of 83 % of $ 869 billion in mortgage - backed securities that were given a rating of «AAA» just the year before.
Indeed, in a classic paper written in the early 1960s, Mundell (Mundell, 1963) showed how, in a world of complete asset substitutability and perfect capital mobility, real interest rates would be largely determined by international market forces with the exchange rate moving in response to changes in domestic monetary policy to provide most of the desired accommodation or tightening.
That some of the forces governing capital flows and asset values are driven not by market - determined expected return but by policy measures directed at, for example, an exchange rate objective means that at least some of what we observe in global capital markets may be attributed to these distortions.
They seem to be hyper - sensitive about signaling changes in interest rate policy, but they seem to not care about the ambiguity and contradictions in the reporting on the actual metrics that they use to determine whether to change the policy or not.
Nevertheless, the few deviations recorded indicates the flexibility of the operating system to react to changing market circumstances and ensure that the policy rate determined by the Reserve Bank Board is not materially affected by developments in the money markets.
The stance of monetary policy is expressed in terms of a target for the cash rate — that is the interest rate on overnight loans between financial institutions, which is determined in the cash market.
At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.
We studied renters insurance rates for a sample policy that included $ 30,000 of coverage in 121 cities in the state of Michigan in order to determine which cities had the highest and best annual renters insurance costs.
Monetary policy consists of the actions of a central bank, currency board or other regulatory committee that determine the size and rate of growth of the money supply, which in turn affects interest rates.
China's policy makers are likely to continue their gradual process of liberalizing the currency toward a market - determined exchange rate.
Yet, with inflation picking up and policymakers increasingly worried about the distortive effect of multiple years of extraordinarily accommodative monetary policy, the US Federal Reserve (Fed) now seems determined to keep raising interest rates.
The BOC and its Governor are responsible for setting monetary policies, printing money and determining the Canadian banks» interest rates.
Implications for Public Health Practice: Because of the documented benefits of breastfeeding to both mothers and children, and because experiences in the first hours and days after birth help determine later breastfeeding outcomes, improved hospital policies and practices could increase rates of breastfeeding nationwide, contributing to improved child health.
International coordination plays no role in inflation targeting; there are no requirements on external imbalances; indeed, external imbalances and the real exchange rate are technically jointly determined by aggregate demand — for example a tough fiscal policy, reducing aggregate demand, implies ceteris paribus an external surplus.
Scotland's Future proposes that the Bank of England will become Scotland's lender of last resort, set the interest rates for both Scotland and the remainder of the UK, and determine monetary policy for the area.
«The contentious issue of the exchange rate policy that will complement the fiscal policy of this administration will be a product of determining the real equilibrium exchange rate path of the naira,» wrote Adeosun.
A CML statement said: «The factors that determine lenders» rate - setting policies are more complex than simply the level of the bank base rate.
He determined that only policies that considerably raise top federal income tax rates and that redistribute tax revenue to lower - income households are likely to bring large reductions in the total number of Americans that die annually.
Saad B. Omer, M.B.B.S., M.P.H., of the Johns Hopkins Bloomberg School of Public Health, Baltimore, and colleagues conducted a study to determine if the rates of nonmedical exemptions differ and have been increasing in states that offer only religious vs. personal belief exemptions, and if the incidence of pertussis is associated with policies of granting personal belief exemptions and ease of obtaining exemptions.
The subscription prices for the Partner's web - sites on the Dating Factory network will be determined at the sole discretion of Dating Factory according to its then current pricing policies and may be modified from time to time to maximize conversion and retention rates.
At certain points during the period of coverage, you can convert your term policy to a permanent life insurance policy (such as a whole life insurance policy or universal life insurance policy) and premiums are determined by your original health rating.
We collected renters insurance rates for a sample policy that included $ 30,000 in coverage for 227 cities in the state of Illinois in order to determine which cities had the highest and best annual renters insurance quotes.
At certain points during the term of coverage, such as your birthdays, you can increase the policy's death benefit and premiums will be determined using your initial health rating.
We studied renters insurance rates for a sample policy that included $ 30,000 in coverage in 64 cities in the state of New York in order to determine which cities had the highest and best annual renters insurance costs.
When your workers» compensation policy is experience - rated, your premiums are determined using the following formula:
Often these products will have guaranteed growth rates that will be applied to your policy for the purpose of determining your benefit.
A longer term or higher death benefit (as well as the age and health rating of the individual policy applicant) determines the cost of this insurance.
The cash value grows according to a rate determined in the policy and can be borrowed against.
An IUL policy is credited an interest rate determined by, either the declared rate of the insurer, or the participation rate and cap rate of the underlying index the indexed account tracks.
While the policy's cash value is guaranteed to grow at a certain rate, this can be lower than other investment vehicles and you need to determine what fees are applied
Yet, with inflation picking up and policymakers increasingly worried about the distortive effect of multiple years of extraordinarily accommodative monetary policy, the US Federal Reserve (Fed) now seems determined to keep raising interest rates.
The interaction of all the Fed's policy tools determines the federal funds rate or the rate at which depository institutions lend their balances at the Federal Reserve to each other on an overnight basis.
The percentage of the index's gain that you will benefit from is determined by the policy's participation rate.
The participation rate of the policy determines how much your policy participates in the return of the tracked index.
In Ontario, for example, insurance companies can not use the data they collect to penalize you by increasing your rates, cancelling your policy, or determining a claim decision.
Whereas whole life insurance provides fixed rates of return on the account value, at rates determined by the insurance company, variable life insurance provides the policyholder with investment discretion over the account value portion of the policy.
However, when selecting an IUL policy, it's important to pay attention to its cap rate and participation rate, as these will determine how much upside you can earn when the market rises.
Your health and lifestyle are other factors that the LTC policy underwriter will take into account when determining your long - term care insurance rates.
Preferred Rating Class: One of the best premium rate classes available on life insurance policies for applicants that are determined by underwriting to be in better than average health.
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