Should you continue to play aggressively, with a view to enriching your heirs or your favorite charities, or
dial down the risk, so you can live out your days knowing that only financial Armageddon could derail your comfortable retirement?
But if you need only 2 %, you can
dial down the risk level in your portfolio if you want to.
If you have already put together a substantial nest egg, you may want to
dial down the risk a little so as not to jeopardize it.
This mix is conservative enough to use even in late retirement, but they can
dial down risk by adding GICs as they get older.
Target date funds are designed to do just that — provide age - appropriate diversification and
dial down risk as you near retirement.
You might find that you can
dial down you risk — or exposure to stocks — so that your balance doesn't plummet if the market drops as you enter retirement.
For Bryan, I would just opt for an allocation that is close to what one might use for the oldest child — even a straightforward 50 % equity, 50 % fixed - income blend would be fine until the oldest reaches high school, after which I would start
dialing down the risk.
Not exact matches
A study of genetic data from 36,000 people with autoimmune diseases shows that
dialing down a protein's activity — but not knocking it completely out — may provide a new way to calm overactive immune systems without raising the
risk of getting infections.
It's a
risk to
dial it
down and let the subtlety of surreal humor sneak up on you.
The capital allocation to each of these asset classes is
dialed up or
down depending on the targeted
risk level.
We believe now is a good time to
dial down equity and credit
risk, and U.K. investors may want to put in place hedges against a potential Brexit outcome.
Many advisors use target
risk portfolios in conjunction with an age - based portfolio to
dial up or
down the account owner's
risk profile.
The fund also
dialed down on
risk: its standard deviation fell to 10.7 % (about 0.4 % above that of the reference ETF portfolio) and its RealBeta ™ decreased to 1.02.