They didn't share bank accounts but
they did share expenses.
Not exact matches
In the opinion of the Company's management, adjusted book value per
share is useful in an analysis of a property casualty company's book value per
share as it removes the effect of changing prices on invested assets (i.e., net unrealized investment gains (losses), net of tax), which
do not have an equivalent impact on unpaid claims and claim adjustment
expense reserves.
As I
do every month, I'm
sharing all of my income and
expenses this month in hopes of being as open as I can about my finances here to chronicle my journey to financial independence.
The most effective way is to chase market
share and drive out one's rivals — even if
doing so comes at the
expense of short - term profits, since the best guarantee of long - term profits is immediate growth.
I guess I don't
share my
expenses b / c they are more subject to criticism.
This is remarkable in light of the study's primary conclusion: Truly active funds (defined as funds with Active
Share of 80 or greater)
do outperform their benchmarks on average even after fees and
expenses.
There are cheap ones around, but if you don't want the
expense maybe you could borrow one, or
share the cost with a baker friend.
Even if women are
done with middle aged men, they still need them to be
doing the lion
shares of the work in the economy and pay the taxes to fund the government socialist programs that benefit women at the
expense of men.
There were some downsides: I was a little distracted knowing my daughter was down the hall, I didn't get the «me time» that I would have had if I traveled by myself (not to mention she still woke up at least once per night at that age) and of course, the
expense to bring two people with you (though she was still a lap baby and we all
shared a hotel room).
There are no doubt
shared overhead
expenses between the two businesses, which I would bet weakens the impact of the summer losses which are typical of almost all school foodservice operations (again, speaking from experience here as this is the way my family used to
do it).
He noted that Cuomo and Lee «
do share in
expenses on the house and they
do share the property tax
expense.»
The estimates also
do not take into consideration the possibility that the amphitheater takes the place of the New York State Fair grandstand, which could mean the state would
share expenses.
I don't expect major changes in national vote
share in 2020 necessarily but we could see UKIP still around 10 - 15 %, losing votes to the Tories in marginal seats but profiting from a post referendum backlash at the Tories
expense in Essex, Kent and Lincolnshire etc and old labour areas like Sunderland, county Durham, Rotherham, Oldham etc which the Tories have abandoned.
Here, she
shares the key questions to ask so you
do nt end up paying out - of - pocket for your medical
expenses.
I
share my personally styled cruelty - free and sustainable outfits to prove that beauty and art in daily practices
does not have to be at the
expense of another animal or human.
So many people who have met online are closer in their relationship because of the talking and
sharing that
does not take place in the conventional dating scene that leads to intimacy too soon and causing complex problems and more
expenses.
I
share my personally styled cruelty - free and sustainable outfits to prove that beauty and art in daily practices
does not have to be at the
expense of another animal or human.
A proud psychopath, success (preferably at the
expense of others) is the meaning of Steven's life and he disdains anyone who doesn't
share the same philosophy.
12 Years a Slave is a remarkable film and I
share the widespread delight that it won recognition at the Oscars in Hollywood, especially when there was always a risk that an enjoyable bit of immoral trash like The Wolf of Wall Street might have
done some business at its high - minded
expense.
Hanushek was careful to state that the goal was not to strengthen U.S. performance at the
expense of other nations: The creation of well - educated citizens
does not constitute a «a zero - sum game that countries or states are playing against each other,» but one in which every country and state can become more productive, and create more wealth for one another by boosting and
sharing their talents.
Or are those
expenses expenses that
do not have to be
shared equally?
That is, a child may think that mathematics is fun and wish to fully explore it at the
expense of other studies, or even to exclude interaction with other children who don't
share his / her interest.
(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of
doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing
expense and the lion's
share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel
expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.
Creating an effective author platform can be
done at little economic
expense, but it requires time - time spent identifying reader communities, time spent creating content, time spent
sharing that content, and time spent building relationships with readers.
Some book agents ask for you to
share the cost of some operating
expenses such as phone calls, photocopying, and courier costs.This is acceptable if
done after the literary agency sells your book (more about this below).
I know most authors don't have a lot of cash lying around for book promotion (I don't either actually, but promoting my own books is a business
expense, because people trust me to figure stuff like this out and
share the results with them, so I kind of have to pull it off).
Traditional deals don't require the author to pay for anything, either out of pocket or by allowing the publisher to recoup
expenses before calculating the author's royalty
share.
With a little help and
sharing with your friends, the entire process of writing, editing, revising, proofing, laying out, formatting, and versioning can be
done with very little or no capital
expenses.
Find a roommate — If you don't mind
sharing a bathroom or kitchen, a roommate is a great way to reduce
expenses.
To the extent that an investor wants to add gold bullion to their portfolio and doesn't care about currency fluctuations, cheaper options such as the SPDR Gold
Shares (GLD)(MER of 0.40 %) or Central Fund of Canada (which holds silver in addition to gold, has incurred
expenses of 0.30 % and trades under CEF.A on the TSX) already exist.
One more related tip, if you haven't
done so already: Make sure any earnings or benefits owed to your wife's estate by the company (or their insurance plans) have been paid out, such as regular pay for the final pay period worked, quarterly profit
sharing (if applicable), accrued but untaken vacation time (usually there is some), not - yet - reimbursed employment
expenses (check her credit card statements, if she typically incurred work
expenses), etc..
This is remarkable in light of the study's primary conclusion: Truly active funds (defined as funds with Active
Share of 80 or greater)
do outperform their benchmarks on average even after fees and
expenses.
When the business of the company
does well and it generates profits and cash flow, it
shares the profits / gains with you, its shareholders (after paying all its
expenses and other taxes).
The Fund's advisor has contractually agreed to waive its fees and / or pay for operating
expenses of the Fund to ensure that total annual fund operating
expenses do not exceed 1.50 % and 1.25 % of the average daily net assets for Advisor Class and Institutional Class
shares of the Fund, respectively.
* As stated in the prospectus (pdf) dated 5/1/2018 ** Pursuant to an operating
expense limitation agreement between Heartland Advisors and Heartland Group, Inc., on behalf of the Fund, Heartland Advisors has agreed to waive its management fees and / or pay
expenses of the Fund to ensure that the Fund's total annual fund operating
expenses (excluding front - end or contingent deferred sales loads, taxes, leverage, interest, brokerage commissions,
expenses incurred in connection with any merger or reorganization, dividends or interest
expenses on short positions, acquired fund fees and
expenses, or extraordinary
expenses)
do not exceed 1.25 % of the Fund's average daily net assets for the Investor Class
Shares and 0.99 % for the Institutional Class
Shares through at least May 1, 2019, and subject to annual re-approval of the agreement by the Board of Directors, thereafter.
While I have no problem with going all - index — a total U.S. stock market fund for broad domestic stock exposure, a total U.S. bond market fund for your bond stake and a total international fund if you want to include foreign
shares in your asset mix — I don't contend you would be totally undermining your investing efforts if you throw in the occasional actively managed fund, provided it has low
expenses.
Expense ratios
do not appear on my529 account statements because Vanguard and Dimensional deduct the fees from the applicable underlying funds (and because you
do not own
shares in the funds).
Institutional
Shares do not have a 12b - 1 fee, so the overall
expense ratio of the Institutional is lower by 25 bps.
While individual securities (such as
shares of stock in a publicly traded company or a bond issued by a company or government)
do not have an annual
expense ratio, mutual funds and ETFs always have an
expense ratio.
In addition to
expense costs charged by ETFs, investors
do incur regular brokerage trading commissions every time they buy and sell ETF
shares, just like trading stocks.
Class A
shares, which usually charge a front - end load but no back - end load, may come with a reduced 12b - 1
expense but normally don't come with the maximum 1 % fee.
So people investing in load funds in their 401 (k) often are getting a load fund sans load, and if you can get advisor - class
shares, you often don't have 12b - 1 charges, either... though the
expense ratio will still usually be pretty high.
As an added bonus, once I've accumulated $ 100,000 in a single fund, in a single account, I'll qualify for Vanguard Admiral
Shares, which have lower expense ratios than do standard s
Shares, which have lower
expense ratios than
do standard
sharesshares.
The authors conclude that the phenomenon of making poorly timed allocation decisions is observed disproportionately in less sophisticated investors, who are more likely to invest in funds with high
expense ratios and who
do not qualify for institutional
share class funds.
B. However, in calculating the liquidation value, the $ 1.36 per
Share does not include windup
expenses, or the ongoing
expense of operating MathStar as a public company during the windup.
Do you have a spreadsheet that captures a couples individual income,
expenses etc for each as well as a combined /
shared account.
This is as good as it gets, and is ideal for investors that don't want to sell
shares to raise money to spend on living
expenses.
While on the subject, here's the way we like to think about the value of paying an advisor to construct an investment portfolio for the purpose of producing a sustainable retirement paycheck: Take the total amount of their fees,
expenses, and commissions and divide that by the amount of income realized over the past year (don't count
share sales as income, just dividends and capital gains distributions).
The Advisor has contractually agreed to waive its management fees and / or reimburse
expenses of the Fund to ensure that Net Fund Operating Expenses for the Fund do not exceed 1.25 % of the Fund's average net assets for the investor class shares and 0.99 % for the institutional class shares, through at least 5/1/2019, and subject thereafter to annual reapproval of the agreement by the Board of Di
expenses of the Fund to ensure that Net Fund Operating
Expenses for the Fund do not exceed 1.25 % of the Fund's average net assets for the investor class shares and 0.99 % for the institutional class shares, through at least 5/1/2019, and subject thereafter to annual reapproval of the agreement by the Board of Di
Expenses for the Fund
do not exceed 1.25 % of the Fund's average net assets for the investor class
shares and 0.99 % for the institutional class
shares, through at least 5/1/2019, and subject thereafter to annual reapproval of the agreement by the Board of Directors.
I
share my personally styled cruelty - free and sustainable outfits to prove that beauty and art in daily practices
does not have to be at the
expense of another animal or human.