Sentences with phrase «die policies with»

The PRUCO Life Insurance Company, which is rated A + by A.M. Best, issues single life or second - to - die policies with face amounts up to $ 65 million for applicants with large, complex estate - planning needs.
Leverage your dollars and buy a 2nd - to - die policy with your favorite charity as beneficiary.

Not exact matches

When it is time for either college or retirement, the policy holder can borrow money from the cash value and pay it back with the death benefit when they die.
«I believe policymakers should have been much more aggressive in tightening policy and rejecting the fiscal impropriety associated with this most recent tax cut... The die has been cast by the Fed and other central banks and future policy prescriptions are predictable.»
In the event that you die with policy loans outstanding, your insurance company will deduct the unpaid amount plus any accumulated interest from your death benefit.
This means that if you die due to an accident while covered under a life insurance policy with an AD&D rider, your beneficiaries could receive up to twice your face amount — one payout equal to your face amount from the life insurance half of the policy, and another payout from the AD&D rider.
With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.
Basically, someone with a terminal disease would sell his or her life insurance policy at a discount so they could have money to pay medical bills and what not and then when that individual died, the buyer would cash in the full amount of the policy.
Your policy's beneficiary will receive an increased death benefit with this rider, if you would die due to an accident.
Yes, but you neglect to consider that the money you save by opting to go with term insurance can be invested, and you'll probably be out way ahead with that money for your beneficiaries and heirs rather than if they wait for you to die and collect their benefits through a whole life policy.
The «right to die» and «death with dignity» proposals, while appealing to excruciatingly painful individual cases, would have, if they carry the day, what May calls a «cumulative impact» upon social policy and attitudes.
Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
The corollary would be that a diminution of the public honor accorded to those who died in combat might be desirable in helping Mr. Hayes win his next round of foreign policy disputes with John McCain - disputes that he might otherwise lose in public argument about the merits of the military operation in question.
It's not good policy to let polygamist combatants fight for their country with the uncertainty they have for what might happen to their partner if they die while fighting.
Cares enormously about children in resettlement camps, who must drink water to fill their stomachs because there is no food; he cares about shivering women at Nyanga whose flimsy plastic shelters are being destroyed by police; He cares that the influx control system together with Bantunization are destroying black family life not accidentally but by deliberate government policy; He cares that people die mysteriously in detention; He cares that something horrible is happening in this country when a man will often mow down his family before turning the gun on himself; He cares that life seems so dirt cheap (cited in Maimela 1986:43).
Today, with our tendencies to regularize, institutionalize and codify death, to make it a noun, tegether with the inclination to abandon, hide and camouflage those who are dying, we might profitably examine with a pastoral eye our «death policies and practices.»
I was very aware that I could die, leaving my husband and newborn daughter with no wife / mother (and no life insurance policy).
Congestion pricing as policy has also had a difficult time getting through the Capitol, with multiple proposals dying on the legislative vine.
I am talking about a force that will come with an idea that is different from the PDP and the APC that will bring about good candidates and policies that will put smile on the face of Nigerians rather than the people that will make Nigerians die from hunger.
Proposed regulation on police policy and chokehold practices came into the spotlight after Eric Garner, 43, died after a confrontation with a police officer in Staten Island last year.
Duesberg's influence on President Thabo Mbeki of South Africa — who has cited his theories when denying the use of ARVs for HIV / AIDS patients in South Africa — makes Duesberg complicit, his critics charge, with a government policy responsible for what they call the «murder» of many Africans who have died without ARV treatment.
Benny Peiser, director of the Global Warming Policy Foundation, said, «Science lives and dies with the issue of testability, replication, verification, falsification.»
A policy for access to assisted dying by nonterminally ill patients with psychiatric conditions will put many vulnerable and stigmatized people at risk,» writes Dr. Scott Kim, a physician and bioethicist at the National Institutes of Health (NIH), Bethesda, Maryland, United States, with Dr. Trudo Lemmens, a professor at the University of Toronto Faculty of Law & the Dalla Lana School of Public Health.
Israel's policy is to never negotiate with terrorists, but letting the hostages die would be political suicide.
She had a son who died in combat in Iraq, and this, combined with a lack of foreign policy experience, gives the CIA plenty to worry about.
The softened America at its nadir - with undemanding schools, unpunished crime, rampant welfare, a feckless army under a timid national policy in Vietnam - is the setting for Saul Bellow's Mr. Sammler's Planet of 1970 and Tim O'Brien's If I Die in a Combat Zone of 1973.
Naturally, a policy buyer would prefer the insured to be elderly, in poor health, with a policy that has low cash value and a high death benefit, because all of these factors might increase the buyer's yield - to - maturity on the policy when you die.
If you have a life insurance policy, and you've been keeping up with your premiums, your insurer will pay out a death benefit when you die.
And if you should die prematurely, the payment amount your beneficiaries receive could have been obtained with a term policy with much cheaper premiums.
They pay $ 11,000 annually in premiums — $ 8,000 for a $ 300,000 whole life policy with a last - to - die provision and $ 1,300 for a $ 1.3 - million term life policy for Sheila.
With this coverage, you receive a death benefit if your child dies while your policy is in force.
This type of policy is typically intended to shield parents and relatives from the costs associated with a child dying early.
Plan completion life insurance: Insurance with an optional feature stipulating that if the planholder dies before completing the contract, a life insurance policy will complete the purchase.
In contrast, a $ 100,000 term life policy on a father of 3, who dies with little to no money in the bank and who has a lot of debt, that $ 100,000 is not worth as much to the family he leaves behind.
When you consider the fact that two single life policies pay twice compared to once with joint first - to - die life insurance, it makes more sense to go with single life policies.
With a life insurance policy, if the insured person dies, the life insurance company will pay out a death benefit to the beneficiaries.
With the other types of guaranteed universal life you risk the policy expiring before you die if you outlive the coverage end date.
Do not expect to die with term in force, since 99 % of policies expire without paying a death benefit claim.
Just keep in mind that these policies come with a waiting period, or graded benefit, meaning your beneficiaries won't receive the full death benefit if you die soon after purchasing.
For example, parents with special needs children could consider survivorship life policies to provide for those children after both parents have died.
And if you should die prematurely, the payment amount your beneficiaries will receive could have been purchased with a term policy that would cost you much less during your lifetime.
A Life Insurance with Single - premium benefits is a type in which the premium is paid in lump sum to the policy to which in return death benefits are promised to be paid until the policyholder die.
You buy a life insurance policy with enough coverage that your spouse will be able to fill up the savings account if you die.
With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.
This means that if you die due to an accident while covered under a life insurance policy with an AD&D rider, your beneficiaries could receive up to twice your face amount — one payout equal to your face amount from the life insurance half of the policy, and another payout from the AD&D rider.
As with all life insurance coverage, if you die while the policy is in force your beneficiary receives a death benefit payout.
In other words, with whole life you can keep the coverage until you die and you probably won't pay premiums on the policy later in life, particularly if you chose limited pay life insurance.
You might be able to buy a policy with a lower payout if you have enough other assets, insurance policies or your family will have other sources of income if you die.
Basically, someone with a terminal disease would sell his or her life insurance policy at a discount so they could have money to pay medical bills and what not and then when that individual died, the buyer would cash in the full amount of the policy.
A policy originally issued for $ 50,000 with a $ 500 annual premium, provides a $ 50,000 death benefit when the insured dies.
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