Sentences with phrase «die policy as»

In these situations your best option would be a second - to - die policy as it only pays after the death of both parents.

Not exact matches

Many policies cover funeral costs, and they can also work as a bridge in case a spouse dies and there's a need to adjust to a reduced income level.

As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.

However, the policy only pays a death benefit if you die due to a covered accident, such as a plane crash or sudden fall.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...

They assume that as long as few U.S. boys return in body bags, the U.S. people will tolerate their government's questionable, illegal, even ghastly policies in third - world countries where nonwhites do the dying.

Anyone who has read in any depth about Lenin and Stalin knows that there is no question that a large percentage of the ~ 60 million that died under their regimes died as a result of specifically anti-theist policies.

And, again despite your claim, there is zero question that most of the people who died under the regimes of Lenin, Stalin and Pol Pot (though somewhat less under Mao) died as the result of SPECIFICALLY anti-theist policies.

Per Wikipedia, fully a quarter of Cambodia's population died as a result of Pol Pot's policies.

The news that potentially thousands of people have died as a consequence of the policies, decisions and structures set up under the last Labour Government is breath - taking and demonstrates so clearly why well meaning platitudes are just not enough when it comes to delivering vital public services.

When asked to name a policy area that the pair differed on, Lamb would cite his support for assisted dying — something Farron opposes — as being fundamental to his social liberalism.

NYC Mayor Bill de Blasio thinks Donald Trump made a fatal error when he criticized Ghazala Khan, whose son died during the Iraq war and who stood by her husband's side last week as he delivered a stinging rebuke of Trump's immigration policies at the Democratic National Convention.

Congestion pricing as policy has also had a difficult time getting through the Capitol, with multiple proposals dying on the legislative vine.

«Apart from the looted funds that he must return, Fayemi must also visit the families of those teachers who died prematurely as a result of his bad policy of demoting Principal and Vice Principal to class teachers and pay compensation to them.

AAAS headquarters was dedicated 4 September 1997 as the AAAS William T. Golden Center for Science and Engineering, in honor of the Association's long - time treasurer, a pivotal figure in the history of American science policy who died in 2007.

While die - hard congressional opponents of President Obama's climate policies did respond to the mid-December news that nearly 200 nations had accepted a long - sought deal, those statements were fewer and less vitriolic than expected — especially considering that the White House was claiming the accord as a cornerstone of the president's climate legacy.

During Stalin's reign, tens of millions of people died as a result of purges and famines blamed on botched Soviet agricultural policies.

Between 1959 and 1961, some 30 million people died of starvation in China during the Great Leap Forward, a national policy led by Communist Party Chairman Mao Zedong to simultaneously increase agricultural production and exports as well as industrialization.

Instead, the plan is to potentially house several individuals as an insurance policy against extinction until Mexico implements more stringent measures to protect the animal from dying in nets.

Remedying this sort of inequality may be difficult since the people who would vote for policies that might shrink the mortality gap — such as better access to healthcare — are also the ones likely to die prematurely, says Geronimus.

Remedying this inequality may be difficult, since the people who would vote for policies that might shrink the mortality gap — such as better access to healthcare — are also the ones likely to die prematurely, says Geronimus.

In a new publication, Quality Physical Education, Guidelines for Policy Makers, UNESCO urges governments and educational planners to reverse this trend, described by the World Health Organization (WHO) as a pandemic that contributes to the death of 3.2 million people every year, more than twice as many as die of AIDS.

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

(Small businesses may wish to consider purchasing life insurance policies for key individuals, such as an owner or top employee, to help prevent financial distress if that person were to die.)

Take life insurance as an example: you pay for a policy, and if you die during the term then that money (the death benefit) goes to the person you named as your beneficiary on the policy.

In contrast, a $ 100,000 term life policy on a father of 3, who dies with little to no money in the bank and who has a lot of debt, that $ 100,000 is not worth as much to the family he leaves behind.

If your beneficiary dies before you do, you must rename the beneficiary on the policy as soon as possible.

For example, a second to die policy may provide a death benefit to future generations as part of a revocable living trust distribution plan.

In the same way that a second to die life policy may be used for spousal tax planning, it may also be beneficial as part of a family business succession plan if both spouses are active in a family business.

Generally, most second to die policies are offered either as guaranteed universal life OR indexed universal life policies.

However, the policy only pays a death benefit if you die due to a covered accident, such as a plane crash or sudden fall.

As you can see, there is not a huge cost savings to using joint first - to - die over two single life policies.

Term life insurance policies pay a death benefit if the insured person dies within the policy term, such as 10, 20, or 30 years.

An accidental death and dismemberment policy pays out a death benefit if you die due to a qualifying accidental death or if you are dismembered, such as losing your arms or legs.

Benefits increase 5X in case of accidental death If you die as the result of an accident (as defined in your policy) before age 85, your beneficiary will be eligible to receive five times your coverage amount.

I know of a situation where a life insurance policy lists two people... one as Primary (check boxed) and one as secondary (checked boxed) but in the «primary» column it has 50 % and 50 % on the line by both person's names and mentions somewhere that if the Primary dies then the secondary would get 100 %.

If you get divorced, forget to remove your ex-spouse as the policy beneficiary and die, the death benefit goes to your ex-spouse.

A term life insurance policy offers coverage for a specified period of time, meaning that if you die during the term of the policy the beneficiary will receive the specified payout (also known as the death benefit or face value of the policy).

Life Insurance is a type of insurance policy that will pay out an amount of money to your beneficiaries when you die as long as the premiums have been paid.

These policies offer much lower premiums as the death benefit is paid out on the passing of the second spouse (i.e. if you die, the death benefit is held until your spouse also dies).

The person or entity that you name as beneficiary on your life insurance policy contract will receive the death benefit proceeds when you die.

If a borrower dies before they've repaid all of their loans, the federal government forgives the loans as a matter of policy.

As with all life insurance coverage, if you die while the policy is in force your beneficiary receives a death benefit payout.

Back in the day, any form of flying was considered extremely hazardous and most life insurance companies would either force the applicant to pay an exorbitant amount or they would add an aviation exclusion clause to the policy, in other words, if you died as the result of a plane crash, your beneficiaries wouldn't receive the death benefit.

However, the basic explanation of an AD&D rider is that if you die as a result of an accident, the life insurance company will double the original death benefit of your policy.

For example, if you were to have a $ 250,000 life insurance policy and were to die as a result of an accident, your policy would pay out $ 500,000.

For example, some policies state that if the policyholder does not die as a result of the accident and instead loses a limb, he / she will only receive a 50 % benefit payout, while losing two or more limbs would result in a full benefit payment.

An accident death benefit rider pays out an additional death benefit to the beneficiary (that's above the current benefit limit of the policy) if you should die as a result of an accident.

The policy may exclude payment of benefits in the event that the insured dies as a result of conditions known to exist at the time the policy was taken.