Sentences with phrase «die policy does»

Rather than insuring one person, a second to die policy does not a pay a death claim until both individuals pass away, which spreads the insurance company's risk between both applicants.

Not exact matches

Do ask yourself: If today I gave you a check in the amount of the death benefit of the life insurance policy you're considering, would you quit your job and work free for me until you die?

However, depending on the cost, you may do better financially to save and invest the difference (plus the money would be available to you at any time and to your family should you die during the term, instead of locked up in the policy).

They assume that as long as few U.S. boys return in body bags, the U.S. people will tolerate their government's questionable, illegal, even ghastly policies in third - world countries where nonwhites do the dying.

At least Atheism does not have a «convert or die» policy like some of major religions that are out there.

Every person who dies because the emergency room does not do chemo therapy is being killed by Republican policy.

The conspiracy theorist living inside my brain says we can expect to see more of this type of «journalism», followed by calls on the school officials to DO SOMETHING because IT IS FOR THE CHILDREN»S SAFETY and IF WE LET THE PARENTS SEND LUNCHES TO SCHOOL THEN CHILDREN WILL DIE!!!!!!!! (note the many, many exclamation points — that means this is a REALLY IMPORTANT POINT Y ’ ALL), followed by local school officials implementing policies to BAN CHILDREN FROM EATING FOOD BROUGHT IN FROM «OUTSIDE» and mandate that they eat, instead, the lunch provided by the school.

While die - hard congressional opponents of President Obama's climate policies did respond to the mid-December news that nearly 200 nations had accepted a long - sought deal, those statements were fewer and less vitriolic than expected — especially considering that the White House was claiming the accord as a cornerstone of the president's climate legacy.

And no policy exists for what to do if an astronaut dies.

If you die as the direct result of a vehicular, air, or sea accident that you did not deliberately cause, your insurer will pay your beneficiary the accidental death benefit, which is normally twice the value of your insurance policy's face value.

Having a term policy in place does not help you qualify for a mortgage, but can help your family stay current on the payments should you die.

If you don't die during the policy term, your beneficiary would receive nothing, and your coverage simply ends.

If your beneficiary dies before you do, you must rename the beneficiary on the policy as soon as possible.

If you don't die during the term, the policy terminates at the end of the term.

Do not expect to die with term in force, since 99 % of policies expire without paying a death benefit claim.

However, if you don't have your own savings or enough cash to make mortgage payments until you can sell the house — or if you and your child live in the home you've purchased together — it might make sense to buy a life insurance policy for your child to cover the remainder of the mortgage should they die.

If you die within two years of buying your guaranteed life insurance policy, you don't get the full death benefit amount.

For example, some policies state that if the policyholder does not die as a result of the accident and instead loses a limb, he / she will only receive a 50 % benefit payout, while losing two or more limbs would result in a full benefit payment.

Don't be tempted to lie though... if you were to die and it was discovered you had been a smoker it could invalidate the policy.

Even if you don't have a life insurance policy with your super, the amount of super you have will be paid out, usually to your dependants, when you die.

In order to do a complete analysis of the usefulness of a joint last - to - die policy, a premium comparison must be made between it and two individual policies.

If you do not have a sizeable estate but would still like to leave some money to your children and grandchildren, a joint last - to - die policy is a cost effective method of doing so.

That expiration date is one of the reasons term is the most affordable type of life insurance: You're more likely to die the older you get, so if an insurance company doesn't have to cover you while you're in your 70s and 80s — when you're more likely to pass away — it can offer cheaper policies.

And if he doesn't die within that term policy timeframe, 20 years let's say, but he's saved X amount of dollars throughout, because he didn't have a larger premium to put in the insurance policy, and then now he's got this bag of money, then the child can have the bag of money.

People don't often think about the immediate financial benefits that a life insurance policy can bring to a family when a loved one dies and a regular stream of income ends.

If a life insurance policy is supposed to go into effect after you die, it doesn't make sense that you can access that money beforehand — everyone would be trying to get early cash.

Since both provide a financial benefit to your beneficiaries when you die, how do you decide which policy is the best choice for you?

If you really want to be nice, you can ensure your family never has to work again for their lives with a policy in the $ 1.5m - 2m range (average lifetime earnings potential of a U.S. wage earner), but consider that, in a given year of your working life, you have about a 0.45 % chance to die, I personally don't lose much sleep with a quarter - mil coverage limit (and I don't even need a physical for that much).

So while you thought you were in the clear (assuming you misrepresented something on your application), you'd better hope that you don't die during the two years after you reinstate your policy.

If you don't end up needing money for long - term care, your loved ones can still receive a payout from your life insurance policy when you die.

Eventually, you will be priced out of the policy, if you don't die first.

The policy does not build cash value and if you don't die during the term, the policy ends and you do not get any money back unless you chose a return of premium rider.

Does that mean that outdated adoption policies is the only reason animals are dying in shelters?

So an airline's policy might state you can't transfer points after someone dies, but when you call to inquire they'll allow you to do so anyway, he says.

Who cares about 8 % unemployment, the flatlined economy, abandoning Americans to die in Bengahzi, Joe Biden's buffonery, fast & furious, national debt, USA credit downgrade, trillion dollar annual budget deficits, deliberate sabotage of the coal industry, ACORN, failed foreign policy (Iran with nuclear weapons, bowing to China, stiffing U.K and Israel, etc) abysmal people judgement (Biden again, plus H. Clinton, T, Geithner; K. Sebelius; E. Holder, etc), stopping the pipeline for Canadian oil, blocking drilling in US land, secret «kill lists», ObamaCare, attacking religious liberty, you didn't build that, unseemly chest - pounding over bin Laden (GM is dying but bin Laden is coming back to life), 20 years of Jeremiah Wright, failure of crony capitalism deals with Solyndra - NextEra — Ener1 — Solar Trust etc., over 100 rounds of golf in 1st 3 yrs, choom, the Chevy Volt, insisting the Ft Hood massacre was «workplace violence», secret college transcripts, «clearly the Boston police acted stupidly», disregard of the Simpson - Bowles budget recommendations (after commissioning their work), and lots more irrelevant stuff.

This was crime when Al Gore got on a public stand and, relying upon the authority of being presidency capable just ripped off, told people if they didn't install his policies in spite of the election or they'd die, that was terrorism.

As for lying, I have observed many scientists seem to have no difficulty with lying when they connect, without a shred of evidence, supportive modeling or any data or often even any theory such things as extreme weather is getting worse or is linked to CO2, wet areas will get wetter and dry areas will get drier, that the ocean swallowed the «missing heat», using a proxy upside down doesn't matter, the models are still adequate for policy even after such a huge divergence from reality, coral die - back is due to manmade warming rather than fishing, all warming must be bad rather than beyond a certain threshold, etc, etc, etc..

O'Neill: If you don't support our policies, we will die and starve and the Barrier reef will disappear.

Alex Lawrie # 23, «At the Do or Die point, different policies become rational....

At the Do or Die point, different policies become rational.

A 35 year return of premium policy, where all your money is returned if you don't die, is $ 104.54.

One knock against whole life insurance as an investment vehicle is that the cash value in your policy does not go to your beneficiary when you die.

This coverage is very important to your loved ones when you die, and if you can't afford an expensive policy you were sold by a commission - hungry life insurance agent, it will do your family no good after it is canceled.

If the customer does not die during the term, they receive no benefit from having purchased the policy.

If you don't die before the policy expiration, you get back your premiums plus interest, minus expenses.

They are often less expensive than permanent types of life insurance, yet, like many permanent policies, they still may offer cash surrender values if the insured doesn't die.

Not all life insurance companies offer second - to - die life insurance policies, but Phoenix does!

Funeral costs, hospice care, unpaid debts and medical bills are just some of the expenses your family may be left with if you do not have a life insurance policy in place when you die.

These are important questions to ask because you don't want to outlive your policy, die before you're eligible for benefits, or miss the opportunity to buy because of health or age.

However, if you die during the first two years and the cause of death is from an accident, they will pay the full death benefit (all no health question policies do this).