Sentences with phrase «difference in premiums between»

Also, the difference in premiums between term life and whole life, it's recommended (by the advisors mentioned above) to save that money and invest the difference yourself.
When shopping disability insurance quotes, there does not appear to be a big difference in premiums between the two classes.
If you are a savvy or knowledgeable investor, you can often earn more by investing the difference in premiums between ROP and traditional term life.
Furthermore, the difference in premiums between term vs. permanent life insurance is not just a matter of a few dollars per year.
The difference in premiums between term life insurance vs. permanent life insurance can be a lot of money.
This means that you can now save the difference in premiums between what you were paying and what your new high deductible health plan premiums are in an HSA.
There is a huge difference in premiums between one company and another when it comes to getting the lowest life insurance quotes for smokers.
As you can tell, the difference in premium between a 25 and 35 year old is less than the difference between a 35 and 45 year old, and so on.
There could be a considerable difference in premium between one company and another.»
And the difference in premium between a preferred plus rate class and preferred can be as high as 15 %.
Further, the difference in premium between term and endowment insurance can also be invested in some other tax efficient schemes like PPF, ELSS which also offer front and rear end tax breaks similar to those offered by an endowment plan.

Not exact matches

Using factor data from Dimensional Fund Advisors (DFA), for the 10 years from 2007 through 2017, the value premium (the annual average difference in returns between value stocks and growth stocks) was -2.3 %.
That difference between the cheapest and the most expensive premiums is far from dramatic in comparison to other states.
Initially, the author thought it might be Buffett himself or that it was predicated on the «float» of his insurance companies (the difference between claims paid out and premiums paid in).
We found that our sample driver's quotes ranged by as much as 67 % between Houston and Memphis, which translated into a $ 372 difference in annual premium for him.
For example, day traders using arbitrage strategies will profit from the difference in price between an American Depository Receipt («ADR») and foreign stock until there's virtually no price difference left minus the risk premium.
By looking at the difference in yield between a corporate bond and a Treasury of the same maturity, you can get an idea of the extra premium investors require for the extra credit risk inherent in the corporate bond.
The portion that would be taxed as income would be $ 25,000 since that is the difference between the policy's cash value and what you've paid in premiums.
Acquire the monthly total credit premium of each corporate bond as the difference in total (coupon - reinvested) returns between the bond and a duration - matched U.S. Treasury instrument.
Does the credit premium, measured by the difference in returns between U.S. corporate bonds and duration - matched U.S. Treasuries, exhibit momentum?
«This reality will not change even if large volumes reach tidewater for export, as the difference in price that existed over the past few years between the inter - national benchmark — Brent Crude — and North America's benchmark — West Texas Intermediate (WTI)-- which did provide a premium for tidewater access over the past few years, has now been reduced to almost nothing.»
In a crucial difference with the version of the legislation that failed to win sufficient Republican support earlier this year, the current incarnation allows states to individually decide which pre-existing conditions insurers must cover and removes caps on how much the afflicted can be charged, and includes an age tax that allows insurance companies to charge higher premiums to individuals between the ages of 50 and 64 — allowing it to win votes from the previously recalcitrant Tea Party - aligned Freedom Caucus and pass by a margin of 217 in favor to 213 againsIn a crucial difference with the version of the legislation that failed to win sufficient Republican support earlier this year, the current incarnation allows states to individually decide which pre-existing conditions insurers must cover and removes caps on how much the afflicted can be charged, and includes an age tax that allows insurance companies to charge higher premiums to individuals between the ages of 50 and 64 — allowing it to win votes from the previously recalcitrant Tea Party - aligned Freedom Caucus and pass by a margin of 217 in favor to 213 againsin favor to 213 against.
Many consumers still struggle with the complexity of health insurance terminology, which results in confusion regarding the difference between the subsidy / tax credit, the monthly premium, copays, coinsurance, deductibles, in - network and out - of - network, and what this means for consumers» out - of - pocket costs, according to the analysis.
The difference between premium and premium + membership is fairly minimal and doesn't warrant the increase in price, although if you're a regular member of the site it may still be worth opting for premium + in order to open up all of the site's features.
After studying this chapter, you will be able to: Explain the basic nature of a joint stock company as a form of business organisation and the various kinds of companies based on liability of their members Describe the types of shares issued by a company Explain the accounting treatment of shares issued at par, at premium and at discount including oversubsription Outline the accounting for forfeiture of shares and reissue of forfeited shares under varying situations Workout the amounts to be transferred to capital reserve when forfeited shares are reissued; and prepare share forfeited account State the meaning of debenture and explain the difference between debentures and shares Describe various types of debentures; Record the journal entries for the issue of debentures at par, at a discount and at premium Explain the concept of debentures issued for consideration other than cash and the accounting thereof Explain the concept of issue of debentures as a collateral security and the accounting thereof Show the items relating to issue of debentures in company's balance sheet Describe the methods of writing - off discount / loss on issue of debentures Explain the methods of redemption of debentures and the accounting thereof Explain the concept of sinking fund, its use for redemption of debentures and the accounting thereof Topic List Features of a Company Kinds of Companies Share Capital of a Company Nature and Classes of Shares Issue of Shares Accounting Treatment Forfeiture of Shares Meaning of Debentures Types of Debentures Issue of Debentures Over Subscription Terms of Issue of Debentures Interest on Debentures Writing - off Discount / Loss on Issue of Debentures Redemption of Debentures Redemption by Payment in Lump Sum Sinking Fund Method
The key difference between hatchback buyers and sedan buyers, say automaker product planners, is that sedan buyers place an extra premium on being able to lock stuff away in a trunk out of sight.
But there are slight differences between them in an attempt to establish the GMC as the more premium model.
There are some equipment differences in standard spec between the two cars, but nowhere near enough to equate for the almost $ 20,000 premium asked for by Audi.
The Stelvio is the small, premium SUV for that stylish person in your life who revels in sartorial splendor, wears a Hermes watch, and knows the difference between Canali and Zegna.
One long ride, and you immediately feel the difference between these and seats in other premium brands.
Not * exactly * odd since they're clearly distinguishing between their two premium offerings but I'm not sure there's enough difference in price to justify what they're doing.
Clients who purchase an e-book cover design package and later order the spine and back cover to be added as a print cover design version, will pay the difference in price between the e-book cover design package and the standard or premium cover design package selected.
The $ 400 difference in annual premiums between the policy with a $ 500 deductible and a $ 1000 deductible means the money you save on your car insurance will be more than your increased deductible if you think you can go more than 2.5 years without an «at fault» car insurance claim ($ 1000 deductible / $ 400 annual savings = 2.5 years).
These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of the premium / discount) when the trade is priced.
In such case, for example, when I buy a call option, do you mean the premium I pay to buy the option now and the difference between striking price and the market price at maturity date do not go to the same party, because the latter may go to a randomly chosen someone different from the one I buy the option from?
That difference between the cheapest and the most expensive premiums is far from dramatic in comparison to other states.
The main differences between an IUL policy and VUL policy are in the way you premiums are allocated.
These include the commissions, sales charges and other fees in connection with the transaction, and the difference between the executed trade price and the corresponding fund value (the amount of premium / discount) when the trade is priced.
Instead, we set up an asset called «deferred charges applicable to assumed reinsurance,» in an amount reflecting the difference between the premium we receive and the (higher) losses we expect to pay (for which reserves are immediately established).
The portion that would be taxed as income would be $ 25,000 since that is the difference between the policy's cash value and what you've paid in premiums.
Death Benefit: For QLACs with return of premium and / or death benefit riders, beneficiaries will receive any remaining value in the contract in the case of the annuitant's premature death, amounting to the difference between the initial premium paid and the cumulative income payments received.
In that case, you have to find the difference between your total investment, which is the premium plus the amount you paid for the shares, and where you'd be, financially speaking, if you exercised your option.
At time of issue you need to pay the insurance carrier an amount equal to the difference in price between the term policy and what the premium payments would have been had you bought a whole life policy in the first place.
The insurer, in turn, is able to keep premiums level as the difference between the cash value and death benefit decreases over time, reducing their liability.
For DIAs with return of premium and / or death benefit riders, beneficiaries will receive any remaining value in the contract in the case of the annuitant's premature death, amounting to the difference between the initial premium paid and the cumulative income payments received.
FlightDesk comes in two versions, the standard and the premium, the key differences between the versions being that the premium offers streaming level 2 quotes, options chain trading and advanced options analysis.
For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.
Using factor data from Dimensional Fund Advisors (DFA), for the 10 years from 2007 through 2017, the value premium (the annual average difference in returns between value stocks and growth stocks) was -2.3 %.
Term and credit risk based 2 - factor model where the term risk premium is calculated as the difference between long - term treasuries and treasury bills and the credit risk premium is calculated from the long - term corporates and long - term treasuries while accounting for the differences in the interest rate sensitivities of long - term treasuries and corporate bonds (refer to the Hallerbach and Houweling, and Asvanunt and Richardson papers listed below).
They estimate premiums for these two risk measures as the difference in average (arithmetic mean) returns between the riskiest and least risky quintiles in excess of the Treasury bill (T - bill) yield.
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