Sentences with phrase «different business credit reporting»

Each of the different business credit reporting agencies has a different scale and methodology powering their score.

Each of the different business credit reporting agencies has a different scale and methodology powering their score.

Not exact matches

Participants in the 500 Startups accelerator have access to 250 different perks, including a year of free email distribution from SendGrid, a free business credit report consultation from Dun and Bradstreet, and cheaper snacks for the office.

There are a lot of factors — three major credit reporting bureaus, personal credit scores, business credit scores, and different algorithms for rating your creditworthiness.

Your personal credit score and your business credit profile both report credit history, but they are reporting two different histories.

Additionally, some of the business credit bureaus also report on personal credit, but the information they collect is different and focused on your business credit obligations.

Instead of reporting a single score, Equifax reports three different business credit scores: Payment Index Score, Business Credit Risk Score and Business Failurbusiness credit scores: Payment Index Score, Business Credit Risk Score and Business Failure credit scores: Payment Index Score, Business Credit Risk Score and Business FailurBusiness Credit Risk Score and Business Failure Credit Risk Score and Business FailurBusiness Failure Score.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Credit reporting may be their core product offering, but they provide a wide array of database services and share data with many different types of businesses.

The way lenders and other businesses report information to the credit reporting agencies sometimes results in different information being in your credit report at the three agencies.

Your personal credit score and your business credit profile both report credit history, but they are reporting two different histories.

Additionally, some of the business credit bureaus also report on personal credit, but the information they collect is different and focused on your business credit obligations.

This is different from a «soft inquiry,» which occurs when you look at your credit report or businesses check it for any other reason besides a credit or loan application.

While business credit is just as important as personal credit, the report may look a little different.

Three different companies, or credit bureaus, Experian, Equifax, and Transunion collect data about your payment history from lenders, collection agencies and other businesses and regularly compile the data in a credit report.

Unlike the FICO Score, which leverages information solely from the consumer credit report, small business credit scores consider multiple types of data from different sources.

Several different credit reporting agencies collect, analyze, and provide business credit information, but the general factors that are considered are the same across the industry.

Equifax offers three different assessments for businesses on its business credit reports: the payment index, the credit risk score and the business failure score.