Sentences with phrase «different business insurance»

Not exact matches

How can businesses offer employees discounted access to services, i.e., rather than pay for a set kind of insurance, can they offer a menu of different options for employees, such as pet insurance, a specific kind of medical insurance (like cancer insurance) or any other possibilities?

He told Squawk Box that his holding company (which would probably operate under a different name) would be «worth twice as much as it is now» if he had just bought a good insurance company instead of putting so much money into a dying textile business.

Anybody who has worked in financial services, knows how much domain expertise is required to understand the different business areas from retail, to corporate to investment banking, insurance, investment management, transaction banking, payments, FX etc..

What makes climate change different, they say, is that there are five new variables: uncertain and fragmented environmental legislation and regulations; the reactions of capital and insurance markets to emerging business opportunities (and matching risks) posed by climate change; stakeholder activism; pending litigation and the rapidly evolving scientific debate over proper responses to climate change.

All told, these three laws contain eight different small business tax cuts, including the exclusion of up to 75 % capital gains on key small business investments, a tax credit for the cost of health insurance for small business employees, and new tax credits for hiring Americans who had been out of work for at least two months.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

What we may need here in Illinois may be different from California business insurance.

«The challenge is how to compare banks and insurance companies in a way that recognises that [they] have very different business models and supervisory structures,» says Lumsdaine.

These courses are split into 14 sessions that covers different topics like business plans, accounting, marketing, insurance, e-commerce and international trade, all for under $ 100.

These professionals have relationships with many different insurance companies, so they can help cover every aspect of your business insurance needs.

We recognize that renters have very different insurance needs across the board than homeowners do, and that those needs are rarely met by the standard business model of insurance agencies in Carbondale.

So, unless something truly catastrophic happens (like the US government defaulting on its bonds) or people in the company break the regulations (which would invovle all kinds of serious crimes and require complicity or complete failure of the auditors), your premiums and the contractual obligation to you would still be there, and would be absorbed by a different insurance company that takes over the defunct company's business.

Texas Renters Insurance can be complicated — there are a ton of companies out there competing for your business, and all of them offer slightly different coverage, even though it's the same policy form they're writing it on.

My bias in understanding banks in the insurance business is that banking and insurance are fundamentally different businesses, but there are areas of overlap where the participation of banks sense.

Since everyone's needs are different, Warburton urges business owners to sit down with an insurance professional to review their coverage and discuss their goals.

Your credit history is vital to such different things as trying to rent, buy a house or car, starting a business, getting a lower automobile insurance premium, as well as being employed, etc..

Due to the business practices of different insurance companies in Canada, your experience may be different from the steps outlined below.

The float pools are valued separately because they are different types of insurance businesses and as such, may potentially have different float costs and growth rates.

While both types of insurers typically offer broadly similar life insurance policies and provisions, as we shall see, the ownership structure of mutual life insurance companies puts these insurers in a position to take a different approach to managing their businesses and offering policy features than that taken by stock life insurers.

A. M. Best is one of the most recognized companies who rates the financial strength of all the different life insurance companies currently in business.

Business insurance policies are fully customizable so that they can meet the diverse needs of different types of companies.

Business insurance policies offer several different coverage options.

Assurant does business in a number of different types of insurance.

It's just good risk management to spread out the risk from different types of business among different companies that are subsidiaries of the insurance company, in order to prevent one large catastrophic loss from impacting the entire company.

Many business owners find that they must turn to a number of different insurance companies to get all of the coverage needed to cover their risks.

Of course, there are many different variables that are involved in selecting the right type of business life insurance policy.

If you need business insurance or if you have a number of different personal exposures the best solution, frequently, is to obtain different coverages from different companies.

Due to the business practices of different insurance companies in Canada, your experience may be different from the steps outlined in this post.

Buffett tells Becky that his holding company (presumably with a different name) would be «worth twice as much as it is now» — another $ 200 billion — if he had bought a good insurance company instead of dumping so much money into the dying textile business.

Independent agents work with multiple insurance companies, allowing them to pull individual policies from different providers to create a customized business insurance package.

These agents have relationships with a multitude of different insurance companies and can provide you with a selection of competitively - priced policies to meet your business's unique coverage needs.

Because they have relationships with a variety of different insurance providers, member agents can quickly obtain several business insurance policies that meet your coverage needs.

Business insurance policies therefore offer several different coverage options so you are able to customize your insurance policy to meet your businesses» unique coverage needs.

Commercial insurance policies offer many different coverage options so that business owners can customize policies to meet their businesses» unique coverage needs.

They could argue that swaps are a different class of business than insurance, and try to make the case that if an insolvency occured, those with with swap contracts would face a much lower recovery than those with insurance contracts, so let's make it formal and do a split.

This is a different approach to Berkshire Hathaway, approaching it as a group of insurance companies that owns businesses.

I was working for The St. Paul at the time (a Property & Casualty Insurer), and for an investment actuary like me, who grew up in the life insurance business it was interesting to see the different philosophy of the industry.

This is why business insurance policies are designed with a number of different coverage options.

Business insurance policies offer several different coverage options so you can customize your policy to meet your company's specific needs.

Business insurance policies come with many different coverage options so that you can customize your policy to meet your business's specifiBusiness insurance policies come with many different coverage options so that you can customize your policy to meet your business's specifibusiness's specific needs.

By using their relationships with several different insurance companies, independent agents can easily provide you with a variety of competitively priced policies tailored specifically to your small business.

Bottom Line: The Business Green Rewards Card from American Express OPEN comes with many different types of insurance and protections, including purchase protection, extended warranty, car rental insurance, and more!

Consider the insurance benefits on different business credit cards too.

Total Office allows different users, departments and offices to configure the software to their specific needs, making it an ideal solution for high - volume litigation firms, business transaction practices, corporate legal departments, insurance companies, government entities and any diverse group of legal professionals.

Every case is different, but our team's attention to detail gives our clients a voice against powerful insurance companies, corporations and big business foes.

Shareholder Stephen R. Gross was a guest speaker at the 2017 CLM & Business Insurance Construction Conference in a presentation titled «Fifty Shades of Mediation: Trial vs. Arbitration - How Each Require Different Approaches for a Successful Mediation.»

Health insurance companies are no different from auto insurers in the sense that they are profit - oriented businesses.

Using a scenario, Nicola will outline the changing way in which insurers are viewing risk and potential losses and Sue will look at cyber insurance cover from a business interruption perspective and the vastly different wording currently available on the market.

If a different person, businesses, or insurance company is ultimately responsible for the costs, your insurance provider can seek compensation through your or subrogation.

Victims of crashes involving trucks and cars owned by businesses need an experienced law firm like George Sink, PA to investigate the different types of insurance coverage that may be available.