Remember, one smart technique for racking up reward points quickly is to have a few cards with
different category bonuses, then orient your spending on those cards toward those categories.
Costco cardholders received a new Citi card with
different category bonuses that earn cash back at Costco.
There are several key differences between personal and business credit cards, including
different category bonuses and lucrative sign - up offers.
I like to do manufactured spending - my flexible schedule, ideal geography (with many MS - friendly stores nearby), and variety of credit cards with
different category bonuses allow me the opportunity... [Read more...] about When Cash is King for Manufactured Spending
One common approach is to have several cards with
different category bonuses, then use those cards at just the right places.
Different credit cards offer
different category bonuses and you should always be making sure than you're making the most of these when you're out shopping.
However, different cards offer
different category bonuses: some offer double points on hotels, others on restaurants, still others on categories like drug stores, grocery stores, gas stations and more.
Plus, Ultimate Rewards points are among the easiest to earn, thanks to
the different category bonuses offered by the Freedom, Sapphire Preferred and Ink cards (each are located on our Sign - Up Links page).
Not exact matches
The
bonus categories and points are the same, but the maximums on the special
categories are
different: the Ink Plus
category cap is twice that of the Ink Business Cash ℠ Credit Card.
There's a set of credit cards with special
bonus categories during
different seasons that allow cardholders to earn 5 % cash back on up to the first $ 1,500 in purchases each quarter.
There are at least nine
different cards out there that could earn you 2 % on your purchases, and there are many more that could end up earning you at least that from
bonus categories if you play your cards right.
The two cards give
bonus points in
different categories.
Instead of having a fixed set of
categories where you earn your maximum rewards, like you do with The Amex EveryDay ® Credit Card from American Express, every quarter of the year, the Chase Freedom ® shifts through
different bonus categories where you earn 5 % cash back, on up to $ 1,500 in combined spending each quarter.
The
bonus categories and points are the same, but the maximums on the special
categories are
different: the Ink Plus
category cap is twice that of the Ink Business Cash ℠ Credit Card.
We help you estimate how much profit you may get with each card based on its signup
bonus and your monthly spendings in
different purchase
categories.
There are all types of rewards cards offering
different types of
category bonuses.
Each travel rewards card has a
different category of
bonus spending that allows it to accrue extra points for specific types of purchases.
You don't want to carry multiple credit cards and have to remember
different bonus categories.
There are
different bonus categories each quarter so you can earn an additional $ 300 cash back or 30,000 Chase Ultimate Rewards points a year (7,500 Chase Ultimate Rewards points per quarter X 4 quarters in a year) IF you spend $ 1,500 in each quarterly
bonus category.
In Q1, both Discover and Chase are
bonusing spending at gas stations, but the other half of the
category is
different.
As with all tiered rewards cards, it's important to see if the card's
bonus categories fit your spending patterns — you may find that a flat - rate card or a card that offers
bonuses in
different spending
categories gives you a higher average rate of cash back.
Each quarter, there are
different bonus categories, so you can earn an additional $ 300 cash back or 30,000 Chase Ultimate Rewards points a year (7,500 Chase Ultimate Rewards points per quarter X 4 quarters in a year) IF you spend $ 1,500 in each quarterly
bonus category.
Remember, you can also get several cards that offer
bonuses for
different categories, allowing you to mix and match your spending.
Want
different bonus categories?
Bonus spending
categories are slightly
different between these three cards, but one of the biggest differences is in the travel protections offered.
If more than one airline sounds like a good option for you, you'll want to consider the
different characteristics of the card, including the sign - up
bonus, everyday spending
bonus categories and annual fee.
Plus, you can earn 5X Chase Ultimate Rewards points on up to $ 1,500 in spending when you activate the
bonus and use your Chase Freedom card to make purchases in
different categories each quarter.
The overall return will depend on how you allocate spending between the
different bonus categories.
To complicate things more, Membership Rewards has more and better airline transfer partners than ThankYou, but the Prestige card has better earning potential, offering
bonus miles for purchases in several
different categories.
If you sign up for multiple cash back cards that offer
bonuses in
different spending
categories and rotate them to earn
bonuses in each of the spending
categories, you can increase the rate of cash back that you earn.
Bonus spending
categories are slightly
different between these three cards, but one of the biggest differences is in the travel protections offered.
The
bonus categories are a bit
different with these cards, too.
If more than one airline sounds like a good option for you, you'll want to consider the
different characteristics of the card, including the sign - up
bonus, everyday spending
bonus categories and annual fee.
On the other hand, The Business Gold Rewards Card from American Express OPEN focuses on trying to help the business owner earn as many points as possible by offering 2 - 3x
bonus points in five
different categories.
You don't want to carry multiple credit cards and have to remember
different bonus categories.
Luckily, there are plenty of
bonus categories on the 6
different Chase Ultimate Rewards cards.
Each Chase card offers
different category spending
bonuses.
Instead, I specifically try to exploit
different bonus categories with each issuer.
The Business Gold Rewards Card from American Express OPEN gets 2 - 3x points in five
different bonus categories.
With
category bonus cards and tiered
bonus cards,
different types of spending earn more cash back.
Each travel rewards card has a
different category of
bonus spending that allows it to accrue extra points for specific types of purchases.
For those who spend a lot in its four
different bonus categories, the Premier Rewards Gold Card from American Express can be an excellent points earner.
Chase does a good job of offering
bonus points for
different categories of purchases with each of these three cards.
Like other Discover it products, this credit card earns cash on every purchase with
different bonus categories offered every quarter throughout the year.
That way you can use
different credit cards for
different purchases depending on your
category bonuses.
Hotel cards are
different from airline credit cards in that many offer you
bonus earning potential for
categories like restaurants, airlines, rental cars, etc..
For example, you may get
bonus points on the
category in which you spend the most each month, or you may be able to choose a
different category each month based on your expected expenses.
The promotion is split into two
different bonus categories: Standard and Specialty cars.
The two cards offer
bonuses in
different categories.
The two cards give
bonus points in
different categories.