Sentences with phrase «different debt obligations»

Not exact matches

What is the appropriate correlation rate in terms of the loss experience across the different subprime and Alt - A mortgage pools that should be used in assessing the value of collateralized debt obligations?

Another implication is that when considering what - if interest - rate scenarios and the ability of the US government to meet its financial obligations under the different scenarios, the assumption should be made that the portion of the debt held by the Fed has an effective interest rate of zero.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

So to help this process, you can attack the problem from a different angle as well: see if you can reduce your debt obligation through negotiation, refinancing or consolidation.

This is because one of the ways you are rated for your credit score is not just in the amount of debt that you carry, but also how many different loan obligations that you have.

Hopefully, they both possess enough knowledge about managing a budget and paying down debt to begin their married life on a firm economic footing, as there is nothing about wedding debt, per se, that is different from any other financial obligation.

Or, something entirely different... the US Government builds up so much debt, and is constrained politically from inflation or higher interest rates, that it decides to default on external obligations.

There are many different types of RMBS, including mortgage pass - throughs, collateralized mortgage obligations (CMOs), and collateralized debt obligations (CDOs).

Given today's much longer life expectancies — coupled with a much different financial economy — many people are taking on debt such as mortgages, car loans, and personal obligations at later times in their lives.