Sentences with phrase «different financial times»

Not exact matches

Nusseibeh added that markets are in a different environment from the time that preceded the last financial crisis of 2008.

These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.

In September, the Financial Times found that advertising inventory pretending to be from FT.com appeared on 10 different advertising exchanges.

Granted, whatever the type, layered financing can be time - consuming to coordinate, since business owners (or their chief financial officers, if they have them, or their investment bankers or accountants) need to pursue two different sources of capital simultaneously.

Do not spend your money on anything that devalues over time or that costs money to maintain — like a car or house — and you will be on your way to having a totally different financial reality.»

In this video we take you through the different benefits a mutual fund investor can avail of to grow his corpus and meet his financial goals by choosing the right kind of funds for the time horizon he has set to meet his financial goals.

If you want to buy the book, you can buy it here: This Time is Different: Eight Centuries of Financial Folly.

This time, however, it is not increasingly complex and sophisticated financial instruments that they are focused on but a different kind of innovation.

Many families relocate to more moderate tax environments or work with the family office team and outside advisors to structure their wealth management in the most tax efficient manner possible and may spend more of their time in a different city or state than the one they had resided in prior to their financial windfall.

It is no different this time around except that in the environment characterized by fear, uncertainty, and doubt (FUD) that's prevailed since the 2008 Financial Panic, each instance of ebbing in data is feared to be the start of the next economic and market meltdown.

I had moments where I didn't carry a balance before, but this time was different, as I confronted all my financial demons and got cured in the process.

The payment policy adopted by Betty & I ™ Fresh Juice Truck, LLC is all inclusive because we are aware that different customers prefer different payment options as it suits them but at the same time, we will ensure that we abide by the financial rules and regulation of the United States of America.

His 2009 book with Carmen Reinhart, This Time is Different: Eight Centuries of Financial Folly has been widely cited by academics, policymakers and journalists, while its massive data set has been extensively used by researchers worldwide.

The Financial Times gives you a slightly different view on the world the U.S..

* If history (referring to the long - term swings in the GSCI / SPX ration displayed in Figure 1) is an accurate guide (and of course in the financial markets it is always important to remember that «yes, this time could be different») there is no need to try to «pick the turn» in the GSCI / SPX ratio.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

John Prest, national stewardship officer quote at the Church of England, told the Financial Times: «We're aware that younger generations - and there are many people now who don't carry cash - want to give in different ways».

National stewardship officer at the Church of England, John Preston told the Financial Times at the time: «We're aware that younger generations - and there are many people now who don't carry cash - want to give in different ways».

It is the proper time now for Korean churches to deliberate their role in the world church, in managing God's abundant blessings and entrusted financial resources, to help other members of the familia Dei to implement God's given tasks in their respective contexts, which are sometimes quite different from the Korean context.

If he was spending too much time looking at po - rn to maintain the marriage, and spending so much money on po - rn it caused financial issues, that would be a different story and the marriage would have foundered without his needing to inform her.

We also have the same money taking and making American with no love or interest other than financial in AFC, so tell me optimistic ones what has changed and what do you believe will be different this time around?

We as fans, in particular the STH and those who go regularly to away - games, spend a hefty sum of our money on the club, but our financial risks are relatively small compared to Kroenke's: we can chose to no longer spend any money on Arsenal in relatively short time, but Kroenke is in a different position.

The point I was making is that Arsenal is owned and run by billionaires that would sooner take money out than put money in and while you might not need a cash injection at this moment in time, anyone with half a brain cell will know that your club has had financial leg - ups in the past so to accuse City of being somehow different to what's gone on in your history is both hypocritical and incorrect.

Although Conaghan doesn't cover its development, I don't believe the structure was necessarily wrong but it did perhaps spend too much time looking at rights of the consumer, rather than asking some of the more fundamental questions about the stability of financial institutions here and in different parts of the world.

The Group has a strong retail penetration across the African continent with more than seven million customers who enjoy a bouquet of products and services tailored to meet their different financial needs and backed by a cutting edge e-banking platform that offers secured and convenient real - time online banking services.

Among Citizens Union's proposals are: independent budgeting for JCOPE; investing in database resources and information technology; an open process of personnel selection; making internal workings public and transparent; improving the process of financial disclosure reporting by coordinating with different agencies; reducing response time to complaints; and improved guidance of grassroots lobbying to ensure ethics compliance.

But Hoban fed readers of the Financial Times a rather different message: there would be no legislation to restrain bankers» pay.

Financial institutions across London all keep their own slightly different time, and high - frequency trades exploit the gaps.

Different financial entities deal with these irregularities differently, meaning that the amount of interest accrued depends not just on time, but on who did the calendar - related math.

Improvements could come in the form of more engaging platforms, different types of competitions, financial incentives from employers, doctor referrals or well - timed text messages.

Of the politically and socially motivated standouts, The Social Network (d. David Fincher) and Black Venus (d. Abdellatif Kechiche) treated us to fictionalised accounts, vastly different in tone and aesthetic, of historical events (of which more below); while Post Mortem (d. Pablo Larrain) offered a fictional personal story set in the time of and impacted by the coup in Chile by Augusto Pinochet that overthrew Salvador Allende; and Inside Job (d. Charles Ferguson) blazed across the screen, a searing must - see documentary indictment of the men and institutions that caused the international financial crash of 2009 (again, more below).

During that time, she was working on three different projects, but they fell apart due to the financial collapse in the mid -» 00s.

The financial crisis at the root of the Chicago Teachers Union's planned one - day walkout Friday is different from past troubles for the school district in an especially alarming way: No one seems to be riding to the rescue this time.

This Time is Different: Eight Centuries of Financial Folly by Carmen Reinhart & Kenneth Rogoff — $ 9.18 (or rental from $ 4.03)

«Intoxicating» (The Financial Times) and «as good a historical novel as you could read» (The Times, London), Golden Hill shows us a city provokingly different from its later self; but subtly shadowed by the great icon to come, and already a place where a young man with a fast tongue can invent himself anew, fall in love - and find a world of trouble.

The bottom line is that it's not for everyone (it's a LOT of hard work and is a big time and financial investment) and there are things that you must do and must not do, and those things may be very different than what another author is doing.

In this video we take you through the different benefits a mutual fund investor can avail of to grow his corpus and meet his financial goals by choosing the right kind of funds for the time horizon he has set to meet his financial goals.

If you're thinking about using a short - term financial product like a payday loan, you should have taken some time to investigate the APR of different products.

By having all your different accounts in Personal Capital, you can easily see your overall financial health and take the time to relax and enjoy life.

Companies like Even Financial offer personal loan marketplaces that allow you to fill out just one application and have your application considered by a number of different lenders at the same time.

In this day and age, an online loan can be a good resource for people who want to reduce the time and effort of applying one at a time to different financial institutions.

If you've applied to a number of different schools with good financial aid packages then by the time you start getting your acceptance letters, you should have a number of schools that you can choose from based on the academics, the student experience, and the financial aid available.

To understand the complexity of human behavior, we need to understand the different environments that have shaped it over time and across circumstances, and how the financial system functions under these different conditions.

A nice litte write - up about «This Time is Different: Eight Centuries of Financial Folly,» a new book by two economics professors.

At least, she says, her financial condition is considerably different now compared to the last time she found herself in similar parental circumstances.

Unlike the banks, we take the time to look at your entire financial outlook in order to determine your eligibility for different private second mortgage financing options.

Financial emergency which are different from your normal or regular expenses can occur at any time.

Fundamentally, Margin debt has a history of peaking right before financial collapses this seems like a warning to me but everyone say it's different this time.

With our financial planning software, we can simulate many different withdrawal scenarios and see how your net worth is effected over time.

When you have a lot of different reasons for purchasing a home, it may be the best time to get into a new property, but you also have to consider your financial situation.