Sentences with phrase «different insurance contracts»

T - PAK premium financing allows you to consolidate a variety of different insurance contracts into one convenient monthly payment.

As such, we may bill separately, utilize different billing services, and maintain different insurance contracts.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Educational expenses, professional license costs (including continuing ed for license renewal), malpractice insurance etc. make for very different contract needs.

Now we find ourselves with payments for different types of insurance being billed at different times, gym memberships, cloud storage, for some of us credit card payments, exterminator or other home maintenance - related contracts, game subscriptions — an endless variety of things.

Brokers represent their customers and are usually contracted to offer insurance products from several different insurance companies.

Named after Section 1035 of the Internal Revenue Code, a 1035 exchange allows life insurance policy owners (and annuity contract owners) to exchange an old policy (or contract) for a new one from a different insurance company without tax consequences.

But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.

Annuities are insurance contracts that can be written and structured in a variety of different ways.

They could argue that swaps are a different class of business than insurance, and try to make the case that if an insolvency occured, those with with swap contracts would face a much lower recovery than those with insurance contracts, so let's make it formal and do a split.

The Company issues and administers five different home protection contracts including a co-branded warranty for CRES Insurance Services which provides additional benefits to both the home seller and CRES clients.

The main limitation is the covenant of good faith and fair dealing which applies to all contracts as a matter of law (not just insurance contracts, where the obligation of good faith and fair dealing is enforced and litigated in a different manner) and can not be waived.

On a more fundamental level, each contract may have different governing law and jurisdiction clauses, leading to situations where different approaches to policy coverage are likely to occur in the separate jurisdictions that govern the reinsurance and underlying insurance.

Conflicts issues are (largely) untethered from the merits yet can be outcome determinative, so it is crucial to understand and focus on choice - of - law principles in complex insurance disputes, which can yield the application of different state laws within a single case to issues of contract formation, performance, and bad faith.

«Although the long - term ethical and legal consequences of genetic testing for employment matters, insurance contracts, and preventive medicine and treatment are not yet fully known, cases of alleged genetic discrimination have been emerging in different parts of the world, prompting calls from concerned citizens for government action,» says.

Defended, prosecuted, and brokered settlement in insurance fraud / breach of contract matter that spanned more than six years (having been filed in four different courts and administrative agencies) and implicated dozens of parties.

By their very nature, policies of insurance are different; a beneficiary may be an insured party to the policy but even a non-contracting beneficiary has a legal interest sufficient to have the policy enforced and to argue for any interpretation that would be open to either of the contracting parties.

Such contracts normally have a high degree of risk associated with them, could be substantial in value and have a range of different insurances, warranties and the like which also have to be taken account of and balanced in an appropriate manner.

Blockchain technology is increasingly gaining traction in a variety of different markets and industries, including insurance, securities, and enforcing contracts, and with these new uses come new legal considerations.

In its recent decision in Sabean v. Portage La Prairie Mutual Insurance Co., the Supreme Court of Canada has held that words in a standard form contract used by the public should be given their plain and ordinary meaning, and not a different meaning that those words might be given by the industry or trade -LSB-...]

For example, a health insurance issuer may have contracts with two different group health plans.

We represent our customers and are contracted to market the insurance products of several different insurance companies.

All companies have different policy requirements, so review the specific language within each insurance contract.

A home warranty is different from your homeowners insurance policy - it's a separate contract that typically covers repairs and replacements on the systems and appliances in your home for the first year you're there.

Since the terms and conditions vary across different insurance providers, you need to read the insurance contract carefully to understand your entitlements.

Because there are so many different types of life insurance policies and contracts available, there is a policy to work for just about every person, no matter the person's health status, financial status.

In the case of auto insurance there are many different policy variations and to understand the specific hazards that your insurance policy protects against you should consult your insurance contract and if you are still not clear then you should talk to your agent or broker.

This is important to know as the tax treatment of ordinary life insurance and modified endowment contracts (MECs) are different.

For instance, a vehicle insurance contract is different from a life insurance contract.

[x] Different ways that can be used by a contract owner by which he can apply for cash surrender value of an insurance or annuity contract due to any lapse.

Modified endowment contracts are subject to different taxation rules than life insurance.

There's no way of telling without examining your insurance contract as each insurer and policy may have different conditions on the return of premiums.

The whole life insurance policy is slightly different than the universal (flexible contract) or the variable (multiple accounts) policy.

But here's the good news: Despite the seeming complexity, there are major similarities between certain types of life insurance contracts: term insurance typically works the same from company to company, and so do different types of permanent or cash value policies.

This has led to the creation of a number of special insurance riders that provide several different types of living and death benefit protection to contract holders.

A death benefit can usually be paid to any beneficiary you nominate, though different beneficiaries may receive different amounts depending on their circumstances (usually their age at the time the benefit begins) or your insurance contract.

Required to go over legal contracts with customers moving from state to state, due to different state regulations regarding auto insurance.

The medical biller's strength lies in their knowledge of different health insurance plans, provider contracts, state rules and regulations and getting denied claims overturned and paid when the denial was incorrect.

• What are the responsibilities of the client • Your responsibilities • Services you will provide • Local & State regulations • HIPAA regulations • Length of the contract • Termination and early termination of the contract • Do you need an attorney • How to determine your fees • Different methods of charging your providers • How to write your contract without spending a lot of money • How and when the client will pay you • What if the client doesn't pay you • Pricing plans and fee structures • O & E Insurance • Compliance plan

Different insurance companies require different licensures and may contract with only certain therapists in yDifferent insurance companies require different licensures and may contract with only certain therapists in ydifferent licensures and may contract with only certain therapists in your area.

Every insurance company has different contracts.

Considering Different Contracts While homeowner's insurance covers many catastrophic events, what happens if your furnace goes out or you have a power surge off - premises that kills your refrigerator?