Sentences with phrase «different real costs»

There is no unique way of calculating a real interest rate because different borrowers pay different real costs of borrowing, depending on the term and degree of risk of the loan.

Not exact matches

But, this is no different than any business dealing in high - cost, high - margin products — it just so happens that real estate is the highest - cost product that is easily accessible to all people.

Previously, the cost of any particular item at Shake Shack was largely uniform outside of stadiums and ballparks, but Shake Shack has brought back tiered pricing, which allows the chain to better adapt to different consumers (as well as different labor and real estate costs) in different markets.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Organic foods can be more expensive because farmers have higher labour costs and a different economy of scale; however when buying organic you're paying the real cost of producing real food that is better for the environment, animal welfare and our health.

I have read different opinions on the environmental impacts of diapers, but visiting The Real Diaper Association website and reading about the environmental costs of manufacturing and disposing of single - use diapers truly solidified this decision for me.

Included in the PowerPoint: Macroeconomic Objectives (AS Level) a) Aggregate Demand (AD) and Aggregate Supply (AS) analysis - the shape and determinants of AD and AS curves; AD = C+I+G + (X-M)- the distinction between a movement along and a shift in AD and AS - the interaction of AD and AS and the determination of the level of output, prices and employment b) Inflation - the definition of inflation; degrees of inflation and the measurement of inflation; deflation and disinflation - the distinction between money values and real data - the cause of inflation (cost - push and demand - pull inflation)- the consequences of inflation c) Balance of payments - the components of the balance of payments accounts (using the IMF / OECD definition): current account; capital and financial account; balancing item - meaning of balance of payments equilibrium and disequilibrium - causes of balance of payments disequilibrium in each component of the accounts - consequences of balance of payments disequilibrium on domestic and external economy d) Exchange rates - definitions and measurement of exchange rates - nominal, real, trade - weighted exchange rates - the determination of exchange rates - floating, fixed, managed float - the factors underlying changes in exchange rates - the effects of changing exchange rates on the domestic and external economy using AD, Marshall - Lerner and J curve analysis - depreciation / appreciation - devaluation / revaluation e) The Terms of Trade - the measurement of the terms of trade - causes of the changes in the terms of trade - the impact of changes in the terms of trade f) Principles of Absolute and comparative advantage - the distinction between absolute and comparative advantage - free trade area, customs union, monetary union, full economic union - trade creation and trade diversion - the benefits of free trade, including the trading possibility curve g) Protectionism - the meaning of protectionism in the context of international trade - different methods of protection and their impact, for example, tariffs, import duties and quotas, export subsidies, embargoes, voluntary export restraints (VERs) and excessive administrative burdens («red tape»)- the arguments in favor of protectionism This PowerPoint is best used when using worksheets and activities to help reinforce the ideas talked about.

«Whether for a single school kitchen with just one warewasher, or for a cluster with multiple machines at different schools, Connected Wash will deliver real and practical improvements in efficiency, while reducing running costs.»

Since longer - term interest rates are considered more representative of real estate financing costs, we compared how REITs with different lease durations performed in periods of increasing 10 - year U.S. Treasury Bond yields, based on month - end data.

This platform supports a full range of order types, real time charts, Depth of Market (DOM) and option chain with many different indicators at no cost.

A few problems a year and the costs of hiring out all the different real estate service providers can eat into any cash flow and put you in the red.

Just low - cost mutual funds in four different asset classes: U.S. stocks, international stocks, real estate, and Treasury bonds.

They enable investors to gain broad exposure to entire stock markets in different Countries and specific sectors with relative ease, on a real - time basis and at a lower cost than many other forms of investing.

Private Mortgage Insurance (PMI) Real Property Taxes Consumer's Guide To Mortgage Settlement Costs This brochure will give you detailed explanation of different closing costs, so you may find the entire settlement process far simpler than you might have imagCosts This brochure will give you detailed explanation of different closing costs, so you may find the entire settlement process far simpler than you might have imagcosts, so you may find the entire settlement process far simpler than you might have imagined.

But, this is no different than any business dealing in high - cost, high - margin products — it just so happens that real estate is the highest - cost product that is easily accessible to all people.

(This is different from non-current assets, such as real - estate, which are usually accounted for at their historical cost).

Frequent flier cards evolve, become trickier; tips to maximize rewards — For consumers willing to weigh the costs and advantages of so many different reward programs, the changes can be a real boon.

Weigh choices and win For consumers willing to weigh the costs and advantages of so many different reward programs, the changes can be a real boon.

Simple solution from now on: always create a DELUXE edition for your consoles and a different edition at low cost for the low budget people who can't pay a dent for the real thing but don't screw us over those are who big time collectors who need retro compatibility who have the cash to pay.

I have owned all 4 previous games and as soon as it is released in australia im that big of a fan i couldn't care less what it cost me its a got to have game if your a fan like me plus im that big of a fan I want KAZUMAS tattoo and im going to name my first son when i have one after KAZUMA coz he was my favorite character yet plus playing as four main characters was fun so five should be alot of fun and about time you get to playas Haruka plus it would be cool if you could add tattoos to the characters if possible I would play it at least 12 hours a day and I do nt care what people say its the best japanese styled mafia game ever to have been made for PS3 but I hope they make the fighting look more real by getting rid of the coloured blurs from the heat moves and the different tournament styled fights they are my only 2 dislikes in the whole four series they should just have underground street fighting tournaments were anything except guns are not allowed so it sticks to hand to hand combat and melee only

Buying these heroes with real money would cost you at least 80 $, making this a perfect deal for both new players, wanting to try different heroes without spending countless hours grinding gems, the in - game currency, and old veterans who want to complete their collections or try something fresh.

The real cost of solar financing is often hidden from you the consumer because solar companies tend to have two prices, a price for those consumers that want to pay cash, and a different price for those customers that want a loan.

So the real question is not an arbitrary partitioning of atmospheric CO2 by source, but the policy / system control question about what happens if we push on different levers and what the costs and benefits are.

To give you some real - world examples, SolarReviews examined three different cities with varying levels of average monthly electricity costs: Charleston, SC ($ 173), Reno, NV ($ 129), and Albuquerque, NM ($ 90), using our payback / ROI calculator (all data based on owning the system outright).

Or does it make more sense to explore ways to decrease the cost of law school education, find different ways to require law schools to provide quality classes, and to use the third year to prepare students for the real world?

The goal — to benchmark the «accuracy performance of different [EDI] providers as they compared to different standards, but the cost of deploying their process as if it were a real case,» said Patrick Oot, EDI cofounder and senior special counsel to the Securities Exchange Commission.

If anyone ever did a financial analysis of the real cost of having two judges, in different provinces, in different years, trying to piece these puzzles together — it would soon become apparent that in this age of Skype and inexpensive travel, better options exist.

For now, though, let's take a look at a real example of the cost complications of different classifications.

Simply admitting that they need to share production of screens with their parent companies (OPPO / Vivo) to cut costs and that copying Apple's design would help them better to expand sales in different markets (again what OPPO does) would've been better than the increasing screen real estate bullshit spinoff they threw at fans.

A range of therapists with different backgrounds treat a range of couples with complex combinations of stressors and problems, under real world constraints of time (like only a few weeks of treatment, or couples treatment as an adjunct to another kind of treatment) and resources (like insurance or funds to cover therapy costs, or access to qualified mental health care).

I think percentages might work better for real estate participants in different parts of the country because the maintenance and repair costs in Boston at 2 % of effective gross income for the building that I'm marketing equals $ 427 per unit and that seems very low; and that $ 427 number does not include turnover services which I think you mean to equal broker's fees.

I believe buyers may have a different interpretation if they had to share in the costs of the real estate transaction fees.

Private Mortgage Insurance (PMI) Real Property Taxes Consumer's Guide To Mortgage Settlement Costs This brochure will give you detailed explanation of different closing costs, so you may find the entire settlement process far simpler than you might have imagCosts This brochure will give you detailed explanation of different closing costs, so you may find the entire settlement process far simpler than you might have imagcosts, so you may find the entire settlement process far simpler than you might have imagined.

While the cost of originating and servicing a $ 250,000 loan and a $ 25,000 loan are generally the same in terms of real dollars, the cost as a percentage of each loan's size is significantly different.

I put together an audio clip to help home owners sift through why a real estate appraisal is needed during bankruptcy, a few things the appraiser should know, and how much appraisals typically cost (two different price levels).

When underwriting the finance or purchase of a commercial real estate loan, a certain «Loan to Cost» (LTC) or «Loan to Value» (LTV) percentage is given as a limiting factor to the proceeds of that loan; however, LTC and LTV are very different and it's extremely important to understand the distinctions between the two.

Joseph: One of the benefits to real estate crowdfunding is the ability to get access to deals all across the country and in different property types for a fraction of the cost compared to traditional property investing.

However, if a strata corporation wishes to consider whether sections are the appropriate mechanism to allocate costs among different strata lots, the brokerage may wish to provide the strata corporation with the Real Estate Council article «Types and Sections» contained within this Special Report from Council newsletter, so that the strata council can consider an alternative approach to the allocation of only operating costs.

If this buyer decides not to proceed, they may forfeit the money credited to a purchase, but these losses could be small compared to the potential cost of multiple real estate transactions and / or property repairs in order to resell the house and find a different home.