Same family,
different reward percentages.
Not exact matches
In order to earn a high
reward, you will need to have multiple credit cards that either give a high
percentage of cash back or a
different type of
reward.
This is especially true when
different cards have
different rates and with some cards the more you spend the greater the
percentage of cash back per purchase you will be
rewarded with.
When it comes to miles & points - earning credit cards, each of their earnings will usually fall into 1 of 3
different areas of travel
rewards: 1) Airline credit cards earning miles within specific airline frequent flyer programs, such as Chase United VISA, Delta AMEX... etc.; 2) Hotel credit cards earning points within specific hotel
rewards programs such as the Chase Hyatt VISA, Hilton AMEX... etc., 3) Strictly cash - back cards that earn a fixed
percentage return (usually from 1 - 2 %) on each purchase which you can then use later to credit travel - related charges such as the Barclay Arrival + or Citi Thank You.
Credit Card Tune - Up considers all the
different configurations of credit card
rewards — including rotating categories offering higher
percentages of
rewards each quarter or category specific spending bonuses for the life of the card — to ensure you're making the most of your plastic.