Another way to look at the data: Plot a time series chart of
different safe withdrawal rates over time both for 30 - year and 60 - year horizons.
Not exact matches
Historical Surviving
Withdrawal Rates are
different from their
Safe Withdrawal Rates.
An alternative portfolio with the same
Safe Withdrawal Rate that includes stocks is
different.
For example, the
safe withdrawal rate changes over time depending on equity valuations and the
safe withdrawal rate can be vastly
different depending on your age and expectations about Social Security, see two case studies I did recently at ChooseFI and last week here on our blog.
There are
different values for the
Safe Withdrawal Rate, for the Reasonably
Safe Rate, for the Coin Toss Rate, for the Likely Failure Rate and for the Almost Certain Failure Rate.
You have also looked at
safe withdrawal rates in
different domestic market environments.
PPS... I also understand that cattle vaccinations are
safe, and that the antibiotics given protect the beef supply from dangerous pathogens and do not «taint» the meat when the proper
withdrawal times (as published per each
different antibiotic) are observed.