Once we had all the cash - back rules laid out, we created a spending profile to determine how much someone could earn based
on different types of purchases.
Different time periods will yield rewards for
different types of purchases such that one month, you may be rewarded for spending at restaurants, while another month, you are given the 5 % cash back on fashion buys.
Highest interest balances paid first: When consumers have accounts that carry different interest rates
for different types of purchases (i.e., cash advances, regular purchases, balance transfers or ATM withdrawals), payments in excess of the minimum amount due must go to balances with higher interest rates first.
Rotating - category cards give cash back for
different types of purchases that change during the year.
You're right that the variations seem endless at first glance — different annual fees, no annual fees, high APRs, low APRs, sign - up bonuses, percentages for
different types of purchases.
FlyerTalk has individual threads for different airlines with specific breakdowns of
the different types of purchases that were successful and it usually provides a date that they were last successful.
In this post I'll take a look at how many points various rewards cards give you for
different types of purchases.