Sentences with phrase «differently than credit»

While «free money» is worth pursuing, it's important to note that bank bonuses are treated differently than credit card rewards.

The personal loan balance would not impact your credit utilization because it is treated differently than credit card debt.

Medical debt is not treated differently than credit card debt in Kentucky.

An installment loan is factored into your credit score differently than a credit card, so it has no bearing on your credit utilization.

Not exact matches

It also lists all the inquiries that have come in for new credit; with those you've applied for coded differently than unsolicited offers.

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

Similar to D&B, Experian captures information about your business» background, company financial information, credit score and risk factors, banking, trade, and collection history, liens judgments, bankruptcies, and your industry to create a 100 - point ranking for your business (but the data is weighted and scored differently than the PAYDEX score).

Invoice financing at Fundbox works differently than a traditional invoice factoring solution, instead being more similar to a line of credit.

A personal loan balance is reported as installment debt, which is treated differently in credit scoring formulas than revolving debt such as credit cards.

Peer - to - peer lending works differently than getting a loan from a bank or credit union.

«It's wrong to treat a claimant differently because they are on Universal Credit rather than housing benefit.

When ordering online, some items may fit differently than expected when tried on, which is why we offer free returns for store credit within 14 days of receiving your package.

These products work differently than a loan or line of credit, and will have different repayment schedules and fees.

The fund may invest in asset - backed («ABS») and mortgage - backed securities («MBS») which are subject to credit, prepayment and extension risk, and react differently to changes in interest rates than other bonds.

In most cases, the two biggest factors in determining your CBI score are your previous credit performance, including whether you pay your bills on time, and the amount and types of outstanding debt you have (for instance, a $ 200,000 mortgage is weighed very differently than $ 200,000 in credit card debt).

Banks treated young adults differently than those older; they issued credit cards without verifying ability to pay, which left some young people mired in debt or trapped with bad credit due to non-payment.

A personal loan balance is reported as installment debt, which is treated differently in credit scoring formulas than revolving debt such as credit cards.

Online lenders, like OnDeck, look at your business differently than more traditional small business lenders that heavily weight the value of your personal credit score when they evaluate your business» credit worthiness.

Free credit scores can be very helpful for getting a general view of where your credit stands, but those scores are calculated differently than FICO Scores.

Payments made on business tradelines affect your credit score differently than personal credit accounts.

They are reported differently than revolving accounts like credit cards.

That's partly because consumers with bankruptcies on their credit report are scored differently than users without bankruptcies; a bankrupt consumer with a sterling record of on - time payments may have a higher credit score than a person on the verge of bankruptcy who has dozens of missed payments, charge - offs, collections, and liens.

A secured credit card works differently than does a traditional card, and the Capital One Secured MasterCard is no exception.

It may be some relief to know that recent changes to FICO credit scoring treats medical debt in collections differently than other debt, and it can be removed entirely from a report when the debt is settled.

My score could have come out differently had I gone to a lender that used VantageScore, rather than FICO, and if I had been applying for a car loan rather than a credit card — or if I was a different kind of person.

They're viewed a little differently than a revolving line of credit that doesn't have any security or personal loan that has no security.

Additionally, the credit report you may pull will likely be weighed differently than if a mortgage company pulls your credit, because your credit scores will be slightly weighted for mortgage related factors.

Peer - to - peer lending works differently than getting a loan from a bank or credit union.

VantageScore is a newer credit scoring method and creates its score differently than FICO.

It had become apparent to FICO that the price for discouraging piggybacking abuse by a relative few would be the denial of honestly - earned credit history for millions of legitimate authorized users — most often the spouses of primary cardholders — who use and manage these accounts no differently than those in the primary role.

For some groups, the importance of these categories may vary; for example, people who have not been using credit long will be factored differently than those with a longer credit history.

Many of the financial options available to your business will depend largely on the type of company you form — a partnership has different tax and credit rules than an LLC, which operates differently than a corporation.

Credit utilization takes into consideration all kinds of debts and revolving balances are calculated differently than installment loans.

Other credit scores may evaluate your credit report differently than FICO ® Scores.

Merchant cash advance providers evaluate risk and weight credit criteria differently than a traditional banker might.

Cats adopted from area PetSmarts are processed differently than other store transactions — so we can not take credit cards at these locations.

Southwest's Rapid Rewards ® credit card frequent flyer program operates quite differently than most other airlines.

Some programs work a bit differently than others, but for many you simply redeem the points to wipe the charge off your credit card statement.

Because they have different focuses, credit - report information is used differently to calculate the credit score than it is to calculate the insurance score

While Deferred Fixed Index Annuities also fall under the fixed annuity umbrella, they credit interest differently than a traditional deferred fixed annuity.

«We're seeing that millennials are purchasing cars at a much earlier point in life, which is giving them the opportunity to build credit a little differently than previous generations,» says Rod Griffin, Experian's director of public education.