Sentences with phrase «difficulty rating by»

Not exact matches

This is probably correct, but there can be transitional difficulties if borrowers have not factored in rising interest rates, have assumed that the debt servicing burden will be quickly eroded by rising incomes or, in the case of investment property, that it can be sold quickly without loss if a need arises.

Most of our difficulty in the advancing half - cycle since 2009 would have been avoided by the key adaptation that we made in 2014: in the presence of zero - interest rate conditions, even the most extreme «overvalued, overbought, overbullish» syndromes were not enough.

Comparing the heart rate or blood sugar levels of a given number of people might be beneficial in determining the range in which people maintain good health — and perhaps we can even say that by comparing children's abilities and establishing a range of «normal,» we can determine which children have difficulties and how to help them — but comparing ourselves with others, and in particular our children to other children, can have very damaging effects.

Sign of respiratory difficulty noted by a rapid rate of breathing, usually more than 60 to 70 breaths per minute.

Based on the survival rate of books by Copernicus, Gingerich had expected to find twice as many volumes, but some 300 were destroyed by the publisher, he suspects, because the book's difficulty made it unpopular with its target audience: «A user familiar with the previous way of computing would no doubt freak out in the opening steps of the Rudolphine procedures,» upon seeing all the calculations Kepler had added for accuracy.

At 13 years, the same children rated their relational difficulties associated with victimization, social isolation, intentional and planned aggression by peers, and antisocial behaviour.

A further difficulty arises from uncertainty in the rate of heat taken up by the ocean in response to a short, strong forcing.

The main campaign is generous in size and will offer even a skilled player around 15 to 20 hours of gameplay, and there's also a Skirmish option which offers a series of challenges - each rated by difficulty - to tackle when you're done with the main story.

Thankfully the lower difficulties are better suited for those of us who don't have the reflexes of a hawk, and it's worth noting that each track has its own difficulty rating denoted by a number.

These results suggest either that the academic considerations parents value are better captured by principal ratings or that parents have difficulty observing how much value a teacher adds to reading and math test scores.

The financial difficulties faced by students from low - income families in making it to graduation are well documented, but recently, less tangible factors — like sense of belonging — have also been shown to impact college completion rates.

A similar level of challenge across all the SLOs created, as well as similarity between the difficulty of SLOs and difficulty of achieving the results determined by other means (e.g., value - added ratings generated with state test data).»

Professor Topping's findings reveal a sharp contrast in the difficulty rating of the books read by primary and secondary pupils.

IRT rates the difficulty for each item by comparing the likelihood of students correctly getting some items against others.

Every project is rated by cost, difficulty, duration, reusability, tools and materials, which makes it easy to decide what is feasible for the weekend at hand.

But the difficulties alleged by the rating agencies failed to appear, unless they were somehow sloshed into the hurricane disasters of 2004 - 5, or like eating an elephant — one bite at a time.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

These risks can include political or economical instability, changing currency rates, foreign taxes, reduced liquidity (difficulty selling securities held by a fund) and different regulatory or financial accounting standards.

These risks can include political or economic instability, changing currency rates, foreign taxes, reduced liquidity (difficulty selling securities held by a fund) and different regulatory or financial accounting standards.

When I began preparation for this post (which will probably have two parts, because I am having difficulty posting files, tables and pictures at my blog), I expected to write a post that would conclude that the PEG ratio (P / E divided by the anticipated growth rate expressed as an integer) is a nifty market artifact, but had no sound theoretical grounding.

The LIBOR is determined by the British Bankers» Association and, reports Bloomberg, the BAA «has been under pressure to overhaul the 24 - year - old system after the Bank for International Settlements said in a March report some members understated their rates to avoid being perceived as having difficulty raising financing.»

That negative mark can also weigh down your credit score by dozens of points, which can mean difficulty obtaining new credit (and higher interest rates if you do).

The States have had the same difficulties experienced by the FTC and consumer advocates in obtaining reliable statistics from the debt settlement industry to substantiate its claimed success rates.

Risks and uncertainties include but are not limited to, general industry conditions and competition; general economic factors, including interest rate and currency exchange rate fluctuations; the impact of pharmaceutical industry regulation and health care legislation in the United States and internationally; global trends toward health care cost containment; technological advances, new products and patents attained by competitors; challenges inherent in new product development, including obtaining regulatory approval; Merck's ability to accurately predict future market conditions; manufacturing difficulties or delays; financial instability of international economies and sovereign risk; dependence on the effectiveness of Merck's patents and other protections for innovative products; and the exposure to litigation, including patent litigation, and / or regulatory actions.

Risks and uncertainties include but are not limited to, general industry conditions and competition; general economic factors, including interest rate and currency exchange rate fluctuations; the impact of pharmaceutical industry regulation and health care legislation in the United States and internationally; global trends toward health care cost containment; technological advances, new products and patents attained by competitors; challenges inherent in new product development, including obtaining regulatory approval; the company's ability to accurately predict future market conditions; manufacturing difficulties or delays; financial instability of international economies and sovereign risk; dependence on the effectiveness of the company's patents and other protections for innovative products; and the exposure to litigation, including patent litigation, and / or regulatory actions.

Do not add to your credit difficulties by missing a payment, as you may become ineligible to continue your low introductory APR and your credit rating may suffer, making it increasingly difficult to obtain reasonable credit terms.

Noticing some strange spikes — battles that seemed wildly harder or easier than their listed difficulty rating — I tried generating the same battle twice by loading a previous save.

First and foremost, being a game is hampered by an almost hilariously nonexistant difficulty level, there's really no way to rationalize how easy the entire Puzzle mode is as it doesn't really matter how many stars a particular level is rated, the game never actually feels like it gets progressively harder.

Features: • Unity 3D engine • NVIDIA ® PhysX ® physics engine • Support for both OpenGL 1.x and OpenGL 2.0 • Available for Android 2.0.1 Eclair (API level 6) or higher • Possibility to configure difficulty level: easy, medium, hard • Possibility to configure way to control your vehicle: by touch, by slidem by using wheel and by tilt screen • Possibility to reduce visibility range, to increase frame rate on low - end devices • Possibility to change camera during game (in car, follow car, rotate cam, dynamic and static) • Works even on low - end devices such as Huawei Media pad (but with reduced visibility range) • Supports all screen sizes from e.g. Samsung Galaxy Mini (480 × 320) to Samsung Galaxy S3 or Huawei Tablets

Children and young people make progress at different rates and parents, teachers, family doctors or social workers often refer young people because of difficulties affecting their learning, their ability to demonstrate their true ability, their participation in school, college or university activities and by extension, their confidence, their social interactions, their future choices (for employment) and their lives in general.

According to the American Academy of Pediatrics (AAP) and the American College of Obstetrics and Gynecology (ACOG), common indications or symptoms of prenatal asphyxia that physicians need to watch for include an unstable, erratic, or falling fetal heart rate, lack of movement by the fetus, pressure on the umbilical cord, nuchal cord (the wrapping of the cord around the fetus's neck), complications with the placenta, low maternal blood pressure, and pallor or difficulty breathing in the mother.

Led by Lorne N. MacLean, QC one of Canada's most senior and highly rated * family lawyers, we turn help clients turn family difficulties into opportunities to resolve matters and move forward.

Compared to the other top coins by market cap, ETH has seen very little price action.ETH difficulty and hash rate have also remained stable since the difficulty and block reward reduction after the hard fork on October 17th.

The European Commission has found a worrying 42 per cent of UK employers reported difficulties recruiting skilled IT workers — above the EU average — and predicts that there will be 900,000 unfilled technical vacancies in Europe by 2015, with the number of digital and technology jobs growing at a rate of more than 100,000 a year.

But the Tax Strategy Group (TSG) document, from September 2003, also pointed to problems caused by difficulties with legal definitions and said to widen the standard - rate band and remove married couple tax credit transfers, while also ensuring nobody was worse off than at present, would cost an estimated $ 2bn in a full year.

This finding is supported by this study's assessment of barriers to community services where there is a high rate of reporting of physical barriers to services and in particular, identification of the lack of physical access / transport difficulties for people with psycho - social disability.

Mental health and behaviour problems are measured by the parent - reported screening instrument Strengths and Difficulties Questionnaire and executive functions by the parent - reported questionnaire Behaviour Rating Inventory of Executive Function (all sites).

KidsMatter was developed by mental health professionals and education and childcare staff in response to the high rates of school - age children with mental health difficulties and the problems they face getting help.

It was developed by experts - mental health professionals and education and childcare staff - in response to the high rates of school - age children with mental health difficulties and the problems they face getting help.

In the model assessing the effect of supportive coparenting on the course of infant difficulty, supportive coparenting at 3.5 months after birth predicted decreased infant difficulty from 3.5 to 13 months, as rated by fathers, but not mothers.

However, intercorrelations of the mean ratings with each other and with global «difficulty,» as presented through multidimensional scaling, showed both general tendencies... and culture - specific patterns, which are further illustrated by parental discourse about «difficult» children in each sample.

On the other hand, sometimes it can be difficult for EMDR trained clinicians to establish the connecting thread between the patient's symptoms (including the frequent difficulties they present in the therapeutic relationship) and the early environments in which they grew up, characterized by a high rate of attachment disruptions and severe traumatic events.

Rates of mental health difficulties (GHQ - 12 «caseness») and wellbeing levels (WEMWBS Total) by child and family characteristics

Based on his experience in managing the pipeline of thousands of real estate brokers, Jonathan knew that the greatest difficulty faced by brokers and investors alike is the tedious and time - consuming process of gathering intelligence: identifying the real owner behind the LLC; discovering properties» real loan rates and due dates; and ascertaining prepayment penalty information.