Sentences with phrase «direct physical loss»

The policy's insuring agreement provided coverage for «all risks of direct physical loss of or damage to the property insured» subject to exclusions in the policy.

In plain language, that means your jewelry under that rider is covered against direct physical loss or damage from any cause not excluded.

This protects your property from a long list of perils that could cause direct physical loss or damage to it.

Your property is covered against risk of direct physical loss unless that loss is caused by something later excluded from coverage.

Your property is covered against risk of direct physical loss unless that loss is caused by something later excluded from coverage.

In plain language, that means your jewelry under that rider is covered against direct physical loss or damage from any cause not excluded.

If you like, you can even endorse your The Village At Fox Creek to cover open perils, which insures against risk of direct physical loss by any cause, subject to exclusions such as nuclear hazards and intentional acts.

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

Flood insurance covers direct physical losses from floods and losses resulting from flood related erosion caused by waves or currents of water exceeding anticipated cyclical levels and accompanied by a severe storm, flash flood, abnormal tide surge or a similar situation that results in flooding.

What's in a typical policy: Flood insurance covers direct physical losses by flood and losses resulting from flood - related erosion caused by heavy or prolonged rain, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure or other similar causes.

«We insure, up to the limit of liability... for this coverage for direct physical loss not caused by the negligence of an insured, to property covered under Section I caused by water or water - borne material, which... backs up through sewers or drains...»

Personal property coverage on your White Plains, NY renters insurance is the part of the policy that protects the things you own from direct physical loss due to a number of specified perils in the policy.

Intellectual property lacks the inherent ability of personal property to suffer direct physical loss or damage.

Under the ISO form, it means any of the types of direct physical loss listed below, if the loss causes damage to covered equipment.

Open perils coverage means that your personal property is protected against direct physical loss or damage from any cause that has not been excluded.

If you like, you can even endorse your The Village At Fox Creek to cover open perils, which insures against risk of direct physical loss by any cause, subject to exclusions such as nuclear hazards and intentional acts.

Dwelling Coverage is a Homeowners Insurance policy form that is designed to cover a house, attached structures, materials or supplies used in construction, fixtures in the house and outdoor equipment, and provide coverage for direct physical loss against fire, wind, theft, and other perils.

Stone Point Apartments renters insurance protects your property against risk of direct physical loss from renters insurance covered perils such as fire, theft, broken pipes, vandalism, and wind.

Stone Point Apartments renters insurance protects your property against risk of direct physical loss from renters insurance covered perils such as fire, theft, broken pipes, vandalism, and wind.

Personal property coverage, also known as «Coverage C» or «contents coverage» on your renters insurance policy protects the things you own from a long list of things that could cause direct physical loss or damage.

Flood insurance covers direct physical losses by flood and losses resulting from flood - related erosion caused by heavy or prolonged rain, coastal storm surge, snow melt, blocked storm drainage systems, levee dam failure or other similar causes.

Personal property coverage on your White Plains, NY renters insurance is the part of the policy that protects the things you own from direct physical loss due to a number of specified perils in the policy.

Intellectual property lacks the inherent ability of personal property to suffer direct physical loss or damage.

Coverage is provided for direct physical loss not caused by negligence of the insured caused by water or sewer that backs up through sewers or drains not caused by flood.

This changes the policy in such a way as to remove the list of covered perils and replace it with the words «We insure against risk of direct physical loss or damage...» followed by a few obvious exclusions such as nuclear war.

Sinkholes: This endorsement covers direct physical loss or damage to insured property caused by «sudden settlement» or a sinkhole.

An example of direct physical loss would be damage to a vehicle as a result of an accident.

In a nutshell, it replaces the perils insured against section of your policy with language to the effect of «We insure against risk of direct physical loss to your property.»

Usually the open perils wording is to the effect of «We insure against risk of direct physical loss...» meaning that open perils doesn't keep you tied to the same list of covered events as named perils would.

An open perils policy is endorsed to have language similar to «We insure against risk of direct physical loss to property covered by the policy.»

It's often very inexpensive, and replaces the named perils with «insur [ance] against direct physical loss,» regardless of cause, subject to a few obvious exceptions such as nuclear war.

That means that the policy would cover any kind of «direct physical loss» to your property.

Damage from a structural collapse is covered in terms of direct physical loss to your personal property if it was caused by a named peril, or by insect or vermin damage that is hidden from view unless you knew or should have known about the damage and failed to mitigate it.

Direct physical loss or damage to the ring is covered, except for things that are excluded such as nuclear war.

A few quick and easy questions later, he had coverage to make sure that any direct physical loss to the ring would be covered.

If you have the «Enhanced Home Package» on your renters insurance the perils named in the policy, such as fire, are replaced with verbiage along the lines of «We insure against risk of direct physical loss».

You can also endorse the policy for a very small cost to cover open perils, or any kind of direct physical loss to the covered property which isn't excluded.

That changes the policy to cover «direct physical loss» to the property, subject to similar exclusions like nuclear hazard.

Flood insurance policies cover direct physical loss by or from flood to your building and personal property.

That means that coverage would apply regardless of the cause of direct physical loss, except for excluded causes such as a nuclear hazard — not a large risk on Amarillo, TX Renters Insurance.

Open perils coverage insures against «risk of direct physical loss» to the property in question.

This means that the policy insures against «direct physical loss» to your property, except for things which are specifically excluded.

This means that the jewelry is covered against risk of direct physical loss or damage, regardless of cause, subject to the exclusions in the endorsement or floater policy.

Open perils coverage gives you additional protection by ensuring that you have the coverage you need for any kind of direct physical loss or damage the property suffers, and can be added on for very little.

This coverage does not apply to direct physical loss of the sump pump, or related equipment, which is caused by mechanical breakdown.

Explaining what your renters insurance policy covers can be challenging, but here's what it comes down to: Your personal property is protected against direct physical loss or damage caused by a covered peril.

Direct physical loss or damage from perils named in the policy is exactly what your renters insurance policy is protecting your property against.

We insure, up to the limit of liability shown in the Declarations for this coverage, for direct physical loss, not caused by the negligence of an «insured», to property covered under Section I caused by water, or water - borne material, which:

The insurer argued on appeal that the over-deflection, bending and cracking was not «direct physical loss or damage to the property insured» but a manifestation of faulty workmanship.