Sentences with phrase «directly by your insurance»

We are compensated directly by the insurance companies we contract with in the form of policy commissions.
Captive agents are employed directly by an insurance company and, often, can only sell the products offered by that company.
Agencies like us get paid directly by the insurance
NAA agents are paid directly by the insurance companies.
Dental Insurance Refunds and cancellations for dental insurance policies are handled directly by your insurance provider (example: Cigna), not DentalPlans.com Please review your plan's documentation for details and contact your provider for assistance.
Coleman said that in addition to checking out HealthCare.gov or their state - run marketplace, customers should check out plans sold directly by insurance companies, brokers and internet - based insurance brokerages.
Further to Medicare... Medicare Part C plans, also known as Medicare Advantage, are administered directly by insurance companies and provide ALL of the benefits in Medicare Parts A and B.
We are compensated directly by the insurance companies we contract with in the form of policy commissions.
These plans have lower premiums since they are sold directly by the insurance company.
You really wan na be careful that, especially a lot on a direct side, a lot of these direct policies that are marketed directly by the insurance companies, have a waiting period on the death benefit.

Not exact matches

CVS operates a chain of pharmacies and retail clinics that could be used by Aetna to provide care directly to patients, while the merged company could be better able to offer employers one - stop shopping for health insurance for their workers.
The most directly comparable GAAP financial measure is the combined ratio, which is computed by adding total incurred losses and LAE, including the impact of catastrophe losses and loss and LAE reserve development from prior years, with the insurance expense ratio.
This works because the fee - only financial planner is compensated by you directly, and not by a third - party annuity, life insurance, or mutual fund company.
Under the Affordable Care Act, the exchanges perform a vital role, determining whether consumers are eligible for premium tax credits, which, in most cases, are paid directly by the Treasury to insurance companies on their behalf.
Wrap fees add an additional layer of fees a plan fiduciary must consider when evaluating an insurance company's fees for reasonableness — Directly invoiced fees and revenue sharing payments made by the underlying mutual funds may still apply.
The rules directly affect companies who have cross-border transactions with related firms for reinsurance, a term for the method by which insurance risk is spread around by insuring the insurers.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.
We note that it would not be possible to copy that procedure exactly nowadays, primarily because most debt / credit relationships are intermediated via financial institutions, such as banks, insurance companies, etc., rather than by governments or wealthy families directly.
In the case of an oil spill cleanup, the costs are likely to be directly incurred by an insurance company, but the premiums paid for that insurance come at the expense of the value of the oil transportation service — the higher the expected clean - up costs from oil spills, the higher insurance premiums will be, and this will mean higher pipeline tolls, which in turn implies lower profits, taxes, and royalties on the products shipped.
For instance, a woman carrying a fetus that will develop abnormalities should not be forced to abort that fetus directly or indirectly (e.g., by refusal to grant insurance coverage if the fetus is brought to term).
YouGov asked people directly about this — would they like to see the basic level of National Insurance go up from 12p to 13p to help fund the NHS — indeed, people would, by 48 % to 37 %.
Labour needs to regain voters» trust — especially in the south of England — by rebuilding the welfare state around its original social insurance model so benefits are more directly linked to what a worker has contributed, John Denham, the former communities secretary and one of the few Labour MPs left in the south, proposes today.
But all is not so calm in the part of the insurance industry most directly affected by the ACA — the individual and small - group markets.
Insurance Our naturopathic doctors are not currently recognized as eligible healthcare providers by any Maryland - based insurance companies, and so can not directly bill insurance for Insurance Our naturopathic doctors are not currently recognized as eligible healthcare providers by any Maryland - based insurance companies, and so can not directly bill insurance for insurance companies, and so can not directly bill insurance for insurance for services.
Florida's Corporate Tax Credit Scholarship Voucher skirts the unconstitutionality problem (Bush v. Holmes) by allowing corporations to donate some or all of the taxes owed through corporate income taxes, insurance premium taxes, severance taxes on oil and gas production, self - accrued sales tax liabilities of direct pay permit holders and taxes on beer, wine and alcoholic beverages directly to one of the four Scholarship Funding Organizations (SFOs), who then manage and award the vouchers.
With this in mind, courtesy cars will be provided by Ford South Africa and the insurance for the courtesy car will be arranged by Ford South Africa directly and subject to the terms & conditions of that insurance policy.
Such requests for CDL driver records from individuals and entities, such as CDL drivers, motor carriers, law firms, insurance providers, etc., must be directed to the appropriate CDLIS State - of - Record directly or via a third party authorized by the State to obtain these records in compliance with the DPPA.
Although, under Part 205, it is the ultimate responsibility of each U.S. and foreign air carrier to ensure that the insurance information on file with the Department is correct at all times, as a practical matter, a clear majority of insurance forms, cancellation notices, etc., are sent to the Department directly by the insurer (or its representatives).
Weapon X Motorsports will not be held responsible for damaged parts that were accepted by customer and customer will have to deal with freight carrier directly for insurance claim.
Typically, for the long - term care policy to be activated, a doctor's approval is required by the insurance company, and the insurance company would reimburse the healthcare providers directly.
This feature is sometimes optional, in which case the fees will be paid by you directly to the County Tax Assessor and property insurance company.
Today, you can quote and bind coverage online yourself, if you choose, and by dealing directly with Effective Coverage you avoid the torrent of phone calls that often come with online renters insurance quotes.
By working directly with us, the insurance provider, you can be sure you're getting the right policy.
Loss of use coverage can often be advanced by your adjusters to ensure that you can get into a hotel as soon as possible, and many insurance companies have arrangements with hotel chains so that they can bill the insurance company directly!
If you think an exchange rate is wrong (for example, if you think the value of the US dollar is being undermined by excessive spending and it's only temporarily high because of the demand created by bailouts) it might be cheaper to just hedge it separately and profit directly if you're right or get insurance at a lower cost.
Through insurance companies or banks: You can save money by dealing with an insurance company directly.
As pointed out in KeithB's comment, you can not deduct any health insurance premium (or other medical expense) that was paid for out of pre-tax dollars, nor indeed can you deduct any medical expense to the extent that it was paid for by the insurance company directly to hospital or doctor (or reimbursed to you) for a covered expense; e.g. if the insurance company reimbursed you $ 72 for a claim for a doctor's visit for which you paid $ 100 to the doctor, only $ 28 goes on Schedule A to be added to the amount that you will be comparing to the 7.5 % of AGI threshold, and the $ 72 is not income to you that needs to be reported on Form 1040.
The insurance premiums, ranging from.50 % to 3.75 %, are paid by the borrower and can be added directly onto the mortgage amount.
Variable Life Insurance (VUL) provides the flexibility of Universal Life, but also the potential to increase your cash value by allocating your money into various sub-accounts that invest directly in the underlying asset class, similar to mutual funds.
Whether you start by comparing online business insurance quotes, or start by contacting a local agent, you will ultimately get the most customized plan by working directly with an agent who can help you identify the specific areas of coverage you need.
This is because Medicare Supplement insurance coverage is offered by private insurance carriers, and not through Medicare directly.
Large bond investors not restricted by the FPR like insurance companies have «asset swapped» into foreign issuers by purchasing their bonds directly and using currency and interest rate swaps to convert the cash flows to Canadian dollar.
Choosing to wear a helmet will not directly reduce a bike owner's insurance rates, but it can mitigate the cost of future premiums by preventing injuries.
If you elect to proceed with purchasing insurance from a particular insurance company, that insurance company may seek additional information about you, including by contacting you directly by email, postal mail or telephone or running a credit check about you.
While you need to budget for possible financial setbacks, it doesn't make sense to pay insurance companies to cover them when you can save money by paying them directly and cutting out the middleman.
is for certain church self - funded death benefit plans treated as life insurance that pertain to a plan or arrangement provided by a church for the benefit of its employees and their beneficiaries, directly or through an organization.
You pay the veterinary office directly, mail or fax the claim form to the insurance company, and they will reimburse you the amount allocated by your plan.
This type of claim must be substantiated by the insurance carrier directly and different but comparable insurance coverage must be considered by the landlord.
All Dynamic Reward Flights shall be issued as an electronic ticket and are subject to the usual taxes, fees, charges and surcharges associated with travel including (but not limited to) airport departure tax, customs fines, immigration fees, airport charges, customer user fees, fuel surcharges, security and insurance surcharges and all other incidental fees or taxes charged by any person or relevant authority or body for which You are directly liable and responsible for.
Furthermore, as the Motor Insurers Bureau (MIB) is probably an emanation of state, any material departure from the minimum levels of compensatory protection prescribed by the Motor Vehicle Insurance Directives (MVIDs) is directly enforceable by the courts.
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