Sentences with phrase «disability insurance benefits even»

If you become disabled, we recommend applying for Social Security disability insurance benefits even if you're already eligible to receive private long - term disability insurance benefits.

It's possible to get rejected for disability insurance benefits even if you've been otherwise good about paying your premiums.

Not exact matches

Some employers offer disability insurance in their benefits plans, but Crawford recommends purchasing disability insurance even if it is not specifically part of an employee benefits plan.

Even if you return to work at another occupation, if your policy is own occupation disability insurance, you will still receive your income benefit on top of your income at your new job.

More than half of SSDI claims are denied, but even if you're approved that money will cut into the benefit amount you get from your employer - sponsored long - term disability insurance.

As Laura and I went through the insurance options in the booklet, even an extra $ 50 in premiums for more coverage made her sit back and consider: did she really need to spend that much for a cost - of - living adjustment on disability benefits?

However, even where you, or your loved one, has a clearly documented condition, it can be extremely difficult to secure disability benefits from your insurance company.

These disputes may involve all types of coverage, including health insurance, auto insurance, homeowners» insurance, and even disability benefits through ERISA (the Employee Retirement Income Security Act).

The money could be used to cover the added costs associated with recovery, the gaps between disability insurance benefits and original take home pay or even a family vacation.

A long - term disability insurance policy is typically going to have a benefit period of at least 2 years, and in most cases will last 5 years, 10 years, or even until retirement at age 65 or 67 (or even older).

Aetna provides a well - rounded suite of offerings, from relatively affordable major medical insurance to a suite of benefits including dental, disability and even international health insurance.

With long - term disability insurance, you can frequently receive benefits even if you're able to earn income in other ways.

Even white collar professions like doctors and lawyers need disability insurance — in fact, because of the expensive educational investments in these fields, they benefit even more from disability coverEven white collar professions like doctors and lawyers need disability insurance — in fact, because of the expensive educational investments in these fields, they benefit even more from disability covereven more from disability coverage.

More than half of SSDI claims are denied, but even if you're approved that money will cut into the benefit amount you get from your employer - sponsored long - term disability insurance.

Compare that to a private disability insurance policy, where you can get own occupation covered for as long of a benefit period as you want — two, five, or 10 years, or even go all the way to retirement age.

Even if law books are the heaviest thing you're lifting, attorneys can still benefit from having a disability insurance policy.

Private disability insurance policies often have an own - occupation definition, meaning you still receive benefits if you can't do all of the duties of your current job even if you're able to do other work.

If your policy is long - term disability insurance, the benefits period will last for years, even up to retirement.

Most short - term disability insurance policies are offered as an employer benefit, and in some cases that coverage may even be free.

Voluntary benefits are employee - paid insurance coverage options you can opt into at work for additional financial protection, and may include life insurance, disability insurance, accident insurance, a pre-paid legal plan or even pet insurance.

The most comprehensive definition of disability is «own occupation» which means the insurance company will pay benefits if you can't work at your own specific occupation even if you are working in another capacity.

Most employer based group disability insurance policies provide benefits for 2 years, even though most employer based group long - term disability claims last almost 3 years.

The benefit of a disability income rider is that it allows a person with a life insurance policy to continue to receive coverage even if they can no longer pay the premiums due to a loss of income because of a disability.

It's best to build your own safety net, with a comprehensive long - term disability insurance policy that doesn't rely on a benefit your employer might not even offer anyway.

Some disability insurance is meant to cover you only if can't work any job, but it's also possible to get disability insurance that pays benefits to you even if you can take other work.

Even if you have disability insurance, that might only pay 50 - 70 % of your normal income; an emergency fund can help fill that gap and supplement your insurance benefits.

So, own occupation allows you to receive your disability insurance benefits, even though you have a «new» job, but are unable to work in your previous occupation you just busted your butt to qualify for.

This is normally used in the instances of policies which cover disability, life or health insurance so that a policy holder can be guaranteed ongoing coverage even if they should later develop a condition or conditions that increase the risk exposure of the insurance company to make payments against claims, or even if it guarantees that the insurer will have to make a payment of a benefit.

Your company might even provide additional benefits, like paid maternity leave, or you may be eligible for disability insurance.

Supplies a wealth of information to US citizens from wages, health plans and benefits, unemployment insurance, and information for workers, employers, job seekers, and others, to information on the White House, USA.Gov, HireVetsFirst.gov, and even PandemicFlu.gov information www.dol.gov/dol/audience/aud-unemployed.htm Disability resources, job and training information, layoff resources, retirement and health benefits, statistical information, wages and work hours, and workplace safety and health www.stats.bls.gov/home.htm Bureau of Labor Statistics site with detailed information on employment and industry trends.Includes the Occupational Outlook Handbook www.bls.gov/oco/cg/home.htm Career Guide to Industries