To get accidental and
disability rider let's check out few criteria
Not exact matches
The Platinum Advantage and Protector Platinum products offer the strongest guarantees available and their flexible
riders let you customize the
disability coverage to best meet your goals.
For example,
let's say you've suffered from asthma since you were a kid and your
disability policy has an exclusion
rider that excludes asthma from your coverage.
Let's say you're a graphic designer with a true own occupation
rider who is collecting money from your
disability policy after a debilitating hand injury.
The
rider basically
lets you purchase a primary private long - term
disability policy if you lose the one you had through work — without have to go through the application process all over again.
Residual
disability coverage
rider —
Let's say you're still able to work but your
disability has reduced your capacity to do so and you're making less money than you were pre-
disability (for example, you're only able to work part - time now).