Sentences with phrase «disability than death»

During the course of your career, there's a higher chance of disability than death — yet more emphasis seems to be placed on life insurance.

Not exact matches

We generally do not enter into severance arrangements with our named executive officers, and none of the equity awards granted to the named executive officers under Apple's equity incentive plans provide for acceleration in connection with a change in control or a termination of employment, other than as noted below or in connection with death or disability.

Also, if a majority of the Board is comprised of persons other than (i) persons for whose election proxies were solicited by the Board; or (ii) persons who were appointed by the Board to fill vacancies caused by death or resignation or to fill newly - created directorships («Board Change»), unless the Committee or Board determines otherwise prior to such Board Change, then participants immediately prior to the Board Change who cease to be employees or non-employee directors within six months after such Board Change for any reason other than death or permanent disability generally have their (i) options and stock appreciation rights become immediately exercisable and to the extent not canceled or cashed out, generally have at least six months to exercise such awards; (ii) restrictions with respect to restricted stock and RSRs lapse and generally shares are delivered; and (iii) performance shares and performance units pay out pro rata based on performance through the end of the last calendar quarter before the time the participant ceased to be an employee.

Qualified Roth IRA distributions are tax - free provided a Roth account has been open for more than five years and the owner is at least age 59 1/2, or as a result of their death, disability, or using the first - time homebuyer exception.

«The vesting of each executive's awards will accelerate upon termination of his employment for any reason (including a resignation for good reason) other than cause, death or disability (as such terms are defined in such executive's employment agreement) if such termination takes place upon or within two years following a change in control (as defined in such executive's employment agreement) that occurs during the term of his employment agreement and such executive signs a general waiver and release that has become effective.»

$ Finally, whenever you see high reported «average» returns, you should conclude that the risk of fund death or disability is also higher than average.

The other world is the world of prevention, which depicts living with disability as a fate that can be worse than death and offers a rationale for justifying the practices of selective abortion.»

having other family members with a «history of premature death (sudden or otherwise), or significant disability from cardiovascular disease in close relative (s) younger than 50 years old or specific knowledge of the occurrence of certain conditions (eg, hypertrophic cardiomyopathy, dilated cardiomyopathy, long QT syndrome, Marfan syndrome, or clinically important arrhythmias)».

Obviously... death or severe disability of the baby weighs differently than the risks of c - section.

[3] Since bad diet is now acknowledged to be the biggest cause of death and disability, WHO is more than ever keen to help its Member States address this problem.

Head injuries are the leading cause of death and permanent disability in bicycle crashes, accounting for more than 60 percent of bike - related deaths.

«We asked this population directly why they had thoughts of suicide and death, and what we found contradicted past study findings — the vast majority of participants said factors other than depression including illness, disability, pain, financial concerns, family problems and bereavement are driving these thoughts,» said Dr. Kennedy.

«If everyone's protein intake were at this level, that would translate to more than 1.4 million fewer deaths from stroke each year worldwide, plus a decreased level of disability from stroke,» said Liu.

The researchers say that the cost of prevention, including both traditional risk assessment and imaging, is likely to be substantially less than the cost of disability or death from cardiovascular disease.

«However, unlike smoking, which substantially increases the likelihood of premature death (for example, mortality from lung cancer), obesity and associated Type 2 diabetes primarily lead to long - term disability, so that from a lifetime perspective, obesity could tax the health care system even more than smoking.»

For each 1 degree C increase in the body temperature of a stroke patient, the risk of death or severe disability more than doubles.

A waist circumference (WC) greater than 88 cm (almost 35 inches) also was associated with a higher risk of early death, incident disease and mobility disability.

Serious consequences, such as a reaction that threatened a patient's life or caused a disability, were 2.6 times more frequent in 2005 than in 1998, while deaths increased by 2.7 times, from 5519 in 1998 to 15,107 in 2005, say researchers who examined data collected by the US Food and Drug Administration (FDA).

Importantly, rates of disability are declining much more slowly than death rates.

«We estimate that more than eight million persons in these countries suffered disease, disability or death resulting from exposures to industrial contaminants in 2010, resulting in 828,722 DALYs,» the authors wrote.

Ischemic stroke is the biggest reason for disability and also the 3rd biggest reason for death of the elderly in the US, while TBI (traumatic brain injury) is the biggest reason for disability and death in individuals younger than forty five.

The study calculated that not eating enough nuts and seeds was the third - leading dietary risk factor for death and disability in the world, killing more people than processed meat consumption, and potentially leading to the deaths of 15 times more people than all those who die from overdoses of heroin, crack cocaine, and all other illicit drugs combined.

footnote ** IRA distributions received before you're age 59 1/2 may not be subject to the 10 % federal penalty tax if the distribution is due to your disability or death; is distributed by a reservist who was ordered or called to active duty after September 11, 2001, for more than 179 days; or is for a first - time home purchase (lifetime maximum: $ 10,000), postsecondary education expenses, substantially equal periodic payments taken under IRS guidelines, certain unreimbursed medical expenses, an IRS levy on the IRA, or health insurance premiums (after you've received at least 12 consecutive weeks of unemployment compensation).

The exceptions to the 10 % penalty are death, a permanent disability, setup of periodic payments over your lifetime, used to pay medical expenses more than 10 % of your adjusted gross income, or to pay an IRS levy.

Homeowners» Insurance: Required for all mortgage loans, protects the home from damage and theft Owner's Title Insurance: Optional policy ensuring the title will not be subject to a claim of ownership, lien or other encumbrance Private Mortgage Insurance (PMI): Required by most lenders when the down payment is less than 20 % Federal Housing Administration (FHA) Mortgage Insurance Premium: Required on all FHA loans Mortgage Life Insurance: Optional policy that protects family and estate by paying off the loan in case of death Disability Insurance: Optional policy that guarantees loan payments will be made in case of Disability Insurance: Optional policy that guarantees loan payments will be made in case of disabilitydisability

Other benefits include accidental death, which provides benefits when death occurs as a result of an accident, family plan for insured spouse and children, disability waiver of premium, which waives the premium payments if the insured becomes disabled for more than 6 months and mortgage payment disability benefit which offers money to continue making payments if the insured individuals becomes disabled for 60 days or longer.

The etiology of morbid obesity does appear to involve more than «middle - age spread», i.e. ordinary self - indulgence and age - dependent inertia; and MO's contributions to death and disability statistics are indeed more «significant» in common if not statistical usage 8 ^).

[42] In other words, Part 7 (at least so far as it is concerned with benefits following injury, rather than death benefits) has two related objects: to compensate an insured person for a portion of the financial loss accrued from temporary total disability caused by a motor vehicle accident; and, where possible, to do so in a manner that brings about the end of the total disability by returning the injured person to employment or self - sufficiency.

Drunk Driving Laws Drunk driving is a major cause of injury, disability and death and costs the American public more than 51 billion dollars per year.

If Participant's employment with Micro or any Affiliate is terminated for any reason other than death, disability... or retirement... prior to the time when all Shares have become Unrestricted Shares..., Restricted Shares... shall be repurchased by Micro at the lower of (x) the Purchase Price and (y) the Fair Market Value of such Shares on the Repurchase Date.

For more than 70 years, the law firm of Johnston, Moore & Thompson has provided highly skilled and successful representation to individuals and businesses throughout Alabama in the areas of Personal Injury, Car Accidents, Workers» Compensation, Wrongful Death, Mold Litigation, Social Security Disability, Wills & Estates, Criminal Defense and Commercial Litigation.

The NPRM would have allowed covered entities to disclose protected health information without individual authorization to: (1) A public health authority authorized by law to collect or receive such information for the purpose of preventing or controlling disease, injury, or disability, including, but not limited to, the reporting of disease, injury, vital events such as birth or death, and the conduct of public health surveillance, public health investigations, and public health interventions; (2) a public health authority or other appropriate authority authorized by law to receive reports of child abuse or neglect; (3) a person or entity other than a governmental authority that could demonstrate or demonstrated that it was acting to comply with requirements or direction of a public health authority; or (4) a person who may have been exposed to a communicable disease or may otherwise be at risk of contracting or spreading a disease or condition and was authorized by law to be notified as necessary in the conduct of a public health intervention or investigation.

Consequently, insuring someone from an untimely death is very different than insuring someone from a disability.

The reason why disability insurance is so critical is that for most ages, the likelihood of disability is significantly higher than death.

Meanwhile, they routinely buy coverage to protect their lives and their homes, even though «for most people, the risk of long - term disability is far greater than of [early] death or their house burning down,» says Rich Fuerstenberg, a partner with human resources consultant Mercer.

Key employee life insurance does not pay out for a disability, so you are leaving your business vulnerable to a potential disability, which is statistically more likely to occur than death.

If the death and disability cover are high (greater than 100 times the annual premium), there won't be much money available at the end of the term.

The probability for a disabling accident or illness is greater than death for all ages under 65 and if a disability strikes, the costs of living will continue whether you can work or not.

The risk of disability at old age is actually higher than death at certain ages; to achieve adequate protection, most companies should secure both key man life and disability insurance for their key employees and / or executives.

There is a 10 percent federal tax penalty if you withdraw money from your annuity before age 59 1/2 for reasons other than death or disability (similar to the tax penalty for premature withdrawals from IRAs).

1) Could you please confirm if lIC eterm 825 will cover a) Natural Death b) Accidental Death (Not disability) c) Suicidal (if premium of paid for more than 1 year then they will return 80 % of premium paid minus taxes I tried asking many people about this but did not get a satisfactory answer.

Not only does your family get death benefits in case of your untimely absence or permanent disability but also, if you do live on throughout the term of maturity, there are additional benefits available, which are much more than what you stand to gain.

Other than those main benefits mentioned above, any policyholder of this premium policy will gain some optional benefits as in, Rider benefits: ● LIC benefit under the claim for accidental death of the premium holder or even the disability after the accident.

Accident Death & Disability insurance pays benefits for accidental death, dismemberment, loss of hearing, severe burns and paralysis... more comprehensive than «AD&D» sold by most competiDeath & Disability insurance pays benefits for accidental death, dismemberment, loss of hearing, severe burns and paralysis... more comprehensive than «AD&D» sold by most competideath, dismemberment, loss of hearing, severe burns and paralysis... more comprehensive than «AD&D» sold by most competitors.

Posted in accidental death, civilian contractors, Civilian War Zone Coverage, disability income, foreign travel, insurance, life insurance, Lloyds of London Tagged accidental death, accidental death and dismemberment, Afghanistan, AIG, civilian contractors, disability, disability income, extension of benefits, extension of contracts, Global Underwriters, insurance, Iraq, less than half the price, life insurance, Lloyds of London, screwing the customer, Travel Insurance Center, war zone coverage

Other than accidental death, a personal accident policy covers different levels of disability due to accidents.

For instance, a term plan with the feature of waiver of premium in case of accidental disability is certainly going to cost more and provide better comprehensive coverage than a term plan which offers only death benefit.