If your servicer does not disburse your
funds within these timeframes, FHA can fine your loan servicer and make them pay you an extra 10 %
of the payment that is due to you, plus interest on that sum for each
additional day the
disbursement is delayed.
Additional pages may be attached to the Closing Disclosure to add lines, as necessary, to accommodate the complete listing
of all items required to be shown on the Closing Disclosure under § 1026.38 (j) and (k), and for the purpose
of including customary recitals and information used locally in real estate closings (for example, breakdown
of payoff figures, a breakdown
of the consumer's total monthly mortgage payments, an accounting
of debits received and check
disbursements, a statement stating receipt
of funds, applicable special stipulations between consumer and seller, and the date
funds are transferred).