The government says that proposed legislation, Bill 8, could require credit - reporting agencies to give consumers free online access to their current credit score at least twice a year and to
disclose information in a credit report about any scores that were given to third parties over the past 12 months.
Credit reporting agencies
disclose the information in your credit report to credit providers, mortgage insurers, trade insurers and agents acting on your behalf.
Not exact matches
I / we agree that if any material change (s) occur (s)
in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever
credit inquiries / background checks it deems necessary
in connection with this application and financial statement.nI / we authorize and instruct any person or consumer
reporting agency to furnish to BSHFC any
information that it may have to obtain
in response to such
credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS,
in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary
information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest
in Baby Safe Homes and
in the course of his / her duties, has access to said secrets and confidential
information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary
information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access
in the course of his / her duties as an Applicant.nNow, therefore,
in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate,
disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary
information obtained by Employee by virtue of his / her employment with Baby Safe Homes,
in any manner whatsoever, any such
information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or
in the business of any of its customers or prospective customers, except as required
in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation,
in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged
in the franchise evaluation process of a Baby Safe Homes franchise business.
Credit reporting agencies are required, on request, to disclose to consumers both the nature and substance of information that is contained in their credit bureau re
Credit reporting agencies are required, on request, to
disclose to consumers both the nature and substance of
information that is contained
in their
credit bureau re
credit bureau records.
Federal law requires that Consumer Education Services, Inc. (CESI), d / b / a Start Fresh Today (SFT), does not
disclose or provide to any
credit reporting agency
information concerning an individual's participation
in debtor education programs offered through our agency.
k) We are authorized to obtain
reports concerning your
credit standing and business conduct at our discretion and other such
reports or
information, as
disclosed in our Privacy Policy.
An employer seeking to obtain or act upon an employee's or applicant's
credit report or
credit history shall: obtain the employee's or applicant's written consent each time the employer seeks to obtain the employee's or applicant's
credit report;
disclose in writing to the employee or applicant the employer's reasons for accessing the
credit report; ensure that none of the costs associated with obtaining an employee's or applicant's
credit report or
credit history are passed on to the employee or applicant; and ensure that the
information is kept confidential.
The prohibition does not apply if the position is a managerial position, a position for which the
information contained
in the
report is required by law to be
disclosed or obtained, certain access to bank or
credit card
information, social security number, and date of birth of any one person, authority to transfer money or enter into financial contracts, access to confidential or
If an employer relies on consumer
credit information to take adverse action, the employer must
disclose this fact and the particular
information relied upon to the employee or applicant.Exceptions Penalties Status «Substantially related» means the
information contained
in the
credit report is related to the position for which the employee is being evaluated because the position: 1.
The Bank may
disclose information about the Collateral Account and
credit card accounts to
credit reporting agencies and to other persons or agencies who,
in its judgment, have legitimate business purpose for obtaining such
information, subject to applicable law.
The prohibition does not apply to financial institutions, if the
report is required by law, if the employer reasonably believes that the employee has engaged
in specific activity that constitutes a violation of the law related to the employee's employment, or if the
report is substantially related to the job or the employer has a bona fide purpose for requesting or using
information in the
credit report that is substantially job - related and is
disclosed in writing to the employee or applicant.
When a consumer requests his
credit report, the federal Fair Credit Reporting Act requires the reporting agency to «clearly and accurately disclose» the information in the consumer's
credit report, the federal Fair
Credit Reporting Act requires the reporting agency to «clearly and accurately disclose» the information in the consumer's
Credit Reporting Act requires the reporting agency to «clearly and accurately disclose» the information in the consume
Reporting Act requires the
reporting agency to «clearly and accurately disclose» the information in the consume
reporting agency to «clearly and accurately
disclose» the
information in the consumer's file.
The law also states that an employer who uses a
credit report as part of an adverse employment decision must
disclose the specific
information used
in that decision to the candidate or employee.