Sentences with phrase «disclosing credit terms»

Truth in Lending Act (1968) requires that lenders use uniform methods for calculating the cost of credit and for disclosing credit terms so that you can tell how much it will cost to borrow money.

Truth in lending disclosure requires lenders to follow standardized procedures in the methods used to disclose credit terms to consumers.

The TILA requires lenders to disclose credit terms in an easily understood manner so that consumers can confidently comparison shop interest rates and conditions.

Know your rights under the Truth in Lending Act — This federal law provides bedrock consumer protection by requiring lenders to disclose credit terms in a standardized way, and sets the rules for fees and billing... (See TILA)

Know your rights under the Truth in Lending Act — This federal law provides bedrock consumer protection by requiring lenders to disclose credit terms in a standardized way, and sets the rules for fees and billing... (See TILA)

Not exact matches

The Truth in Lending Act is intended to ensure credit terms are disclosed clearly and conspicuously, so consumers can understand credit terms and costs.

Credit - Aid may disclose personally identifiable information under special circumstances, such as to comply with subpoenas or when your actions violate the Terms of Service.

A federal law and supporting regulations which require lenders to fully disclose, in writing, the terms and conditions of a loan, mortgage, or other credit.

The Company disclosed availability of over $ 11 million for borrowing under the terms of the Wachovia line of credit («LOC»), as of October 11, 2009.

In addition, the credit card issuer must disclose the regular, or go - to rate, that will be applied to the credit card at the end of the introductory term.

The terms and conditions box required to be presented to consumers both on their statements and on credit card applications that discloses key information within the contract such as interest rates and all other pricing.

Transparency of costs for your loan: The cost of credit will be clearly disclosed to you in terms of the dollar amount of interest and the APR according to the principles of federal truth in lending law and regulations.

Requires that most categories of lenders disclose the annual interest rate, the total dollar cost and other terms of loans and credit sales.

It's important to note that Credit Assistance Network doesn't disclose all of their prices or the terms of their money back guarantee, so make sure you ask them for a list of all the charges and fees associated with an account before you commit to working with them to fix your cCredit Assistance Network doesn't disclose all of their prices or the terms of their money back guarantee, so make sure you ask them for a list of all the charges and fees associated with an account before you commit to working with them to fix your creditcredit.

Basically, all lenders are expected to disclose all the details about fees, interests, rates, and terms linked to a loan product before offering the credit to any borrower.

The 1968 Consumer Protection Credit Act addressed requirements of lenders, including the «truth in lending» law, whereby creditors most disclose important loan terms in a disclosure statement.

Unlike the Credit One cards, the Discover it ® Secured Card — No Annual Fee has all their fee information disclosed online so you can see the terms you are agreeing to before you apply.

TILA ensures that credit terms are disclosed in a meaningful way so consumers can easily compare credit terms to make an informed decision about the best loan for their needs.

Issuers are not required to disclose the total term to pay off the credit card balance as well as the total interest if the consumer makes only the minimum required payments.

Credit card reform: The fine print of proposed changes to Regulation Z — Regulation Z requires creditors to disclose all costs and terms before a new credit card's firsCredit card reform: The fine print of proposed changes to Regulation Z — Regulation Z requires creditors to disclose all costs and terms before a new credit card's firscredit card's first use.

Regulation Z of the Truth in Lending Act requires credit card issuers to disclose key terms and conditions of credit card agreements in solicitations, at account opening and on monthly statements.

Information you disclose to Objective: Resumes regarding yourself and your credit card and / or bank account will only be used in accordance with the Terms provided by our Privacy Policy.

The Bureau understands that disclosing the extension of credit for a renovation project as a construction loan could be confusing to the consumer because it is not aligned with common usage of the term, as well as industry usage.

If the consumer's application for credit is denied or withdrawn before the creditor provides the Closing Disclosure under § 1026.19 (f)(1)(ii)(A), (f)(1)(ii)(B), (f)(2)(i), or (f)(2)(ii), creditors would be unable to disclose «the actual terms of the transaction,» and providing a Closing Disclosure in such cases would provide relatively little consumer benefit.

Proposed § 1026.37 (a)(8) essentially would have mirrored appendix C to Regulation X and would have required the creditor to disclose the term to maturity of the credit.

Here, the exception from the TILA section 122 (a) requirement that the finance charge be more conspicuously disclosed than other disclosures effectuates TILA's purpose of achieving a meaningful disclosure of credit terms for transactions subject to § 1026.19 (f).

The trade association representing credit unions indicated that imposing the proposed timing requirements on construction - only loans would be unreasonable because the timing of their consummation is often affected by unforeseeable events, such as weather or material shortages, which would make it difficult to disclose the actual terms of their transactions in advance.