Sentences with phrase «disclosure of all fees charged»

Investment companies are required to provide full disclosure of all fees charged by a registered mutual fund offering.

Not exact matches

This is a significant step up from regulators» previous efforts to improve the industry's disclosure of hidden or hard - to - understand charges on their statements, and it could at last move the needle on fees.

Part V, as amended, requires that prior to an extension of credit, the plan must receive from the fiduciary written disclosure of (i) the rate of interest (or other fees) that will apply and (ii) the method of determining the balance upon which interest will be charged in the event that the fiduciary extends credit to avoid a failed purchase or sale of securities, as well as prior written disclosure of any changes to these terms.

That's unfortunate given the erosive effect of 401 (k) fees, but hardly surprising when you consider most 401 (k) providers charge hidden fees that don't appear in participant statements or fee disclosures.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

Pacific Delight failed to include fuel surcharges, where applicable, in air tour prices it listed in a number of print advertisements and on its website and failed to provide adequate disclosure of additional charges and fees, such as taxes and other fees that may be listed separately.

This disclosure of fees and charges applies to accounts at BancorpSouth.

For more information on service charges, fees and terms and conditions of Business accounts see our Account disclosure.

The Labor Department's fee disclosure rule requires retirement plan administrators to send quarterly statements showing the dollar amount of plan fees and expenses charged and deducted from individual accounts.

Annual Disclosure Notice Brokerage and Investment Advisory Services Cash Management Awards Points Program Rules Consolidated Report Disclosure Electronic Funds Transfer Services and Cash Management Program Debit Card IRA Clients — Notice of Approval International Disclosures Margin Account Facts and Disclosures Options Level Descriptions for Accounts at Baird Private Investment Management (Commission - Based Pricing) Disclosure Routing of Equity Orders Safety of Client Assets Schedule of Fees and Services Charges

The disclosure document contains a complete description of the principal risk factors and each fee to be charged to your account by the commodity trading advisor («CTA»).

Lenders must provide a Truth in Lending (TIL) disclosure statement that includes information about the amount of your loan, the annual percentage rate (APR), finance charges (including application fees, late charges, prepayment penalties), a payment schedule and the total repayment amount over the lifetime of the loan.

Friends had warned them of the fees charged by managed funds so Scott and Belinda read the product disclosure statements of a number of managed funds and used our managed funds fee calculator.

Investors interested in investing with a managed futures program (excepting those programs which are offered exclusively to qualified eligible persons as that term is defined by CFTC regulation 4.7) will be required to receive and sign off on a disclosure document in compliance with certain CFT rules The disclosure documents contains a complete description of the principal risk factors and each fee to be charged to your account by the CTA, as well as the composite performance of accounts under the CTA's management over at least the most recent five years.

The disclosure document contains a complete description of the principal risk factors and each fee to be charged to your account by the CTA.

For example, the defence could seek disclosure of the redacted billing narratives and fee notes being charged by the private prosecutor (these would not be privileged).

The NPRM did not address whether a covered entity could charge a fee for the accounting of disclosures.

Represented investment adviser and CEO of a private equity firm in connection with an SEC investigative subpoena concerning fraudulently charging investors fees without proper disclosure.

5.4 Procedural Disclosures — CRA shall provide full disclosure to clients about general business practices regarding number of attempts to verify information, what constitutes an «attempt,» locate fees, fees charged by the employer or service provider and standard question formats prior to providing such services.

RESPA is an acronym for Real Estate Settlement Procedures Act and represents a set of legislative statutes relating to real estate transactions put in place by the government to enforce disclosure of charges and fees to the consumer.

The «triggering terms» for advertising under Regulation Z for open - end credit include the finance charge or any fee that can be charged, and, if used, the following additional disclosures must be provided in a clear and conspicuous manner: (i) any loan fee that is a percentage of the credit limit under the plan and an estimate of any other fees imposed for opening the plan, stated as a single dollar amount or a reasonable range; (ii) any periodic rate used to compute the finance charge, expressed as an APR; and (iii) the maximum annual percentage rate that may be imposed in a variable - rate plan.

They would allow housing finance agencies to charge recording fees and transfer taxes without losing their existing exemptions from disclosure requirements, extend the Know Before You Owe requirements to transactions involving cooperative units, and restore treatment of finance charges to the way they were treated prior to the Know Before You Owe changes.

Under the HUD exemption, lenders need not provide the RESPA GFE and RESPA settlement statement when six prerequisites are satisfied: (1) The loan is secured by a subordinate lien; (2) the loan's purpose is to finance downpayment, closing costs, or similar homebuyer assistance, such as principal or interest subsidies, property rehabilitation assistance, energy efficiency assistance, or foreclosure avoidance or prevention; (3) interest is not charged on the loan; (4) repayment of the loan is forgiven or deferred subject to specified conditions; (5) total settlement costs do not exceed one percent of the loan amount and are limited to fees for recordation, application, and housing counseling; and (6) the loan recipient is provided at or before settlement with a written disclosure of the loan terms, repayment conditions, and costs of the loan.

The Bureau believed that the origination charges disclosed under proposed § 1026.38 (f)(1) would have implemented TILA section 128 (a)(18), as amended by Dodd - Frank Act section 1419, which requires disclosure of the aggregate amount of fees paid to the mortgage originator, the amount of those fees paid directly by the consumer, and any additional amount received by the originator from the creditor.

Several national trade associations representing banks, mortgage bankers, and consumer mortgage companies stated that it was important to continue to apply the specific definition of business day to regulatory provisions that prescribe the timeframe a consumer is given to review disclosures, such as the waiting period before consummation, the consumer's right to rescind, and provisions related to when disclosures are considered to be received by the consumer and when fees may be charged, because consumers can receive mail on Saturday and review disclosures on Saturday.

In addition, the Closing Disclosure would have incorporated the disclosure of: (i) The total interest percentage under TILA section 128 (a)(19), which was added by section 1419 of the Dodd - Frank Act; (ii) the approximate amount of the wholesale rate of funds in connection with the loan under TILA section 128 (a)(17), which was added by section 1419 of the Dodd - Frank Act; and (iii) the aggregate amount of settlement charges for all settlement services provided in connection with the loan and the aggregate amount of other fees or required payments in connection with the loan under TILA section 128 (a)(17), which was added by section 1419 of the Dodd - Frank Act.