It covers loss resulting from an occurrence that takes place at any time if the loss is
discovered during the policy period.
Identity theft coverage pays for expenses as a direct result of any identity theft or fraud
discovered during the policy period.
Not exact matches
In the event you were to die and / or the company
discovers the answers provided are not accurate
during the contestibility
period (typically 2 years from the start of the
policy), the
policy can be cancelled and any claim denied.
Most
policies have a contestability
period of two years,
during which time the insurer can cancel the
policy if it
discovers that you've misrepresented something on your application.
If they
discover your lie
during the 2 year contestability
period, they might choose to cancel the
policy, if they don't offer
policies to smokers.