Sentences with phrase «discretionary expenses which»

Not exact matches

First, go through all the major discretionary items on which you spend money and order them in terms of expense and importance.

A new interactive online tool, launched today by AAAS, makes it easier to spot U.S. federal funding trends such as the continuing rise in mandatory spending for programs such as Social Security with spending levels set by law, a shift which has left a smaller percentage of the overall federal budget for science and other so - called «discretionary» expenses.

Some universities have funds to give some support to undergraduates whilst they gain research experience, and individual researchers may have discretionary funds which might cover your living expenses.

You can do that by going to an online tool like BlackRock's Retirement Expense Worksheet, which allows you to break down your expected retirement expenditures into upwards of 50 different items, ranging from essential expenses like food, clothing, housing and health insurance to discretionary ones such as travel, entertainment and charitable donations.

Discretionary Expense: Discretionary expenses are within the control of the individual (food, entertainment, etc.), unlike fixed expenses which can not be changed (car payment, cable bill, etc.).

Any historical numbers, awards, and recognitions presented are based on the performance of a (GIPS ®) composite, Swan's DRS Select Composite, which includes non-qualified discretionary accounts invested in since inception, July 1997, and is net of fees and expenses.

The worksheet also allows you to tally essential expenses (mortgage, utilities, etc.) and discretionary ones (entertainment, travel, charitable donations) separately, which gives you a better sense of how much room you'll have for cutting back on spending should that be necessary.

Just enter all your current expenses — which shouldn't be hard as the worksheet allows for more than four dozen different entries — and be sure to check the «essential expense» box next to the outlay if it is essential as opposed to discretionary.

One you've completed this process, you'll not only have a list of all your expenses, but you'll know which are essential and what portion of your total spending goes toward essential vs discretionary outlays.

Any historical numbers, awards and recognitions presented are based on the performance of a (GIPS ®) composite, Swan's DRS Select Composite, which includes nonqualified discretionary accounts invested in since inception, July 1997, and are net of fees and expenses.

The best way to do that is by going to an online budgeting tool like BlackRock's Retirement Expense Worksheet, which lists upwards of 50 separate expenditures in categories ranging from household and transportation costs to medical and discretionary expenses.

They make a point of noting that for most people there's not a single goal of «retirement,» but rather four separate categories of goals — basic living expenses, contingency reserve, discretionary expenses, and legacy funding — the magnitude and importance of which will vary from one person to another.

At present, their largest discretionary expense is travel, $ 750 a month, which they plan to reduce in retirement.

Residual income — which is more commonly known as discretionary income — is calculated by comparing a mortgage borrower's income and its regular living expenses, plus whatever future housing costs may apply.