A surprise fall in retail sales in November due to a drop in spending on
discretionary items does not necessarily mean an interest rate cut in February, economists say.
Not exact matches
This approach doesn't count as
discretionary income; using a credit card to pay for
items, and not paying off the balance, is spending money you don't have.
Wow, Gregory, I didn't realize I sounded ugly and elitist when I advocated insuring coverage for those who truly need it (i.e, those with low wages, pre-existing medical conditions, etc.) What I am questioning is whether or not there are many who CHOSE to not find a way to fit an insurance premium into their budget yet manage to pay for other
items that I consider
discretionary expenditures.
In the complaint, Silver is accused of awarding two
discretionary grants, better known as «member
items,» totaling $ 500,000 to a center that
did research on an illness related to asbestos exposure.
You can
do that by going to an online tool like BlackRock's Retirement Expense Worksheet, which allows you to break down your expected retirement expenditures into upwards of 50 different
items, ranging from essential expenses like food, clothing, housing and health insurance to
discretionary ones such as travel, entertainment and charitable donations.
Don't forget coffee, dry cleaning and other small daily
items; many people discover they're spending much more than they think on these «
discretionary»
items.
So «
discretionary items» are any non-essentials (meaning I don't have to include diapers and groceries in there!).
If you're spending $ 1,000 on
discretionary items, ask yourself what else you could
do with that money, Kay says.
Then, look at your bank and credit card statements from the past month to see how much you're spending on
discretionary items — things you want but don't need.