Sentences with phrase «discretionary items such»

Most students are not keeping a budget and tend to overspend when it comes to discretionary spending (40 % of student income goes to discretionary items such as entertainment, apparel, services, travel, vacation).

Pricey gas hikes the cost of getting to and from a weekend place, of course, while also diminishing cash on hand for discretionary items such as cottages.

Not exact matches

Dollars saved at the pump are being directed to personal savings or on non-retail activities, such as holidays, instead of discretionary items.

People stop or reduce spending on dining out, new furniture, cars, jewelry, and other so - called «discretionary» items, while businesses often cut capital expenditures such as new machinery, hiring employees, or moving to larger facilities.

Factors affecting the level of consumer spending for such discretionary items include general economic conditions, and other factors, such as consumer confidence in future economic conditions, fears of recession, the availability and cost of consumer credit, levels of unemployment, and tax rates.

Factors affecting the level of spending for such discretionary items include general economic conditions and other factors such as consumer confidence in future economic conditions, fears of recession, the availability of consumer credit, levels of unemployment, tax rates and the cost of consumer credit.

The strength of retail trade has been broadly based, with growth in some of the more discretionary items of expenditure, such as durable household goods and recreational goods, being particularly strong.

While hospital - grade pumps should still be available to customers with a documented clinical «need» for them — such as an infant in the NICU — the idea that a breast pump is a discretionary item for new mothers, and that «access» to medical equipment is something an insurance company can toggle up or down to suit its bottom line, is dangerous.

Robert Russo, vice president of marketing and sales for Hoffman Homes, reports that discretionary spending at his company «s Northgate development in Arlington Heights, where seven models start at about $ 152,000, is going for such items as stained millwork, colored plumbing, colored grout for tiles, vaulted ceilings and French doors.

In my view, parents should pay for necessary things such as bus fare and lunches, and the allowance is for more discretionary items.

You can do that by going to an online tool like BlackRock's Retirement Expense Worksheet, which allows you to break down your expected retirement expenditures into upwards of 50 different items, ranging from essential expenses like food, clothing, housing and health insurance to discretionary ones such as travel, entertainment and charitable donations.

BlackRock's Retirement Expense Worksheet, for example, allows you to enter upwards of 50 separate expense items in eight categories ranging from essential expenditures such as housing, food and insurance to more discretionary outlays like entertainment, travel, gifts and charitable contributions.