Make sure that you
discuss your liability limits on your homeowner's policy with your agent before you have someone in your
home, and ask
about whether extra liability through an umbrella
insurance policy would be beneficial.
To protect your
home from other damages such as freezing pipes or tree limbs falling on your house or vehicle due to storms,
discuss coverage on both your
home and auto
insurance policies and ask
about a multi-policy discount while you're at it!
«To make the most of your
insurance dollars, it is very important that you let your
insurance agent or company representative know
about alterations to your
home and other major events in your life,» says Jeanne M. Salvatore, senior vice president and consumer spokesperson for the I.I.I. «A great way to start the new year off on a firm financial footing is to
discuss your current
insurance needs with your agent, broker or company representative to make sure that it is up - to - date.»