Sentences with phrase «dispute debts even»

Not exact matches

This includes actual cash outlays for everything from salaries to the car service, plus what the city says (and the charter disputes) are the value of services that the city contributes to the charter for utilities, building maintenance and even «debt service» for its share of the building.

Encore further commented, «In listening to our consumers, we found that a significant challenge with current practices that maintain negative tradelines for seven years, even after a debt has long been paid or resolved, is that many consumers feel their only alternative for nearer - term resolution is to dispute the debt in question.

We even have Collection Agencies holding clients hostage and saying that they will only remove the dispute verbiage if a client pays the debt (that they may disagree with) in full!

The healthcare industry is the single biggest customer of the debt collection industry, constituting 42 % of the collection market, versus only 29 % for the banking & finance sector.34 One stunning statistic from a 2003 Federal Reserve study is that over half of accounts reported by debt collectors and nearly one - fifth of lawsuits that show up as negative items on credit reports are for medical debts.35 Moreover, often medical debts are sent to debt collectors for reasons completely out of the consumer's control, such as disputes between insurance companies and providers, or even the result of the provider's failure to properly bill the insurer.

Our firm offers free case reviews at no cost to you to help protect your consumer rights anytime you: • Receive contact from a creditor or debt collector to collect a debt; • Receive unwanted computerized robocalls or texts to your cell phone (even after you've told them to stop); • Notice inaccurate information on your credit report (even after you disputed with the credit bureaus); • Obtain a loan, lease, or purchase an item on credit; • Enter into an autopay arrangement with a creditor (i.e., gym membership, car loan, etc.); • Purchase a lemon vehicle or other consumer product; • Need help settling debts for less than the full balance; or, • Have any other consumer issue you would like us to look into at no cost to you.

However; when it comes to debt there are even more laws that can be used to dispute it, making debt even easier to invalidate than what it takes a lawyer to get a speeding ticket dismissed.

And it gets even better... the same debt that's trashing your credit score right now — could be removed from your credit report entirely, after getting disputed with debt validation.

That said, outside of certain pernicious civil problems that plague many individuals who fall into the access to justice gap — domestic violence, evictions, debt collections, foreclosures — even lawyers likely generally assume that the remainder of the civil system runs relatively smoothly, with both sides of a dispute having access to an attorney.

Up until now the onus was definitely on the consumer (you and me), and even when we are right about something if the creditor responded to the dispute request saying the debt is valid the credit bureau would often side with the creditor and nothing would change about the way the debt was reported.

In an attempt to improve or repair a credit score when preparing to finance a home purchase or refinance, many homebuyers hire «credit repair» companies who will dispute all derogatory accounts, even the legitimate ones, hoping that the creditor will not respond or validate the debt with - in 30 days.