According to the new
work, the pathogen has infected humans for
over 60,000 years and its genetic transformation
over that
time is remarkably similar to that of manmaking it a reasonable model for human migration and
diversification.
I am hoping to make some improvements to my past
work, such as allowing asset allocations and savings rates to vary
over time in my «safe savings rates» analysis, looking more at the role of international
diversification in retirement portfolios, accounting for taxes in retirement withdrawal studies, and investigating more about lifecycle or target - date funds for both the accumulation and retirement phases.