Sentences with phrase «divide by your income»

The back - end ratio includes your PITI plus payments for accounts like auto loans, student debt, and credit cards, divided by your income.

Key Difference The Lower, Middle, and Upper Classes are basically groups divided by income.

Simply take your debt number and divide it by your income number.

Now take that and again divide by your income.

Now take that number and divide it by your income.

His total monthly liability is $ 600, which you then divide by his income, $ 2,916.

Generally speaking, if the expense ratio (i.e., expenses divided by income) is more than 55 % it's going to be hard for you to make any money after you pay your debt service.

Not exact matches

«With people of various income levels increasingly divided by geography, income inequality can worsen and the risk of social polarization — and even serious conflict — can grow,» Shiller said recently in an op - ed for Project Syndicate.

It creates a «median multiple» by dividing the median house price in a given market by the median household income.

Average annual core return on equity over a period is the ratio of: a) the sum of core income less preferred dividends for the periods presented to b) the sum of: 1) the sum of the adjusted average shareholders» equity for all full years in the period presented, and 2) for partial years in the period presented, the number of quarters in that partial year divided by four, multiplied by the adjusted average shareholders» equity of the partial year.

Here's an example: A monthly net income of $ 3,000 divided by a total of 160 hours worked equals an hourly rate of $ 16.75.

Divide the company's after - tax income, taken from the income statement, for the year by the combination of equity and debt you obtained above.

The math on stock buybacks is pretty simple: by repurchasing your own company's stock in the market you reduce the number of shares outstanding, thereby increasing your earnings per share by cutting your denominator (earnings per share is calculated by dividing income by shares outstanding).

The Company defines free cash flow conversion as free cash flow divided by net income attributable to 3M.

It is computed by dividing a business's cash flow (more specifically, net operating income) by the debt service payments (loan and lease payments).

Adjusted Diluted EPS is calculated by dividing Adjusted Net Income by the number of diluted shares of RBI during the reporting period.

At the end of the year, if you had no sales, your income statement would show $ 0 in revenue, $ 8,000 in depreciation expense ($ 80,000 cost - $ 0 salvage value divided by 10 years = $ 8,000 annual depreciation) for a pre-tax operating loss of $ 8,000.

The yield is calculated by dividing the net investment income per share earned during the 30 - day period by the maximum offering price per share on the last day of the period.

Lenders calculate DTI by dividing your total monthly debts by your gross monthly income.

This is the Adjusted Income Available to Common Stockholders for the most recent fiscal year plus Discontinued Operations, Extraordinary Items, and Cumulative Effect of Accounting Changes for the same period divided by the most recent fiscal year's Diluted Weighted Average Shares Outstanding.

This is the Adjusted Income Available to Common Stockholders for the most recent interim period plus Discontinued Operations, Extraordinary Items, and Cumulative Effect of Accounting Changes for the same period divided by the most recent interim period's Diluted Weighted Average Shares Outstanding.

When applying for a traditional mortgage loan, lenders usually prefer for your debt - to - income ratio (the money you use to pay off debts each month divided by your monthly income) to be below about 36 %.

This was the lesson taught by William Petty in the 17th century and used by economists ever since: The market price of land, a government bond or other security is calculated by dividing its expected income stream by the going rate of interest — that is, «capitalizing» its rent (or any other flow of income) into what a bank would lend.

Instead, it will be 15 percent of your annual discretionary income divided by 12.

To calculate the interest coverage ratio using the figures found on the income statement, divide EBIT (earnings before interest and taxes) by the total interest expense.

The lender will find this ratio by adding your monthly debt payments and then dividing that number by your gross monthly income.

This figure is your total minimum monthly payments — including your hypothetical mortgage payment — divided by your monthly gross income.

This measure, which is less widely used, adds up all of the incomes of the people surveyed and divides that figure by the number of people counted.

This ratio is found by dividing your projected monthly mortgage payments by your gross monthly income (your income before taxes).

DTI is calculated as your total monthly debt payments divided by monthly gross income, so a lower DTI indicates better financial health and reduces the mortgage rates you'll be offered.

Next, determine your monthly gross income by dividing your pre-tax salary by 12.

Now, divide your debt by income.

An annualized yield that is calculated by dividing the net investment income earned by the fund over the most recent 30 - day period by the current maximum offering price that does not account for expense ratio waivers.

The calculation is simple: total monthly debt divided by total monthly income equals DTI.

(Also known as Standardized Yield) An annualized yield that is calculated by dividing the net investment income earned by the fund over the most recent 30 - day period by the current maximum offering price.

Your debt - to - income ratio is calculated by taking your monthly liabilities (e.g. car loan payments) and dividing them by your gross (pre-tax) monthly income.

Finally, we divided the amount leftover, the savings per capita, by disposable income per capita to determine the personal savings rate.

Average effective tax rate (ETR): A widely used measure of tax burdens, equal to tax paid divided by some measure of income.

-- Return on equity (ROE): The company's net income for a year divided by the total amount of shareholder's equity.

It is determined by adding up your total monthly debt (including the projected mortgage payment) and then dividing by your total monthly income.

It involves dividing your company's net operating income by the capitalization rate for the region.

Debt - to - income ratio (how much you owe in monthly debt payments divided by your gross monthly income)

To determine your debt - to - income ratio on a yearly basis, divide your total yearly debt payments by your yearly gross pay.

In order to figure out what percentage of your income you're saving for retirement, add the amount you're saving plus any employer match, and then divide the total by your gross income.

Using the amount that you will need as an annual retirement income, then divide that number by.08.

This is your income divided by the amount of debt repayments you make each month.

The tax rates are income taxes paid divided by total income within each group.

To calculate your maximum monthly debt based on this ratio, multiply your gross income by 0.36 and divide by 12.

Next, the sum will be divided by 24 months to find your monthly household income.

To date, virtually all the discussion has been based on very aggregate concepts such as the net interest margin, which is usually taken to mean banks» net interest income divided by their interest - earning assets.