Sentences with phrase «divided by home»

Your LTV equals your current loan balance divided by the home's value.

LTV is the value of existing debts divided by a home's market value and while it is the most important deciding factor, some lenders study credit history and consider income.

The amount it can lend is about average for most home equity loan lenders and is determined by your loan - to - value ratio, which is the amount you owe on your home divided by the home's current worth.

Your CLTV is your desired loan amount plus your mortgage balance, divided by your home value.

Your LTV ratio is your mortgage loan amount divided by your home's purchase price or appraised value.

Not exact matches

So, the LTV ratio is your mortgage balance divided by the appraised home value.

Average effective rates are calculated as median annual property tax divided by median home value.

Once we calculated the typical closing costs in each county we divided that figure by the county's median home value.

My own strategy is to take the longest life - expectancy for me and my wonderful wife, add 5, and divide by our net worth (including home equity).

You divide your current loan balance by the home's current appraised value.

Some of this divide can be explained by the fact that Democrats tend to live in areas with higher home values, where the changes hit harder, although there still seems to be an element of partisanship at play.

Alternatively, take your weekly take - home pay (after taxes, health care, 401 (k) contributions, etc.), multiply it by 52 weeks, and divide the total by 12.

Measure your work area and divide by the square footage of your home.

Divide by $ 9 billion, and the cost per home is $ 94,617.

(1) employment growth, sourced from the Bureau of Labor Statistics Economic Summaries in August 2016, with the percentage representing the employment change from June 2015 to June 2016 in each city; (2) population growth, based on and sourced from the 2014 and 2015 Census, with the percentage representing the change in population from 2014 to 2015; (3) increase in home values, based on Zillow Home Value, with the percentage representing the change in median home values for single - family homes from June 2015 to June 2016, sourced August 2016; (4) years to pay off property, which was based using the median home value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each chome values, based on Zillow Home Value, with the percentage representing the change in median home values for single - family homes from June 2015 to June 2016, sourced August 2016; (4) years to pay off property, which was based using the median home value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each cHome Value, with the percentage representing the change in median home values for single - family homes from June 2015 to June 2016, sourced August 2016; (4) years to pay off property, which was based using the median home value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each chome values for single - family homes from June 2015 to June 2016, sourced August 2016; (4) years to pay off property, which was based using the median home value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each chome value for July 2016 and the median rent for a single - family residence for July 2016, both sourced from Zillow; median rent was multiplied by 12 to obtain yearly rent and then home value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each chome value was divided by yearly rent to determine how many years it would take for the home to be paid off from rental income using current home values and rent prices for each chome to be paid off from rental income using current home values and rent prices for each chome values and rent prices for each city.

Ours is a society sharply divided by lines of race and class, profoundly anxious about its future, and more fearful now of the threats posed by our neighbors at home than by any foreign enemy.

Thanks in part to Vilhelm Beck (1829 - 1901), an able preacher and organizer, the country was divided into districts, and colporteurs and home missionaries systematically distributed Bibles and other literature and by personal contacts endeavored to win the nominal Christians to an earnest Christian commitment.

It is not so easy a matter to perform this task aright; to stand in the presence of God and to speak in his name, with that plainness and simplicity, that seriousness and gravity, that zeal and concern, which the business requires; to accommodate ourselves to the capacity of the common people without disgusting our more knowing hearers by the insipid flatness of our discourse; to excite and awaken drowsy souls, without terrifying and disturbing more tender consciences; to bear home the convictions of sin, without the appearance of some personal reflection; in a word, to approve ourselves unto God as workmen that need not be ashamed, rightly dividing the word of truth.21

The upper deck sections were just divided in terms of price by how near or close to home plate they were, not also how close to the front of the section you are like they are now.

But next season's home jersey, which has been leaked by reliable kit scouts Todo Sobre Camisetas, may divide opinion.

Fathers have by no means caught up to mothers in terms of time spent caring for children and doing household chores, but there has been some gender convergence in the way they divide their time between work and home.

I kept telling my daughter that we had to keep in mind that the sugar we were seeing needed to be divided by 650,000 (I believe that's how many kids are served in LAUSD) but it still brought his point home.

Although voters approved an advisory referendum in March to fund the two - level center, residents are divided over the proposed site, which is bounded almost entirely by homes.

This study compared birth centre care - characterised by comprehensive antenatal, intrapartum and postpartum care, on the same premises with a home - like environment and the same team of midwives - to the standard obstetric care divided into antenatal care at neighbourhood antenatal clinics, intrapartum care in hospital delivery wards, and postpartum care in hospital postpartum wards.

Meeting the looming on - time budget deadline of March 31 was encouraged by observant Christian and Jewish lawmakers wanting to get home and, more importantly, by agreements to punt on a number of partisan - dividing policy issues not directly connected to the state's financial plan.

Taking the # 20 million already spent on the development of ID cards and dividing this by the 7,000 people the Home Office expects to issue them to produces an individual cost per card of # 2,857.

Tory MPs who have been to the seat - and many have - return with stories of a divided Conservative Association - unhappy at the estimated # 200,000 cost of the by - election campaign and disappointed that their MP is no longer set to be Home Secretary.

Borough of Opportunity: Tackling poverty and the widening social divide by giving a «hand up» instead of a «hand out» by transforming our state schools, providing a housing ladder of opportunity with home ownership at its core and regenerating our most deprived areas by using the public sector to pump prime major investment by the private sector.

To find out if birds share this ability, Biro and Oxford biologist Takao Sasaki strapped GPS devices on homing pigeons and divided them into three groups: birds homing by themselves, birds flying with the same partner, and birds that switched up their partner every half dozen flights or so.

To ease overwhelm, the pros often recommend dividing your home into sections, taking things one item at a time, and making a little party out of it by throwing on a playlist, lighting a candle, or diffusing oils as you go.

Another highlight of the renovation is the repurposing of two adjacent spaces, divided by a pony wall and with integrated open shelving, to create a combination casual den and laundry room / home - office.

When India won home rule after WWII and was divided into Muslim Pakistan and Hindu India, deep religious hatreds that had been somewhat subdued by having a common enemy in the British flared up.

Berry Street's BeNetWise program supports a proactive approach by welfare agencies in addressing the digital divide experienced by the children and young people in the out - of - home care and alternative education sectors who have a lack of access to digital technology.

Chicago Public Schools divides areas of the city into one of four socio - economic tiers by looking at each area's median income, education level, home - ownership rates, single - parent family rates, rates of English - speaking, and neighborhood school performance.

Probably inspired by Flipboard and the Microsoft Metro UI, the home screen is now divided in large rectangular zones, from where users can select the content or applications they need to launch.

When you first power on the Orizon, you see a home screen divided by horizontal bars into several sections.

Home loans are broadly divided into two categories: government - backed loans (including VA, FHA and USDA loans) and conventional loans (those that aren't guaranteed or insured by the government).

Loan to value ratio is obtained by dividing the value of debts n a home by its appraised mare price.

The loan to value ratio or LTV is obtained by dividing the debts on a home by its appraised value.

To figure the proration rate, divide the number of days you rented the home at fair rental value by the total days used for both personal and business purposes.

The private lender will divide total debts by appraised value of the home to get the loan to value (LTV) ratio.

To calculate a home's LTV, you take the amount of existing secured debt and divide it by the market value of the property.

A property's LTC is equal to the value of existing debts against the home divided by the market value of the home.

Time to buy was derived from average home price divided by average estimated household income.

By dividing secured debts against appraised selling price of property, they get the loan to value ratio, which shows what percentage of the home you own.

LTV is obtained by dividing the total value of mortgages on a home by the selling price most recently appraised.

Before giving a loan, they divide total value of debts by the appraised value of a home.

Dividing the monthly payment by monthly household income returned an estimated front - end ratio for the typical family in a typical home.

To determine your eligibility, divide the number of months you lived in the home by the 24 months required for the exemption.

Compare the LTV (Loan to value) ratio: LTV ratio is obtained by dividing the loan amount by the value of your home.