Sentences with phrase «divided by the debt»

So Net income gets to add back depreciation and is divided by the debt payment.
A business's cash flow (usually the net operating income) divided by debt service payments (loan repayments and leases).
Coverage Ratio — For apartment buildings, the Coverage Ratio = Net Operating Income divided by the Debt Service.
The under writer will want to make sure that the Coverage Ratio of the NOI divided by the Debt Service achieves a target ratio, often 120 %.

Not exact matches

He likes to see the ratio of debt to total capitalization (debt divided by shareholders» equity plus debt) under 50 %.
Divide the company's after - tax income, taken from the income statement, for the year by the combination of equity and debt you obtained above.
It is computed by dividing a business's cash flow (more specifically, net operating income) by the debt service payments (loan and lease payments).
To calculate the average amount of debt for millennial Credit Karma members, Credit Karma analyzed total debt across its U.S. millennial members for March 2018 and divided that amount by the total number of U.S. millennial Credit Karma members for the same month.
Long - term debt should be less than 40 % of total capital, and the current ratio (current assets divided by current liabilities) should exceed 2.0.
Lenders calculate DTI by dividing your total monthly debts by your gross monthly income.
When applying for a traditional mortgage loan, lenders usually prefer for your debt - to - income ratio (the money you use to pay off debts each month divided by your monthly income) to be below about 36 %.
They subtracted the amount of outstanding student debt in the first quarter of 2006 from the amount of outstanding student loan debt in the first quarter of 2015 and divided that number by the number of seconds in a quarter and then divided that by the number of quarters between the first quarter of 2006 and first quarter of 2015.
The net debt to earnings before interest, depreciation, and amortization (EBITDA) ratio is a measurement of leverage, calculated as a company's interest - bearing liabilities minus cash or cash equivalents, divided by its EBITDA.
The lender will find this ratio by adding your monthly debt payments and then dividing that number by your gross monthly income.
To obtain this figure, we looked at data reported by the Federal Reserve for Outstanding Revolving Debt - we then divided that number by the number of card - carrying households each year.
DTI is calculated as your total monthly debt payments divided by monthly gross income, so a lower DTI indicates better financial health and reduces the mortgage rates you'll be offered.
Now, divide your debt by income.
The calculation is simple: total monthly debt divided by total monthly income equals DTI.
Your debt - to - income ratio is calculated by taking your monthly liabilities (e.g. car loan payments) and dividing them by your gross (pre-tax) monthly income.
It is determined by adding up your total monthly debt (including the projected mortgage payment) and then dividing by your total monthly income.
Debt - to - income ratio (how much you owe in monthly debt payments divided by your gross monthly incDebt - to - income ratio (how much you owe in monthly debt payments divided by your gross monthly incdebt payments divided by your gross monthly income)
To determine your debt - to - income ratio on a yearly basis, divide your total yearly debt payments by your yearly gross pay.
The worth of a company's assets divided by current financial liabilities, including short - term debts.
This is your income divided by the amount of debt repayments you make each month.
You can also calculate your own, personal debt - to - equity ratio by taking your debt and dividing it by your net worth.
To calculate your maximum monthly debt based on this ratio, multiply your gross income by 0.36 and divide by 12.
Debt / equity ratio simply means dividing your total debt by your total equDebt / equity ratio simply means dividing your total debt by your total equdebt by your total equity.
Your debt - to - income ratio equals your total monthly debts divided by your gross monthly income.
VA underwriters divide your monthly debts (car payments, credit cards and other accounts, plus your proposed housing expense) by your gross (before - tax) income by to come up with this figure.
More academically, the price - to - sales ratio lacks in that it takes the market price of the outstanding stock only and divides it by sales, which support equity and debt.
A debt - to - equity ratio is a number that describes a company's debt divided by its shareholders» equity.
The debt - to - income ratio is calculated by dividing the total amount of debt by the total amount of income that a company has.
If instead we use total expenditures on dividends plus net stock buyback cash plus change in total debt divided by market capitalization, we don't need to worry about changes in share count due to stock splits.
The ratio is calculated by dividing your monthly debt payments by your monthly gross income.
The back - end ratio includes your PITI plus payments for accounts like auto loans, student debt, and credit cards, divided by your income.
Here's how you can calculate your own DTI: Add up all your monthly debt payments (mortgage, student loan, auto loan, credit card, etc.) and divide your income by the total.
Debt Service Coverage Ratio = Net Profit plus Depreciation plus Amortization plus Interest Expense divided by Current Portion of Existing plus Proposed Debt.
Shifting credit card balances from an existing card to another will not change the credit utilization ratio, as it looks at the total amount of debt outstanding divided by your total credit card limits.
Divide the business net operating income for a year by the amount of the total debt to be paid off (serviced) during that year.
The Finance Minister's claim that the public debt to GDP ratio has declined to 63 % debt to GDP ratio is plain wrong because had he used the debt stock at the end of Q1 2016 and divided it by the GDP result realised in Q1 2016 he would have obtained 71 % in current 2016 dollars.
He stated that if the so - called N165 billion debt is divided by the 4 million population of resident of the state, the burden each person out of this debt is N2, 031.25 annually.
Pataki says the President has deeply divided the county and driven up the national debt by billions of dollars.
By dividing Earnings (before interest and tax) by the interest paid that year, an analyst can get a good idea of what percentage of the company's earnings is being used to finance debBy dividing Earnings (before interest and tax) by the interest paid that year, an analyst can get a good idea of what percentage of the company's earnings is being used to finance debby the interest paid that year, an analyst can get a good idea of what percentage of the company's earnings is being used to finance debt.
The debt to income ratio equation divides your monthly debt service payments by your monthly gross income.
The debt - to - income ratio divides the projected monthly payments by your monthly income.
You simply divide your total recurring monthly debt by gross monthly income.
To calculate a property's LTV, you divide existing debts secured against the property by the selling price of the property.
This is done by dividing debts by the selling price to get its loan to value ratio.
LTV on a property is calculated by dividing total debts by the price of a property.
Debt - to - Income Ratio — A ratio expressed as a percentage that depicts a borrower's monthly mortgage payment divided by their gross monthly income.
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