Sentences with phrase «divided by your credit limit»

Credit utilization is your card balance per time divided by your credit limit.

Your credit utilization ratio — your balance divided by your credit limit — should be below 30 % on each credit card.

Another way to put it is your balance is divided by your credit limits.

Credit utilization is your card balance per time divided by your credit limit.

The utilization rate is simply your overall card balances divided by their credit limits.

Here's why you shouldn't: It can hurt your debt - to - credit utilization ratio — a fancy term for how much debt you've accumulated on your credit card accounts, divided by the credit limit on the sum of your accounts.

Your overall usage ratio — debt ($ 500) divided by credit limit ($ 5,000)-- is 10 percent.

That is, your credit card balance divided by your credit limit multiplied by 100.

The credit scoring agencies take the amount of credit card debt you have and divides it by your credit limit.

Not exact matches

This is arrived at by dividing your card balance by your credit limit.

Your credit utilization is calculated by dividing each credit card's balance by its credit limit.

Shifting credit card balances from an existing card to another will not change the credit utilization ratio, as it looks at the total amount of debt outstanding divided by your total credit card limits.

Your credit utilization, which is calculated by dividing your balance by your credit limit, is a key element in your credit score.

In mathematical terms, it is calculated this way: amount owed divided by the card's credit limit.

You can find your credit utilization ratio by dividing your credit limit by your current balance.

Then divide that number by the sum of all of your credit limits combined.

If you have more than one credit card, use the sum of your credit limits, divided by the sum of your balances.

Take each of your open credit card accounts and calculate your credit utilization rate by dividing the balance by the credit limit.

The number is calculated by dividing your balance by your credit limit.

A big part of that number is your credit utilization rate, which is calculated by dividing your credit card balances by your credit limits.

If you can negotiate an increase of your credit limit with a soft inquiry, then you will instantly decrease your revolving balance ratio (revolving balance divided by your credit card limits).

The three balances added together divided by the three credit limits added together equals 34 % utilization.

Overall (combined) card utilization Here all of your balances are divided by all of your credit limits to arrive at a single utilization percentage.

To find your credit usage ratio, you simply divide your balances by your credit limits.

But if you close Card C because you don't use it anymore, the combined utilization rate of the two remaining cards shoots up to 40 % ($ 800 in total balances divided by $ 2,000 in credit limits).

Together, the utilization rate for the cards is 27 % ($ 800 in total balances divided by $ 3,000 in combined credit limits).

Your ratio is calculated by the sum of your balances, or aggregate debt, divided by the sum of your respective credit limits.

A credit utilization ratio is calculated by dividing a credit holder's total credit card balances by their total credit card limits.

To figure utilization: Balance (divided) by Credit Limit = percentage.

-- then you simply add up all of your cards» balances, divide that number by the combined credit limits on your cards, and multiply by 100.

** Credit Utilization Ratio: A number of outstanding balances on all credit cards divided by the sum of each card's limit, and it's expressed as a perceCredit Utilization Ratio: A number of outstanding balances on all credit cards divided by the sum of each card's limit, and it's expressed as a percecredit cards divided by the sum of each card's limit, and it's expressed as a percentage.

Divide the combined new balance by the combined credit limit.

To calculate your credit utilization on one particular card, divide your outstanding balance by your total credit limit.

If you wish to know your overall credit utilization, repeat the process while summing all your available balances and dividing them by the sum of all your credit limits.

After all, 30 percent of your FICO score is based on your credit utilization ratio — your total credit card balances divided by your total credit card limits.

It's calculated by dividing your overall credit limit with your overall balances.

It is defined as your total open credit card balances divided by your total open credit card limits.

Your credit utilization ratio is calculated by dividing the outstanding balance on all of your credit cards by the credit limit on those cards.

That gives you a utilization ratio of 25 percent — your $ 250 balance divided by your total $ 1,000 credit limit.

You will arrive at this by dividing your credit card balance by your credit limit and then multiply the result by 100.

To calculate your debt usage ratio, grab your calculator and divide the balance by the credit limit, then move the decimal two places to the right.

The debt - to - limit percentage is calculated by dividing your credit card balance by the card's credit limit.

Your credit utilization ratio is calculated by adding up all of your credit card balances and dividing that number by the sum of each card's limit.

This measures how much available credit you are using by dividing your total credit card balances by your total credit card limits.

You can calculate your credit utilization ratio by adding up your total outstanding balances owed dividing it by the total credit limit across all of your open accounts.

Credit utilization rate is calculated by dividing an account's outstanding balance by its credit Credit utilization rate is calculated by dividing an account's outstanding balance by its credit credit limit.

(9) Divide a transaction into multiple transactions, as determined by the commissioner, such as by attempting to sell or selling any publication, including, but not limited to, any book, pamphlet, or electronic or computer guide, related in any way to improving a buyer's credit record, history, or rating, to a buyer and, directly or indirectly, through any affiliate, subsidiary, related person, or otherwise, providing services to the buyer to assist him in utilizing or implementing the information or directions contained therein, unless all charges and fees related to such sale and service combined do not exceed the bona fide costs for publishing the copy of such publication.

«Amounts owed» looks at your total balances divided by your total credit limit.

It is calculated by dividing your total balance by your total credit limit, and expressed as a percentage.

Alice's credit utilization rate on that account is 50 percent ($ 10,000 balance divided by $ 20,000 limit equals 0.50).