Sentences with phrase «do plan your expenses»

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Save the funds as a contingency plan in case something does go wrong or you experience a slow month and need the extra cash to cover operating expenses and payroll.
Unlike workplace flexible - spending accounts, HSAs don't have a «use - it - or - lose - it» rule and are «portable,» meaning workers who are no longer covered by HSA - eligible health plans because of job changes can continue to tap existing HSAs to pay for qualified medical expenses.
The carriers didn't make a profit on the old, subsidized phone plans, so they've benefitted from shifting the expense onto customers directly.
The House plan does away with the medical - expense deduction, essentially raising taxes on those with high medical bills — especially the elderly.
Check the expense ratios of the fund choices in the plan first before you do this.
This isn't the worst thing you can do, but you should check the fees you're paying to keep your account there — start by checking the expense ratio of the funds in the plan on Morningstar.
While entrepreneurs are known for putting their heart and soul into their company, they shouldn't do so at the expense of the retirement plan.
Instead of paying for specialty consultants or a show - planning software package, Hubbard and her marketing manager, Walter Graham, devised a do - it - yourself blueprint for trimming trade - show expenses.
As the details of this plan become known, and as the political response builds from people who fear their taxes will be raised, and as they build a coalition with special interests who would lose out from other aspects of the proposal (like investors who do not like the proposed limitation on the deduction of business - interest expenses), this plan will become an enormous liability.
Bench helps startups manage financial statements, track expenses, and plan their taxes, and raised $ 15 million to do so.
It might seem counter-intuitive to focus on saving money instead of paying off debt, but having a $ 1,000 emergency fund in place first provides a financial cushion so that unplanned expenses, such as medical bills and home repairs, don't completely derail your debt - repayment plan.
Your money from your side hustle is best stashed in a high - yield savings account, where it can serve as an emergency fund (ICYMI, you should always have between four to seven months» of expenses in case things don't go as planned).
Net worth is $ 690K excluding the 529 plan as that will pay for 8 years of college expenses in CA for the kids, and excluding the house as it does not give me returns.
Don't pay for high school with a 529 plan yet: Yes, the new law expanded the use of 529 savings plans for K - 12 private school expenses, but some states are not going along.
However, they do have some of the lowest expense ratios you can find in a retirement plan.
In the past, business owners didn't pay close attention to their 401 (k) administration fees because they were buried in plan fund expenses and did not reduce their company's bottom line.
Do your parents or close loved ones have a plan for their own living and medical expenses in retirement?
What do you do when your monthly budget for home expenses doesn't leave much for your savings plan?
I did that Personal Capital thing on Retirement Planning, it looked all good till I put in the expenses for my 2 kids — $ 20K pa for HS, and $ 60K pa for college — I went ahead and put $ 50K for their weddings, and it all messed up my plans: --RRB-
Don't Pay for High School with a 529 Plan Yet: Yes, the new law expanded the use of 529 savings plans for K - 12 private school expenses, but some states are not on board.
I started tracking all my expenses using free tools like Personal Capital, running calculations on how much I might need annually, deciding how long I could do the whole working thing and came up with a plan.
If the plan provider is with a relatively inexpensive custodian that uses index funds like Vanguard's or Fidelity's, often these fund companies will have much cheaper expense ratios for firms that do business with them than what an adviser may be able to offer.»
Non-taxable 529 Plan disbursements can be made not only for tuition but room and board expenses at the local school, even if you don't live and eat on campus.
If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.
This type of account doesn't have to be used for educational expenses like 529 plans.
I don't understand what wenger and his bosses are doing at arsenal, making only profits for themselves and leaving fans to cry year after year, I bet they have plans to destroy the great arsenal Fc at the expense of richness.
Although I've found it very cathartic to speak, vent and end occasionally rant about all things Arsenal, we need to act carefully and intelligently right now or we're going to get played by this club even worse than at present... the pro-Wengerites and the suits, who represent a considerable proportion of the season ticket holders, don't want to believe that there is no plan and that Wenger has mailed it in for several years now or that things are going to get much worse before they get better... why would they... many have spent a considerable sum buying some of the highest priced tickets in the World... they want to have a front row seat to see something special and to be seen doing so, which simply provides ample justification for the expense and the time invested... to many of them, Wenger is the sun in their soccer universe... his awkward disposition, misplaced arrogance and his utter lack of balls makes him a rather unusual cult figure, but the cerebral narrative seemed to embolden those who already felt pretty highly of themselves... many might not even of really liked football that much before his arrival and rarely games they weren't attending... as such, they desperately believe that Wenger, and only Wenger, can supply them with their required fix... if he goes, they were wrong and that's a tough pill to swallow... they would have to admit that they were duped... they will definitely resent whoever made them feel this way, but of course it will be too late by then... so when we go overboard with ridiculous comments bordering of anarchy, it scares the shit out of them and they shift their blame towards us rather than at those who really perpetrated this act of treason... we aren't the enemy... we simply woke much earlier and the reason our comments have gotten more vile in recent years is out of utter frustration... in order for any real change to occur at this club we need to bring as many supporters as possible with us or the big money interests will fade and our ultimate objective will be lost... so it's time to focus on the head instead of the heart for now
Still thinks she has all the time in the world and thinks that she's doing great work planning for her future by saving $ 1K over the course of 6 mths - even though she's on a great wage, has a company car and very few expenses.
They are more than happy to enjoy the benefits of the completed project, but were nowhere to be found when the planning, expense and work were being done.
For years our kids used old iPhones connected to wifi to listen to music and playing games via apps so I think this is a great solution for families with younger kids who don't need the expense of a newer device and monthly service plan.
Remember, you don't have to go to great expense, or plan out every moment to make a happy memory for the new mother.
I buy them used and plan to resell them when we are done to offset their expense.
In releasing his plan, Faso — who as a member of the Assembly cut spending and championed proposals that led to real balanced budgets — called it a smart way to reduce costs, increase efficiencies and align New York with most other states in the nation that don't pass their Medicaid expenses down to county taxpayers.
Therefore, until a thorough business plan is developed, as they did with the consolidation of the Receiver of Taxes» office with the Town Clerk's office, that shows the pros and cons of consolidation with the specific expenses and savings delineated, the Clarkstown Taxpayers can not endorse the consolidation of the three town garages at this time.
At last night's mayoral candidate forum at Queens College, four Democratic candidates were asked about the City's post-Sandy rebuilding plans, how they «would get the job done» and about options for «people whose insurance and FEMA support will not cover the expense of a new home and for whom rebuilding is not an option.»
«I personally and several of my colleagues will not vote on this budget until there is a plan in place that we are notified monthly of where we are in revenues and expenses and what the administration plans to do if either of those are out of line,» said Pridgen.
Standard & Poor's criticized Oyster Bay's lack of long - term financial planning, absence of a formal policy to limit borrowing and pay down debt, unrealistic projections and failure to make budget adjustments when actual revenue and expenses don't add up.
A sidewalk condemnation notice from the city can be a financial shock for property owners, many of whom do not plan for the expense.
The academy plans to recruit 16 new women this way; meanwhile, regular elections will also continue, meaning that the plan does not come at the expense of male candidates, says KNAW President José van Dijck.
Those favoring a permanent credit, a long list that includes Obama as well as business and academic leaders, say such policy lurches create uncertainty for companies doing long - term planning, making them less likely to invest in risky projects if they think they can't defray expenses.
«And we're doing it in a way that isn't necessarily at the expense of other educational cuts,» Tillis said, emphasizing that the House doesn't include severe cuts included in the Senate's plan, which would offer teachers an eleven percent raise but would also eliminate second and third grade teacher assistants from the classroom, cut the Department of Public Instruction by 30 percent, and reduce the number of badly needed school nurses around the state, among other cuts.
They do calculation and plan their personal expenses.
-- and their major investors seem to go along with their plans of completely captivating their customers at the expense of profit, I don't think they view such behavior as self - destructive.
Self - publishing costs may grow over your budget if you do not plan ahead or you are not aware of the type of expenses.
Step # 20 — Identify and plan for periodic expenses: You are almost done with breaking down every expense you have, but you have to think about your periodic expenses.
Look for surprise expenses that you didn't plan for and try to improve your forecasting.
We hate fixed expenses, and we don't ever lock ourselves into long - term contracts or payment plans for anything.
For example, if you're doing most of your saving through a 401 (k) and your plan lacks good low - cost investment options, your ability to turn lower expenses into a higher account balance will necessarily be limited.
While many young families want to plan for their kids college expenses, most don't know how!
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