Bill Samuels, chair of EffectiveNY, said the bill would encourage participation by women candidates, who tend to rely more heavily on small -
dollar contributions because they don't have the access to deep pockets that men often do.
Not exact matches
You can debate the mathematics of
dollar cost averaging all you want, but the reality is the majority of investors are forced to invest this way
because they build their portfolios one
contribution at a time.
Because she takes advantage of her employer's 5 %
dollar - for -
dollar match on her 401 (k)
contributions, she needs to save 10 % of her income each year, starting with $ 5,400 this year, which gets her to 15 % of her current income.
«In an up market, DCA protects you
because your same
dollar contribution buys fewer shares,
because the shares are valued higher,» he said.
But if the state issued a
dollar - for -
dollar state tax credit for charitable
contributions made to, say, the state's general infrastructure fund, the first $ 6,000 donated, though reducing state tax liability by $ 6,000, does nothing to lower federal taxes owed
because the taxpayer would still take the standard deduction.
«It always seems nuts
because they are leaving perhaps matched
contributions on the table, so free money... but we have to remember there are a lot of employees living pretty closely to the line, so finding some additional
dollars to save for their retirement is pretty tough.»
«
Because regular people don't give millions of
dollars in campaign
contributions.»
That's
because the New York City campaign finance system includes a public matching funds program, which helps levels the playing field by incentivizing local small -
dollar contributions, matching them at a 6 - to - 1 ratio.
Most public school teachers participate in defined benefit (DB) pension plans, which
because of different accounting rules contribute significantly less today for each
dollar of future retirement benefits than private - sector DB pensions or defined
contribution (DC) pension plans.
What's more,
because districts and schools do not readily report the use of private
contributions, the
dollars are not included as part of national, state, district, and school funding comparisons.
It's a double whammy for classroom teachers
because teachers will be required to increase their pension
contributions, eroding whatever raise the union negotiates with the district, and the additional
dollars districts spend on pension debt are
dollars that can't be spent elsewhere.
I pay premium
dollars because (a) I can afford it and (b) I see value in their
contributions.
Because your
contributions are made with after - tax
dollars, Roth IRA withdrawals are tax - free in retirement.
Typically, no one in the unit will get
dollar - for -
dollar credit — primarily
because the court also takes into consideration non-monetary
contributions to the family unit, as well.
Not only that, but
because her
contributions to the Roth were made with after - tax
dollars, she won't owe any additional taxes on the money when she starts making withdrawals.
Your tax basis is the total amount of your
contributions to the Roth IRA
because these
contributions are made with after - tax
dollars.
Because the $ 5,000
contributions are made with tax paid
dollars unlike RRSP
contributions, the only advantage is that the income on the 5,000 is sheltered.
(Unlike RRSP withdrawals, money taken from a TFSA is not counted as income and is not subject to tax,
because contributions were made with after - tax
dollars.)
You want to take on a little bit more risk with your
contributions,
because of
dollar cost averaging.
This is
because the larger portfolio benefits more (in
dollar terms) from the growth of the portfolio that if the
contribution had not been made.
Because it comes right out of your paycheck, a Roth
contribution is likely to reduce your take home pay by more than a similar
contribution to the traditional option, which is made using pre-tax
dollars.
Here's the biggest reason why: Your tax bracket is most always higher when you're working and making
contributions, so this helps a lot (
because the higher your tax bracket when you make deductible
contributions, the more you'll get back immediately in tax savings per
dollar of
contributions).
Elective deferrals by employers are called matching
contributions because the employer matches a certain amount per
dollar contributed by the employee.
NIPCC reports have fewer authors and contributors than the IPCC reports, but this is
because governments and universities invest many millions of
dollars into the IPCC report, whereas the NIPCC reports are financed entirely by private
contributions from individuals and foundations.
On the client side, I have seen a number of clients who had negotiated in the divorce process to receive a percentage of their spouse's defined
contribution plans (i.e., 401 (k), 403 (b), Thrift Savings Plan, Investment and Savings Plan, etc.), surprised that the
dollar amount they received was less than they anticipated,
because of the drop in asset values.