You earn 1.25 miles per
dollar spent on the card which allows you to build a mileage balance very quickly.
Not exact matches
The
card,
which has a $ 95 annual fee, earns 3x points per
dollar on the first $ 150,000 you
spend each cardmember year in a few categories, including travel, shipping, internet / cable / phone, and advertising
on social media sites or with search engines, such as Google Ads.
The Gold
Card has at least some exclusive benefits and features
which make up for its high annual rate of $ 160, as well as a better points earning rate that helps users improve return they get
on each
dollar they
spend.
This no - fee Delta
card earns you points
on all types of
spending, not just
on flights: While every
dollar you
spend on Delta flights will earn you two miles, you will also earn 2 miles per
dollar at US restaurants, unlike most co-branded airline
cards which only offer bonus miles for
spending with that airline.
Which credit
card is best in terms of
dollar value after one year of
spending on different categories, focusing more
on the grocery category.
It may be useful to know
which credit
card is best in terms of total points or miles and
dollar value after one year of typical
spending, primarily focused
on grocery store and restaurant purchases.
These
cards earn 3X and 2X points per
dollar spent, respectively,
on travel and dining purchases...
which are 2 of the most commonly used categories for those who like to travel.
However, in order to take advantage of the aforementioned Morning Calm benefit, a cardholder needs to
spend money
on the
card for general purposes — if you plan
on doing that, there are better options out there
which will give you more valuable benefits for each
dollar spent.
Every
dollar spent on travel expenses garners two reward points
which rewards travelers who bring their Sapphire Preferred ®
Card for the trip.
You get 5 rewards points for each
dollar you
spend in stores
on online,
which equals a $ 20 rewards
card for every 2,000 points.
The
card earns 1.5 x miles per
dollar spent, and with the introductory deal those miles will be doubled for you,
which can earn you 3x miles
on your
spending.
You will receive two Stars per
dollar spent plus 4 % cash back
on dining,
which makes the Uber Visa
Card — at a total reward rate of 11.2 % — better for Starbucks
spending than the Starbucks Rewards ™ Visa ®
Card.
The Chase Sapphire Preferred ®
Card is best suited to someone who often travels and dines out, because it awards 2 points
on every
dollar you
spend in those areas,
which is a rich reward indeed.
The
card's 2x points per
dollar spent on Starwood means you'll quickly accumulate Starpoints,
which you can redeem for free hotel stays.
The Capital One ® Venture ® Rewards Credit
Card offers a flat 2x miles
on every
dollar spent (except as we noted,
on hotels.com/venture purchases),
which translates to a 2 % rewards rate when those miles are used to pay down travel expenses from your bill.
The
card awards just 1.25 miles
on every
dollar you
spend,
which translates to a 1.25 % rewards rate
on all purchases.
But if one
dollar can earn one reward point as in their Membership Reward program, and 100 reward points can be redeemed for $ 1 gift
card, then you will need at least to
spend $ 39,500
on mortgage payments to make up the fee,
which shouldn't take long to reach.
The 10 points per
dollar spent at IHG hotels — worth an estimated $ 0.0064 each — is great even when we compare it to other co-branded
cards,
which typically offer exceptional rewards
on purchases with the company.
There's also Bank of America's Accelerated Cash Rewards American Express
Card which offers you the chance to earn 1.25 % cash back
on every
dollar you
spend.
The
card offers 1.5 % cash back everywhere you shop, which is better than the 1.5 points per dollar spent that you earn through the PenFed Pathfinder Rewards American Express Card since the points vary in value depending on the redemption opt
card offers 1.5 % cash back everywhere you shop,
which is better than the 1.5 points per
dollar spent that you earn through the PenFed Pathfinder Rewards American Express
Card since the points vary in value depending on the redemption opt
Card since the points vary in value depending
on the redemption option.
You would need 1,000,000 (yep, one million) Venture Miles to redeem for that same flight,
which would require
spending a whopping $ 500,000
on your Venture Rewards
card (since it earns 2 miles per
dollar).
The
card would only benefit someone who is using the Name Your Own Price option
on Priceline,
which receives five points per
dollar spent.
All values are based
on our own estimates for the
dollar value of any points, miles or bonuses earned using a
card and
on the
spend assumptions entered above (
which you can edit).
Not only does the
card come with a 50,000 point sign - up bonus to get you started (
which is worth at least $ 625), you'll earn 2 points for every
dollar spent on dining and travel purchases.
Allegiant World MasterCard is a new Bank of America credit
card,
which carries a $ 59 fee per year, offers three points per
dollar spent on Allegiant purchases, two points per
dollar for dining, and one point per
dollar on everything else.
Since my American Express credit
card statement closed I want to report
on my experiment testing whether 7 - 11 store locations (where Vanilla Reload Network and PayPal Cash
cards are sometimes available for purchase with credit
cards) would earn bonus points with the American Express Hilton
card,
which gives 5 HHonors points per
dollar spent «
on gasoline at U.S. stand - alone gas stations.»
If you're a loyal Southwest customer, you may already have the Southwest Rapid Rewards Plus Credit
Card,
which earns you 2x points for every
dollar spent on Southwest purchases.
The Preferred
card —
which has the same APR as the standard Sapphire
card but comes with an annual fee after the first year, unlike the standard
card — will now offer two points per
dollar spent on travel and dining purchases.
The
card would only benefit someone who is using the Name Your Own Price option
on Priceline,
which receives five points per
dollar spent.
It's also much more generous than the average rewards credit
card,
which typically offers just one point per
dollar spent on everyday purchases.
The Points Guy is a fantastic resource for comparing different travel rewards
cards, but by far one of the very best bang's for your buck is going to be the Chase Sapphire Reserve credit
card,
which gives you 1 point for every
dollar spent, 3 points for every
dollar spent on travel and dining, and a host of other benefits.
The required amount of
spending would be lower if the
card were used
on Alaska or Virgin America purchase,
which earn 3 miles per
dollar.
We estimate an average value of 1.26 cents per Ultimate Rewards point,
which means each
dollar of
spending on Amazon with the Chase Freedom nets you about 6.3 cents of value — much better than 5 cents per
dollar with the Amazon Prime
card.
For example, by paying with the Gold Delta SkyMiles
card from American Express —
which offers 1 mile per
dollar on general purchases — you will earn a total of 2 SkyMiles per
dollar spent on Lyft rides, and 4 SkyMiles per
dollar spent on Lyft rides to and from the airport.
If you're planning a wedding, buying a houseful of furniture or expecting a baby, instead of using your old credit
card on which you just get one point per
dollar spent, sign up for a
card offering a big sign - up bonus.
To show you what we mean, we offer a comparison to a similar flat - rate
card — the Capital One Venture
card,
which features a 50,000 - mile sign - up bonus along with two miles
on every
dollar that you
spend, all for a $ 95 annual fee (waived the first year).
Every
dollar spent on the credit
card equals two points,
which can be redeemed toward any travel purchase at a rate of one cent each.
The World Elite MasterCard,
which carries no foreign transaction fees, comes with a sign -
on bonus of 35,000 miles after
spending $ 1,000 in the first 90 days of holding the
card and earns double miles
on Hawaiian Airlines purchases and one mile per
dollar on everything else.
With one of these
cards you'll often get a penny back for every
dollar you
spend on most purchases,
which is a 1 percent return.
All of the credit
cards mentioned above offer you Ultimate Rewards in return for
spending on the
cards (the Freedom
cards and the Ink Cash
card offer cash back
which can be converted to Ultimate Rewards points if you hold another Ultimate Rewards
card) and, while you're guaranteed at least 1 point per
dollar you
spend, most of these
cards also come with category
spending bonuses where you earn yet more.
A good return rate
on a cashback
card is 5 percent,
which is like getting five cents back per
dollar spent.
I value Carlson Gold points somewhere around 0.4 cents each so, if you have the Premier Rewards Visa
card, the promotion would see you earning 20 points /
dollar spent at Carlson properties
which is essentially an 8 % rebate
on your booking.
However, the Platinum
card comes with the valuable point - earner of an automatic SPG Program Gold Level Membership regardless of travel days,
which earns you 3 points per
dollar spent on SPG bookings.
The
card earns three points per
dollar spent on Allegiant purchases, including air, hotel, car rental and attractions, and two points per
dollar spent on dining,
which are decent earning rates.
While 4 credit
cards offer ThankYou points as a sign - up bonus there are actually 5
which will allow you to earn ThankYou points
on your
spending and all 5
cards offer bonus categories
which offer more than the regular 1 point /
dollar return.
For more generic travel rewards, including upgrades, you might consider the Capital One Venture Rewards (Visa Signature)
card which earns two miles per
dollar spent,
on top of a 10,000 - mile sign up bonus after the first $ 1,000
spent.
Many rewards credit
cards offer bonus earning categories
which give you extra miles or points per
dollar spent on qualifying purchases.
I would choose to use my Amex Platinum
Card which would earn me 5 Membership Rewards points per
dollar I
spend on Avios but
cards like the Chase Sapphire Reserve (3 points /
dollar) or the Chase British Airways Visa (3 Avios /
dollar) are solid options too.
While it isn't necessary to set up a detailed budget just to figure out
which card is right for you, it is important to know how where you are
spending your hard - earned
dollars on a regular basis.
You will earn 5 points per
dollar spent at office supply stores,
which is the greatest perk of this
card, but also
on cellular, landline, internet and cable TV services up to $ 50,000 annually.