Sentences with phrase «dollar term policy»

After being denied 4 times for term life because I had a melanoma over 10 years ago, Ed was able to secure a million dollar term policy for me.

For those that think that a million dollar term policy is expensive, you'll quickly notice that for a 25 year old male in good health only costs $ 645 per year with a 35 year old costing $ 795.

Many consumers that are now having children of their own - may indeed need a One Million dollar term policy.

But if you need coverage to pay for estate taxes, it is important to assess whether or not you need a whole life insurance in addition to your million dollar term policy.

Example: John age 71 in below average health had a $ 1 Million dollar term policy with 2 years remaining on his term.

Not exact matches

Uncertainty about the U.S. presidential race in the near term may produce periods of volatility for the U.S. dollar, yet RBC maintains that the U.S. currency will post modest gains against the Euro, Canadian dollar and sterling as markets look for a U.S. Federal Reserve policy rate increase in the first half of 2017.

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

And, use of APR may be most helpful when comparing loans of similar term, but it's always a good idea to also ask about the fees, the total dollar cost of the loan, and prepayment policies.

At some point, if these policies are inflationary, then the vigilantes or those that hold dollar reserves, such as China and Brazil and Mexico, they will be in the driver's seat in terms of longer - term Treasury debt, 10 years and 30 years Treasury debt in terms of their yield.

Additionally, based on the theme of monetary policy divergence on a global basis, we would anticipate that, all things equal, the US dollar will likely strengthen versus other developed markets» currencies, particularly over the longer term.

In addition, commodities have struggled under the weight of a stronger dollar, a trend likely to continue given long - term global trends such as divergent monetary policies.

Subsequently, expectations of further moves in monetary policy were scaled back somewhat, reflecting the rise in the Australian dollar and indications from the Federal Reserve that monetary policy in the United States was unlikely to be tightened in the near term.

«In addition, each of them receives a benefit package that includes 100 % paid health insurance, short term and long tern disability insurance and a life insurance policy for free, two weeks paid vacation, plus 8 paid personal or sick days and 50 cents on a dollar matching contribution to a retirement plan.

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State Attorney General Eric Schneiderman says as you prepare to spend your hard earned dollars beware of misleading bargains and added fees, compare warranty terms, know the terms of a layaway plan, check return and refund policies, beware of restricted gift cards, shop only on secure Internet connections, do not be tricked by confusingly similar website and domain names, protect yourself by using credit cards, be wary of too - good - to - be-true contests and prize promotions, and read the fine print.

Where research is concerned, «AIDS had a bigger drop in dollar terms than any other disease», says Mary Moran, the executive director of Policy Cures and the lead author on the report.

I want to make the committee an extremely active player in science policy, particularly in terms of how to stretch the science research dollars at a time of obvious austerity, and reauthorize both NASA and the Commercial Space Act so that the two are coordinated.

Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.

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Schools will find it easier to satisfy the terms of the DCL by moving around a few dollars than by making significant changes in personnel policy.

In North Carolina, Filardo suggested a policy wherein state officials step in to offer capital assistance if a district spends more than a certain percentage of its infrastructure dollars on short - term maintenance, rather than speeding long - term, fiscally responsible investments.

According to the National Association of Insurance Commissioners (NAIC), mortgage insurance lenders pay out only about 40 cents in benefits for every dollar spent by consumers on this type of policy, while it is 90 cents on the dollar paid out to consumers with regular term life insurance policies

The death benefit of a whole life insurance policy stays the same for the life of the policy, unless you purchase additional coverage, and often ranges from $ 50,000 to several million dollars (similar to level term).

As I noted this past January in Sixteen Cents: Pushing the Unstable Limits of Monetary Policy, a collapse in short - term yields to nearly zero is a predictable outcome of QE2, based on the very robust historical relationship between short - term interest rates and the amount of cash and bank reserves (monetary base) that people are willing to hold per dollar of nominal GDP:

Accident forgiveness programs cancel the increase in a driver's rates after an at - fault accident, which can save you hundreds of dollars over the term of your policy.

As the US Federal Reserve is the only major central bank leading the departure from ultra-low rate policy, rising yield differential (in favour of US versus others) can see a re-strengthening of the US Dollar in the short term.

For most people, you'll be much better off if you buy a cheap term life policy and put your investment dollars in stand - alone investment products.

I got a 15 year, $ 1 millon term life insurance policy for a few dollars a month.

When coupled with a life insurance policy, the hybrid LTCi owner will also have the advantage of passing dollars on to family on an income tax - free basis if the policy was never accessed for long term care coverage.

First, premiums are substantially higher than what a person would pay for a term life insurance policy for the same dollar amount, if it were to be issued.

In other words, your $ 500,000 15 year term life insurance policy will most likely not be worth $ 500,000 (in today's dollars) if something were to happen to you 15, 10, or even 1 year down the road.

Example: With an average inflation of 3 %, your $ 500,000 term life insurance policy is only worth about $ 400,000 (in today's dollars) if something were to happen to you 8 years from now.

And if he doesn't die within that term policy timeframe, 20 years let's say, but he's saved X amount of dollars throughout, because he didn't have a larger premium to put in the insurance policy, and then now he's got this bag of money, then the child can have the bag of money.

For example, you can purchase a $ 100,000 term life insurance policy for just a few dollars per month.

The term «split dollar» refers to sharing the economic benefits (of a permanent life insurance policy) between different parties.

We expect that the currencies of economies with relatively strong growth, where policy is likely to be tightened over the short term, should appreciate against the currencies of the G - 3 (U.S. dollar, euro and Japanese yen), where monetary policy is likely to remain loose over an extended period.»

In late December 1994 and January of 1995, the US Treasury and the Fed participated in a rescue of the Mexican peso, which was mostly caused by bad Mexican economic policy, but higher rates in the US diminished demand for the cetes, short - term US Dollar - denominated Mexican government notes.

Over the life of a 20 or 30 year term life policy, a difference of only two or three dollars per month can add up to thousands of dollars in lifetime premiums.

Before Easongate, came Ketchumgate — a term that I (and other bloggers) have used to describe the situation in which communications company Ketchum paid commentator and syndicated columnist Armstrong Williams with tax dollars to advocate for Bush administration policies.

Other long - term care policies, they pointed out, simply pay a fixed dollar amount when the insured becomes chronically ill, without regard to the actual cost of any long - term care services received, and thus are similar to fixed indemnity critical illness policies.

When you combine the lower rates in the industry with the savings you get by comparing multiple quotes, you may save hundreds of dollars per year on your term life insurance policy.

As with the term life plans, policyholders can choose from a number of death benefit dollar amounts, including $ 5,000, $ 10,000, $ 20,000, $ 30,000 or even $ 50,000 — and just one dollar can lock in a policy of up to $ 50,000 for the first month.

While we represent other top life insurance companies, such as MetLife and Prudential, the 5 companies above usually have the most competitive quotes for one million dollar term life insurance policy.

I could have bought a 1 or 2 million dollar term life insurance policy instead for way less than $ 200 per month and invested the difference.

Return of premium life insurance exists to mitigate the disappointment that many traditional term life policyholders feel when they realize that they've outlived their policies and spent thousands of dollars that can't be recovered.

This blog post will cover one $ 1MM term life insurance — which companies are most competitive, what you need to do to qualify for a million dollar life insurance policy, medical exam requirements, and some specific examples of pricing.

However, with dozens of top rated life insurance companies to choose from, you might save thousands of dollars over the term of your insurance policy by going with another life insurance provider.

Now it's easy to see how not being covered for «natural» causes of death would be a HUGE disadvantage, but when considered in light with the fact that these policies will generally provide coverage up to $ 500,000 dollar for accidental causes of death, and are typically quite affordable when compared to traditional term or whole life insurance policies, in many situations, they may be a worthwhile policy to consider.

Policy Lifetime Maximum Benefit The maximum dollar amount of benefits to be paid during the lifetime of the Long - Term Care Insurance pPolicy Lifetime Maximum Benefit The maximum dollar amount of benefits to be paid during the lifetime of the Long - Term Care Insurance policypolicy.

A $ 2,000,000 life policy for 30 Year term will have higher rates than a $ 1 Million dollar term life policy.