Sentences with phrase «down year your clients»

Of course in a down year your clients are «saved» from losses, but over the long term they are still behind their peers.

Not exact matches

After McFall started the sit - down meetings, two years ago, she knew when she could realistically expect each client's check, and she could request a bigger up - front fee if need be.
You'll likely find job fairs a good resource for networking with other business owners, meeting potential clients and introducing yourself to job seekers who may decide to work with you a few years down the line.
They're picky about clients, too: potential customers have submitted 30,000 projects in the last two years and Cho says the company turns down 70 % of the projects pitched to it.
When I started my freelance writing career years ago, clients repeatedly beat my rates down.
After heading to Asia for year - end client meetings, Levkovich wrote: «A 10 % total return in the next 13 - 14 months was perceived as being too conservative by many even as our year - end target is in line with mean and median top - down forecasts... Interestingly, several clients suggested that our outlook was far below the bullishness expressed by other even when our numbers are pretty much well within the Street's consensus.»
Ardagh, which has been manufacturing Dutch brewer Heineken's (HEIO.AS) iconic green beer bottles for over 25 years and also counts L'Oreal and Coca - Cola among its clients, has said it will use the proceeds of the IPO to pay down debt which stood at $ 7.2 billion or over five times its annual earnings last year.
«Advisor» Joe Elsasser and «Quant» Ron Piccinini discuss how to protect clients from a down market in the crucial early withdrawal years.
Wealth management reported client assets of $ 197 billion, down $ 8 billion, or 4 %, from a year ago.
If every other firm lost roughly the same percentage of money for their clients in a down year, why bother jumping ship to a competing firm if you were a client, right?
If every commercial firm utilized the same diversification strategies, then in up years, every firm's financial advisers more or less returned the same yields within a tight range to their clients, and in down years, every firm's financial advisers more or less returned the same losses within a tight range to their clients.
I'd like to share a few examples of new measures we have rolled out over the past year to continue to drive down maintenance and vacancy costs for our clients.
The helping hand from censors is in stark contrast to Baidu's woes two years ago, when regulators cracked down on its advertising practices, gutting its marketing client base and bringing its revenue growth to a grinding halt.
In the course of my career, I spent a number of years as a «Wealth Adviser» for a large money center bank, the purpose of which position was to advise wealthy clients on how to invest their money and then shift their assets down the generational ladder.
Retirement savings adequacy estimations are often based on the assumption that clients spend the same amount every year in retirement, and that the withdrawal rate to fund spending is based on spending down a percentage of retirement savings.
«Sit down with those clients, tell them you're shifting to a smaller customer base and if they don't meet your new minimum asset requirement, then offer that you can charge them an hourly planning fee, for maybe $ 250, and meet once a year.
When Exodus International closed down last year, they said it was because after 30 + years of ministry, the truth was that 99.9 % of their clients did not experience elimination of their same sex attractions.
He's probably not going to sign until it's already 2015, as his agent, Scott Boras, is never in a rush for this sort of thing unless someone floors his client with a deal that just can't be turned down — think back to Jacoby Ellsbury agreeing to a seven - year, $ 153 million contract with the Yankees in early December of 2013 for an example that sort of thing.
The 22 year - old's agent however has played down such a move, claiming it would be a «side - ways step» for his client, although Hysaj himself may not agree.
THIS is why my clients won't hire an photographer without years of birth artwork experience, years down the road with subsequent births.
So a 34 year old primagravida with no past medical history other than allergic rhinitis and wisdom tooth extraction (with excellent hemostasis after the procedure), who is a vegetarian, exercised regularly throughout pregnancy, had normal glucose and blood pressure throughout pregnancy, good fetal heart tones, a singleton head down baby, no family history of significant birth issues, no alcohol or drug use at all, and a 7 - 8 pound estimated fetus at term is someone you'd take on as a home birth client?
So, even though he had fewer years of experience than the client thought they needed, I put him forth as a candidate, confident that no matter who would later sit down to investigate this guy's brand, they would only come up with more evidence that he had a strong foundation and presence in this growing field.
[15:19]-- Another major source of histamine other than food is bacterial infections in the GUT [17:11]-- The two main enzymes that break down histamine [18:55]-- The GUT tests that Alison runs with clients [21:05]-- DAO (diamine oxidase) tests; Australia Immunopro, USA Dunwoody labs [21:24]-- Variation of DAO during a women's cycle [24:45]-- Genetic test for medication tolerance [33:05]-- H - Pylori and it's connection to histamine intolerance [37:45]-- Alison's treatment packages that she offers to her clients [42:57]-- Over the last 7 years of being a health coach what are some of the things that you've learned working with people [53:35]-- Graded histamine intolerance list
I sat down with Neal earlier this year at the Reebok Athlete Summit in the Bahamas to discuss everything from the evolution of his CrossFit Games career and his approach this season to his little - known passions for training clients with disabilities and animal rights.
The Short Version: Lanie Delphin is a down - to - earth matchmaker with 15 years of experience helping clients find love... (read more)
Drawing Down the Moon has spent years honing the matchmaking process to make it as simple and efficient as possible for all clients.
«Laurel is hands down one of the most candid and matter - of - fact people I have ever digitally met,» said Jen, a 29 - year - old client.
John Leguizamo plays a shifty bail bondsman, Michael Pena scorches a couple of scenes as a client Mick let down years before, a man now doing hard time.
Her client, wealthy career politician Castillo (Joaquim De Almeida), is running for president of Bolivia, a position he won and then relinquished years earlier, and he's down almost 30 points from the frontrunner, a fiery political upstart promising major change.
After multiple women came forward with sexual - harassment allegations against James Franco when he won his Golden Globe earlier this year, many publicists around town are wary about putting their clients up on that Oscar stage with some 30 million eyeballs glaring down at them.
GD: We all know that the market has softened from where it was a couple of years ago, so the main reason for several of the «star cars» failing to meet reserve simply comes down to client expectations being greater than what today's market is willing to bear.
For example, one Conway client struggled for many months to keep her credit card payments current, by drawing down and ultimately cashing in her retirement plan that she had spent years accumulating.
During our discussion, Keith explained that he recently boiled down his 15 years of investment management experience into a concise framework that he shares with his clients.
In many parts of the country, such as Toronto and Vancouver, our clients have prudently saved for many years to earn the down payment and right to secure a mortgage with a lending institution or bank.
Not to preach at all, but, Homerun has various investment avenues to substantiate their portfolio, but from what I have researched, their Pay Off Your Mortgage program has been running with great success for over 8 years now and I've spoken with two current and one previous client who all claim they have made 12 % religiously and paid down their mortgages significantly!
«Advisor» Joe Elsasser and «Quant» Ron Piccinini discuss how to protect clients from a down market in the crucial early withdrawal years.
The 42 - year - old client was turned down for a loan because he had no credit scores, says Rae, who is based in Los Angeles.
About 1 1/2 years later, this client told Nageh that the house down the street sold for $ 770,000.
My business has gone down about 45 % from 2 years ago because I offer a service that clients can either do themselves or get cheaper.
However Petteri is one of the very few dogs whose ongoing existance is thankfully sponsored by one of our returning multiday clients and Hamppu is just waiting for his forever home since one of our old guides has offered to take him when she has settled down (it has just taken four years of waiting so far, but we are patient and hopeful and so is Hamppu!).
The Veterinary Hospital Managers Association (VHMA) recently reported that in the last year, veterinary revenue growth went up 5.1 %, patient visits went down slightly, and new client growth declined by 13 %!
After 25 years of booking Hawaii trips, Linda Dancer has a well - tuned system for sitting down with clients interested in a romantic visit to the Aloha State.
If the firm has been in existence for five or ten years, or longer, the likelihood is that the firm will continue to provide similar types of services to its varied client base, even though its attorneys may not know for whom they will be performing this work six months down the road.
The problem with this approach is that five years down the line, if one of your clients sues you for something you did that first year, you won't be covered.
The story focuses on Candace Gorman, a Chicago lawyer with «a pronounced soft spot for underdogs and seemingly hopeless causes,» who shut down her regular law practice two years ago to devote all her attention to two clients, both Guantanamo detainees.
Satisfaction, however, remained flat at 4.2 points, indicating that while it remains very important to clients (4.5 this year, down from 4.6), it is still not as important as the quality of service delivery and legal advice they receive (clocking in at 4.8 and 4.7 respectively).
Armed with years of knowledge and experience fighting insurance companies, the personal injury attorneys at Hammond & Hammond are able to set down with their clients and provide them with a road map and strategy to be readily prepared for the process ahead of them as they pursue a successful outcome.
«Profitability Analysis jumped to the top this year, bouncing last year's # 1 (Client Fee Discussions) down to # 4,» he wrote in a breakdown of the ALM survey.
Years ago, you wrote it down, billed it, and then the client paid.
For more than 18 years, I have provided exceptional criminal defense to clients from one end of Ohio to the other on charges ranging rape and kidnapping down to OVI, speeding and other traffic violations.
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