There is no additional cost associated with this privilege until we pay an item that is
drawn against insufficient funds.
Where that direction applies, we will refuse to pay most Transactions
drawn against insufficient funds.
Drafts or other transfer or payment orders which are
drawn against insufficient funds may be subject to a service charge set forth in the Fee Schedule.
When you overdraft one account, funds will be debited from the linked account in the amount of the transactions
drawn against your insufficient funds and deposited into your checking account up to the account's available amount.
Equity Credit Line Overdraft Protection works by issuing a line of credit and charging your credit line in the amounts of the transactions
drawn against your insufficient funds, up to the available limit.