Sentences with phrase «driven by an uninsured driver»

Note to passengers: If you are the passenger in a car driven by an uninsured driver and are injured, you can still collect damages.

Not exact matches

If you drive a vehicle valued at $ 50,000, for example, and you are hit by a driver whose insurance provides coverage up to $ 25,000 in damages, your uninsured or underinsured motorist coverage would cover the difference, up to the limits of liability in your policy.

The sentencing guidelines council has issued the following definitive guideline: causing death by careless or inconsiderate driving carries a maximum penalty of five years; causing death by driving, unlicensed, disqualified or uninsured drivers carries a maximum of two years (see tables above for more details).

The Sentencing Guidelines Council has released its definitive guidelines to tackle four offences: causing death by dangerous driving; causing death by careless driving under the influence of alcohol or drugs; causing death by careless driving; causing death by driving unlicensed, disqualified or uninsured drivers.

We also have ample experience in representing clients who were involved in distracted driving accidents, including texting accidents, drunk driving accidents, underinsured / uninsured motorist accidents, crashes involving aggressive drivers, hit and runs and accidents caused by defective auto parts (product liability cases).

Bruinsma v. Cresswell et al. 2013 ONCA 111 Insurance — Automobile insurance — Compulsory government schemes — Uninsured or underinsured motorist coverage — Exceptions and exclusions A disqualified driver (plaintiff) was in an accident while driving his girlfriend's vehicle (insured by CAA).

If for example, a pedestrian was hit by an uninsured driver while crossing the street or riding their bicycle, the UM coverage in their insurance policy would cover the cost of their injuries — whether the responsible motorist was driving a bus, truck, motorcycle or car.

If you were a passenger, you might technically be covered by your own policy and that of the driver, assuming he or she has coverage and is not driving uninsured.

The uninsured driver will not be because he or she broke the law by driving a vehicle without coverage.

The penalties for driving uninsured are getting more severe — in addition to risking economic loss by not having insurance protection, you risk fines, suspension of driver's license or registration and even time in jail.

«Most uninsured motorists in the U.S. are responsible, safe drivers who simply can not afford to purchase liability coverage with their income but who still need to drive for their work,» Insurance Journal reports from a study by the Consumer Federation of America.

If you are hit by a motorist who is driving without insurance and don't have uninsured motorist property damage, then you would be left to go after the at - fault driver to pay for your damages.

Uninsured Motorist Coverage: This coverage protects you, your family members or someone driving your car with your permission if one of you is hit by an at - fault, uninsureUninsured Motorist Coverage: This coverage protects you, your family members or someone driving your car with your permission if one of you is hit by an at - fault, uninsureduninsured driver.

Feb 07, 2011 - The Palmetto State is one of few that offer drivers the chance to opt out of driving with automobile coverage by paying an uninsured motorist fee of $ 550 when they register their vehicle.

«You can protect yourself from being hurt financially by buying uninsured / underinsured motorist protection,» points out Kummer, director of auto insurance for the Property Casualty Insurers Association of America in Des Plaines, Ill. «Without uninsured / underinsured motorist coverage, you have little likelihood of gaining payment for damages you or your vehicle sustain if you're involved in an accident with a driver who is either underinsured or driving without any coverage,» says Kummer.

Driving with the sea breeze blowing through your hair can easily become ruined by uninsured, carless drivers who cause inconvenient fender benders.

Premium rates on auto insurance are affected not only by your driving record, but also by the demographic features of your zip code, such as population density, unemployment rates, median income levels, poverty stats, median resident age, crime rates, the percentage of uninsured drivers on the roads, and other details that change between zip codes, even within the same state.

The uninsured driver will be ticketed by police and could lose their license, depending on past driving records.

Despite efforts by states to curb the number of uninsured motorists on the roads, the Insurance Research Council found 13 percent of drivers nationwide were driving without coverage in 2015, the last year for which data is available.

Some drivers risk harsh punishments by driving uninsured.

If you opt to drive without insurance, you are required by law to meet the New Hampshire Motor Vehicle Financial Responsibility Requirements; uninsured drivers who get into an accident where they are deemed «at fault» must be able to pay for damage to the other vehicle (and the people in it) out - of - pocket.

With uninsured motorist car coverage, you will be able to drive with the knowledge of, even if your vehicle is destroyed by another Palm Bay car whose driver does not have insurance, you will not be left holding the bill.

Texas has attempted to lower its above - average uninsured driver rate (roughly 25 %) by imposing harsh penalties if you are caught driving without insurance.

Having uninsured motorist coverage ensures that, if you are sideswiped by an uninsured driver while driving down the Kennedy Expressway, any ensuing medical bills or property damage will be covered.

This car insurance policy can provide the driver with liability coverage, any needed medical expenses and uninsured and underinsured motorist coverage for a driver who does not yet own a car or could be driving a vehicle owned by someone else.