Sentences with phrase «driver exclusion»

You can opt for named driver exclusion which states that your wife will not be covered under the policy when she is driving the husbands car.

Some insurance companies will opt for a named - driver exclusion if your spouse has a particularly bad driving record.

Named driver exclusions occur when your policy specifically does not cover a specific, named individual.

21st Century then moved for summary judgment because its policy contained a «Named Driver Exclusion Endorsement» that excluded Roberson from all coverage under the policy; the trial court agreed and granted 21st Century's motion.

A named - driver exclusion specifies that your spouse isn't covered and isn't permitted to drive your car.

The Illinois Supreme Court has determined the «named driver exclusion» contained in uninsured / underinsured motorist (UM / UIM) auto insurance policies is invalid for violation of the state's mandatory insurance requirements and public policy where the exclusion bars coverage for the named insured.

The named driver exclusion (also sometimes referred to as the «designated persons coverage exclusion») can make it very difficult for certain plaintiffs to obtain insurance coverage for their injuries.

If you omit your husband from your car insurance policy, avoid telling your insurer about your spouse or fail to get a named driver exclusion, your insurance company can cancel your policy for these omissions.

You may be able to put your husband on a document called a «named driver exclusion.»

If your husband's record will cause you severe financial burden, another option in addition to named driver exclusion is for him to surrender his driver's license.

Not all states allow a named driver exclusion, so talk with your insurance specialist to determine whether you can get one.

In order to exclude a driver from your insurance policy, you will have to deliver a written «named driver exclusion» to your insurance carrier to specify exactly which driver you would like to be excluded from your insurance policy.

Named driver exclusions are allowed to be included in commercial motor vehicle policies.

Keep in mind that in California and certain other states permit what Griffin described as «driver exclusions».

Named driver exclusion: Endorsement on your auto policy that excludes a particular driver who has access to your car from coverage.

Call your car insurance company to find out if driver exclusions are permitted in your state, and, if so, how much you'll save on your premium by doing so.

An example of a common auto insurance exclusion is a named driver exclusion.