Not exact matches
We have helped
drivers with a full range
of credit ratings so don't let that
low credit score impact your motoring experience anymore, regain control
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* 3) Each appearance on a list gets an unweighted
score based on the ranking 4) Ranking
scores are logarithmically determined (i.e. top
scores are much more valuable than
lower scores) 5) Each retailer weighted by approximate market share as determined by the editors
of Digital Book World and Iobyte Solutions 6) Additional appearance
credit is awarded for appearing on multiple lists 7) Combined
scores for the week determine final
score for each title 8) Titles are ranked by final
scores and also grouped into sub-lists by price (four separate price - band lists: $ 0 — $ 2.99; $ 3.00 — $ 7.99; $ 8.00 — $ 9.99; and $ 10.00 and above) 9) Minimum price that appeared at any point during the week on any retailer is used for determine price band (assumption that
low price is an important
driver of ranking)
Having a good
credit score gives you a chance to have
lower auto insurance rates, an expense every
driver will have for the rest
of their lives.
While most car insurance companies rely on risk factors and
credit scores to help determine insurability, there are a few providers that are more accepting
of low credit and high risk
drivers.
Critics
of the practice say basing insurance rates on
credit scores unfairly impacts
lower - income
drivers.
The insurance industry says there is statistical proof
of a direct correlation between
drivers with
low credit scores and frequency and severity
of accidents, as well as policy cancellations because
of non-payment.
Unpaid traffic citations can
lower drivers»
credit scores — If you think you can ignore an out -
of - state traffic ticket, it can hurt in an unexpected way: damage to your
credit score... (See Unpaid tickets hurt
credit score)
CFA's prior research has shown that blue - collar workers,
drivers with
lower levels
of educational attainment, and
drivers with
low credit scores pay considerably higher premiums for these basic policies.
A great
credit score helps
lower the price
of car insurance for young
drivers and senior
drivers, but younger people normally have no
credit so start accruing points just as you could.
The study indicated that
drivers with the
lowest credit scores are likely those in the greatest danger
of being over-charged, but even
drivers with average to good
credit could still be affected.
You may be able to change your status and be able to purchase standard car insurance plans if you don't add any further infractions on your record, improve your
credit score, or display other forms
of proof that you are a responsible
driver and a
lower risk.
Statistically, Dublin
drivers with both a good driving record and high
credit score will have the
lowest insurance premium rates because they are seen as less
of a risk.
Maintaining a good
credit score can
lower the possibility
of being classified as a «high risk»
driver.