Driver training discount: Receive a discount of up to 10 percent if
young drivers on your policy, under 21 in most states, who complete an approved training course.
If you have any licensed drivers residing in your home, even if they are not related to you, you are expected to include them as an
occasional driver on your policy.
Drivers License Policies, or Named Driver Policies, provide the
named drivers on the policy with Liability coverage which follows the driver to any vehicle.
Medical Payments coverage is for medical bills for any
covered driver on your policy (including yourself) as well as any injured passengers in your vehicle.
The relatives in your immediate household, your passengers, and other
authorized drivers on your policy are also protected under personal injury protection coverage.
Whether or not you keep the same vehicle and have the
same drivers on your policy, you need to be sure that you manage your car insurance properly when you are moving.
If you're a college student, or if you have a teen or
college driver on your policy, make sure they keep their grades up to get any school - related discounts.
Driver's education discount: If a
young driver on your policy has completed a driver's education course, you may qualify for a discount on most coverages.
We recommend you have handy your car's vehicle identification number (VIN), your driver's license number and those of any
other drivers on the policy.
Many automated systems including plug - ins, GPS systems, and even additional monitoring within vehicles means insurance companies can better rate the
insured drivers on a policy.
Become eligible for this discount if you have a student
driver on your policy who maintains good grades as determined by American Family.
If you're a
secondary driver on a policy or you are away at school or on deployment, you might be able to receive a discount, because you don't drive your car often.
Make sure the policy is what you need to provide you and any other
drivers on your policy with the coverage required by state law as well as the coverage that gives you peace of mind.
Don Griffin, Dave Snyder and Carolyn Gorman are among the insurance industry officials that agree that having a
poor driver on your policy will impact your auto insurance premium.
Learner drivers who learn in someone else's car should also be able to benefit from cheaper premiums as they won't be the
main driver on the policy.
Good driver discounts and no claims bonuses are helpful if you are the
only driver on your policy, but if you have multiple drivers and multiple cars, you can save even more by having all drivers affiliated with the same provider (this is sometimes called a «multi vehicle policy» — although they are not the exact same thing).
Many auto insurance providers offer up to a ten percent reduction when the primary
driver on a policy successfully complete a state approved Texas defensive driving course.
As teenagers count the day to their sweet 16, some parents face heftier bills and stressful times as auto insurance premiums can increase by 50 to 100 percent by having an
inexperienced driver on the policy.
-- The individuals listed
as drivers on your policy may or may not be listed on the declarations or information page, but these people can make a big difference in how much you are paying for insurance.
However, what you pay for car insurance may also depend on your driving history, your age, the number
of drivers on your policy, and more.
If there is a
young driver on the policy who is a good student, has taken a drivers education course or is away at college without a car, you may also qualify for a lower rate.
If there is a young
driver on your policy who is a good student, has taken a drivers education course or is away at college without a car, you may also qualify for a lower rate.
Adding a Teen to Your Auto Policy The benefit of having your
teenage driver on your policy is that all your discounts will be applied to the new driver.